Insurer profile
Genesis Seguros Generales, S.A. de Seguros y Reaseguros
Génesis is a direct-sales insurance company operating in Spain since 1988, pioneering telephone and internet insurance sales. Originally founded through an alliance between Metropolitan Life and Banco de Santander, it became part of Liberty Seguros in 2003, and in January 2024 passed to the Generali Group (Generali Seguros y Reaseguros, S.A.U.). It specialises in motor (car and motorcycle), home, life, pet and commercial insurance, serving over 2 million customers.
Source- Legal entity
- Genesis Seguros Generales, S.A. de Seguros y Reaseguros
- Headquarters
- Madrid, Spain
- Parent group
- Generali Seguros y Reaseguros (Grupo Generali)
- Regulator
- Directorate General for Insurance and Pension Funds (DGSFP) — Ministry of Economic Affairs and Digital Transformation of Spain
- Phone
- +34 913 422 520
- contacto@genesis.es
- Founded
- 1988
- Last verified
- Jul 17, 2026
Products from Genesis Seguros Generales, S.A. de Seguros y Reaseguros
motor
Third-Party Car Insurance (Terceros)
Basic mandatory third-party liability car insurance including roadside assistance from km 0, legal defence, and claim management.
motor
Extended Third-Party Car Insurance (Terceros Ampliado)
Extended third-party car insurance adding theft, fire, windscreen cover, atmospheric phenomena, and collision with game animals.
motor
Comprehensive Car Insurance (Todo Riesgo)
Fully comprehensive car insurance covering own damage, total loss, replacement vehicle, and extended legal defence.
motor
Comprehensive Car Insurance with Excess (Todo Riesgo con Franquicia)
Comprehensive car insurance with a fixed excess contribution by the policyholder in case of own-damage claims.
motor
Electric and Hybrid Car Insurance
Car insurance specially adapted for electric and plug-in hybrid vehicles, covering electrical components and EV-specific roadside assistance.
motor
Third-Party Motorcycle Insurance (Moto Terceros)
Basic third-party liability motorcycle insurance with roadside assistance, legal defence, and claims management.
motor
Extended Third-Party Motorcycle Insurance (Moto Terceros Ampliado)
Extended third-party motorcycle insurance adding theft and fire without excess, free choice of workshop, and rider accident cover up to €30,000.
motor
Comprehensive Motorcycle Insurance (Moto Todo Riesgo)
Fully comprehensive motorcycle insurance covering own damage, collision, total loss, and personal accident protection for the rider.
motor
125cc Motorcycle Insurance
Specific insurance product for 125cc motorcycles with tailored coverage options.
motor
Moped Insurance (Ciclomotor)
Insurance for mopeds (ciclomotores) with mandatory civil liability and optional extended coverages.
property
Home Insurance
Flexible home insurance covering building structure and/or contents against water, fire, theft, electrical damage, and civil liability, with 24h assistance and IT support.
life
Life Insurance
Personalised life insurance with a core death benefit (any cause) and optional add-ons including disability, critical illness, and funeral cost advance.
other
Accident Insurance
Personal accident insurance providing capital compensation in case of death or disability resulting from an accident.
pet
Pet Insurance
Insurance for pets offering coverage adapted to the needs of pet owners.
property
Commercial Business Insurance
Insurance for commercial premises and small businesses covering property damage, civil liability, and other business risks.
other
Boat / Watercraft Insurance
Insurance for recreational boats and watercraft covering civil liability and material damage.
liability
Family Civil Liability Insurance
Civil liability insurance protecting the policyholder and family members against claims for damages caused to third parties in everyday activities.
other
Funeral / Decesos Insurance
Funeral expenses insurance covering the costs associated with death, including repatriation.
Regulatory updates
Génesis operates under the supervision of the DGSFP, Spain's insurance and pension fund regulator, and is registered as an authorised insurer (non-life branch). Following the acquisition of Liberty Seguros by the Generali Group in January 2024, Génesis now operates under the umbrella of Generali Seguros y Reaseguros, S.A.U. (CIF A-48037642, registry key C-0467). The company continues to be subject to Solvency II requirements and standard DGSFP supervisory oversight. No specific sanctions or extraordinary regulatory actions against Génesis have been publicly reported in recent periods.
Reputation and reviews
Offer pages
Motor casco
Génesis is a motor casco insurance for the Spain market with online purchase and limited assistance availability.
Last verified Jul 18, 2026
Motor third-party liability
Génesis is a motor third-party liability insurance for the Spain market with online purchase and 24/7 assistance.
Last verified Jul 17, 2026