Insurer profile
ABC Insurance S.A.
ABC Insurance S.A. · Romania
Overview
ABC Insurance S.A. (formerly ABC Asigurări Reasigurări S.A.) is a Romanian general insurance company founded in 1997, with 100% Romanian capital, part of the Electromontaj Group. It specialises in contractual guarantee insurance and offers a diversified portfolio covering individuals and businesses in Romania and across the EU.
Source15
Products in this market
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Offer pages
Company details
- Parent group
- Electromontaj S.A.
- Regulator
- Financial Supervisory Authority (ASF) – authorization no. RA 035/2003
- Phone
- +40 21 230 5151
- [email protected]
Products from ABC Insurance S.A.
Property5
Home and Property Insurance
Insurance for homes and household contents covering fire, earthquake, flooding, theft and other natural disasters.
Buildings and Contents Insurance (Legal Entities)
Insurance for buildings and contents belonging to legal entities, covering structures, machinery, equipment, inventory and circulating assets against fire and other calamities.
Construction and Assembly All-Risks Insurance (CAR/EAR)
All-risks policy covering civil construction and assembly works under execution, including both the works themselves (Section I) and third-party liability arising from insured events on site (Section II).
Electronic Equipment Insurance
Complex insurance covering material damage to electronic equipment (Section I), loss of data and external data carriers (Section II), and additional operating expenses (Section III).
Machinery Breakdown Insurance
Insurance for commissioned machinery, machine tools, equipment, engines and technological lines against accidental damage from internal causes (material defects, design errors) and external causes (operational negligence, natural hazards).
Health2
Medical Assistance Abroad
Travel medical assistance insurance providing health coverage for insured persons travelling outside Romania.
Personal Accident Insurance
Policy providing financial compensation for death, permanent disability or temporary incapacity for work resulting from an accident.
Liability6
General and Professional Civil Liability Insurance
Liability insurance covering general civil liability and professional liability for a wide range of professions including lawyers, architects, medical staff, accountants, insolvency practitioners, customs agents, bailiffs, brokers, and others.
Carrier Liability Insurance (Passengers and Cargo)
Insurance covering the liability of carriers towards transported passengers in case of road traffic accidents and towards cargo owners for goods transported by road within the EEA.
Employer Liability Insurance
Insurance covering the civil liability of employers towards their own employees in the event of work-related accidents or professional diseases.
Security Services Civil Liability Insurance
Civil liability insurance for companies providing security guard and monitoring services.
Construction Activity Third-Party Civil Liability
Civil liability insurance covering damage caused to third parties arising from construction and assembly activities.
Mandatory Professional Medical Liability Insurance
Mandatory professional liability insurance for doctors, pharmacists and other healthcare professionals covering medical malpractice claims.
Regulatory updates
In early 2025, ABC Insurance became the subject of a regulatory controversy: whistleblowers within the ASF alleged that the authority's leadership intervened to reclassify findings from a 2024 control inspection and delayed sanctioning the insurer. ASF publicly confirmed that the company meets its solvency capital requirements. The company denied any wrongdoing, stating it has always complied with applicable legislation. In March 2025, ASF issued a fine of 260,100 RON against ABC Insurance. In 2024, the company increased its share capital to 30,480,000 RON, and ASF approved Electromontaj S.A. as the new majority shareholder (56.5%) following its acquisition of the stake previously held by Hidroconstrucția S.A.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ABC Insurance for the Romania market.
Last verified Aug 12, 2026