Insurer profile
Groupama Asigurari S.A.
Groupama Asigurari S.A. is the leading insurer in Romania, number one in non-life, home, and health insurance, offering a wide range of property and casualty, personal, agricultural, life, and health insurance products to over 2 million individual clients and 175,000 companies. It is the Romanian subsidiary of the French Groupama Group.
Source- Legal entity
- Groupama Asigurari S.A.
- Headquarters
- Bucharest, Romania
- Parent group
- Groupama Assurances Mutuelles
- Regulator
- Financial Supervisory Authority (ASF) – Autoritatea de Supraveghere Financiară, authorization number RA-009
- Phone
- +40 374 110 110
- office@groupama.ro
- Last verified
- May 2, 2026
Products from Groupama Asigurari S.A.
motor
Compulsory Motor Third Party Liability Insurance (RCA)
Mandatory third-party liability motor insurance covering material and bodily injury damages to third parties in traffic accidents, valid in Romania and 42 Green Card countries.
motor
CASCO Gradual – Comprehensive Motor Insurance (Individuals)
Flexible comprehensive motor insurance for individuals with 5 coverage options, covering accidents, theft, vandalism, natural disasters, and roadside assistance across Romania and 44 European countries.
motor
CASCO Moto – Motorcycle Comprehensive Insurance
Comprehensive insurance for motorcycles and scooters, valid in Romania and 44 European countries, including unique coverage for the motorcyclist's protective equipment.
motor
CASCO Fleet – Commercial Fleet Insurance
Comprehensive motor insurance policy for business fleets, providing prompt repair support through Groupama's extensive partner service network.
property
PAD – Compulsory Natural Disaster Insurance
Mandatory home insurance policy covering damages from natural disasters (earthquake, flooding, landslide) as required by Romanian Law 260/2008.
property
Essential Home Insurance (Facultative)
Optional home insurance covering fire, theft, vandalism, flooding from neighbors, storm, hail, and other risks, with self-assessment option for claims.
property
Home Insurance with Extra Coverages
Comprehensive optional home insurance covering the building, contents, outbuildings, garden, and leisure amenities, with civil liability and emergency technical assistance.
property
Fire and Other Calamities Insurance (Commercial)
Commercial property insurance for businesses covering buildings, equipment, stocks, and raw materials against fire, natural disasters, and other risks, with optional business interruption coverage.
property
All-Risk Construction and Assembly Insurance (CAR/EAR)
All-risks insurance for construction and assembly works, covering the project from start to completion, including contractors' liability.
property
HoReCa Business Insurance
Tailored professional insurance solution for hospitality, restaurant, and catering businesses, providing comprehensive protection for business assets and liability.
health
Integral Medical Insurance – Individual and Family
Comprehensive private health insurance for individuals and families, created in partnership with Regina Maria network, covering prevention, diagnosis, and treatment.
health
Health Insurance – Hospitalization and Surgery
Private health insurance focused on hospitalization and surgical procedures, covering up to 20,000 EUR/year in private and public hospitals, available for individuals and families.
health
Group Integral Medical Insurance (Corporate)
Corporate group health insurance in partnership with Regina Maria, offering employees comprehensive medical coverage including ambulatory, hospitalization, and surgery.
health
Group Health Insurance – Hospitalization and Surgery (Corporate)
Corporate group health insurance covering employees' hospitalization and surgical costs in private and public hospitals, flexible and modular product.
life
Mixed Life Insurance
Mixed life insurance covering the risk of death from any cause, with a savings component payable at the end of the contract period, contract duration 3–10 years.
life
Private Death Insurance with 24-hour Payment
Term life insurance focused on death coverage with a limited premium payment period but lifetime protection, with fast 24-hour claim payment.
life
Group Life Insurance
Group life insurance for corporate clients, covering the risk of death for employees.
health
Personal Accident Insurance
Personal accident insurance providing fixed indemnities in case of death, total permanent disability, fractures, burns, or surgical interventions resulting from accidents.
health
Critical Illness Supplementary Insurance
Supplementary insurance providing a lump sum upon diagnosis of cancer or other serious illnesses, attachable to a life insurance base policy.
travel
Travel Insurance – Abroad
International travel insurance covering emergency medical assistance, hospitalization, repatriation, accidental death, civil liability, and lost documents while traveling abroad.
travel
Travel Insurance – Romania (Domestic)
Domestic travel insurance for trips within Romania, covering emergency medical assistance, roadside assistance, accidental death, and optional vacation cancellation and sports coverage.
travel
Vacation Cancellation (STORNO) – Supplementary Travel Add-on
Optional travel add-on that reimburses holiday package costs up to 10,000 EUR if an unforeseen event prevents departure.
travel
Group Travel Insurance – Abroad (Corporate)
Corporate group travel insurance for employees on business trips abroad, covering emergency medical assistance, hospitalization, repatriation, accident, and civil liability.
travel
Group Travel Insurance – Romania (Corporate)
Corporate group domestic travel insurance for employees traveling within Romania, covering emergency medical assistance and accidental death.
liability
Professional Civil Liability Insurance
Professional liability insurance for accountants, auditors, lawyers, insurance brokers, insolvency practitioners, valuators, and other professionals against financial damages from errors, omissions, or negligence.
liability
General Civil Liability Insurance (Legal)
General civil liability insurance for companies covering material damage or bodily injury caused to third parties (clients, employees, suppliers) during business operations.
liability
Directors and Officers Liability Insurance (D&O)
Directors and Officers liability insurance protecting company managers and executives against claims for wrongful acts in their managerial capacity.
liability
Civil Liability Insurance for Architects and Construction Engineers
Professional liability insurance for architects and construction engineers covering financial damages to third parties due to professional errors in construction projects.
other
Agricultural Crop Insurance
Agricultural insurance for crop producers covering losses from climatic risks (frost, hail, storm, drought, flooding), available for arable crops, orchards, and vineyards.
other
"All Climatic Risks" Crop Insurance
Comprehensive all-climatic-risk agricultural insurance for crops offering broader protection against weather-related perils than the standard crop policy.
other
Livestock Insurance
Insurance for livestock (cattle, sheep, pigs) covering death of insured animals from accidents, illness, or natural disasters.
other
Fish Farm Insurance
Specialized insurance for fish in aquaculture farms, covering losses from accidents and natural disasters.
other
Agricultural Machinery Insurance
Insurance for agricultural machinery and equipment against accidental damage, fire, theft, and natural risks.
property
Cargo – Goods in Transit Insurance
Insurance for goods during transport for manufacturers, exporters, importers, and logistics companies, covering total or partial loss or damage during road transport operations.
liability
Carrier's Liability Insurance (CMR)
Liability insurance for road freight carriers covering the loss or damage of goods transported under road freight contracts.
other
Roadside Assistance Insurance
Roadside assistance insurance providing emergency breakdown, towing, replacement vehicle, and hotel services for vehicles in Romania and abroad.
other
IT&C Professionals Insurance
Tailored insurance package for IT and telecommunications professionals covering professional liability and other risks specific to the technology sector.
Regulatory updates
In 2023, ASF sanctioned Groupama Asigurari S.A. with three fines totaling 340,600 lei: 115,500 lei for non-compliance with anti-money laundering law (Law 129/2019), 100,700 lei for breaching RCA payment deadlines (Law 132/2017), and 124,400 lei for breaching corporate governance regulations (ASF Regulation 2/2016). In 2024, Groupama recorded 2,319 client complaints with ASF (highest among Romanian insurers) but no new sanctions were applied by the new ASF leadership. ASF reference tariffs for RCA were updated for 2025 with an average increase of approximately 4.8%.
Reputation and reviews
Verified offer pages
Travel insurance
Groupama is a travel insurance for the RO market with online purchase and 24/7 assistance.
Last verified May 5, 2026
Motor casco
Groupama is a motor casco insurance for the RO market with no online purchase and 24/7 assistance.
Last verified May 8, 2026
Motor third-party liability
Groupama is a motor third-party liability insurance for the RO market with online purchase and 24/7 assistance.
Last verified May 5, 2026