Insurer profile
GENERALI España de Seguros y Reaseguros, S.A. (Génesis brand)
GENERALI España de Seguros y Reaseguros, S.A. (Génesis brand) · Spain
Overview
Génesis is a direct-sales insurance company operating in Spain since 1988, pioneering telephone and internet insurance sales. Originally founded through an alliance between Metropolitan Life and Banco de Santander, it became part of Liberty Seguros in 2003, and in January 2024 passed to the Generali Group (GENERALI España de Seguros y Reaseguros, S.A.). It specialises in motor (car and motorcycle), home, life, pet and commercial insurance, serving over 2 million customers.
Source18
Products in this market
2
Offer pages
Company details
- Parent group
- GENERALI España de Seguros y Reaseguros, S.A. (Grupo Generali)
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) — Ministry of Economy, Trade and Enterprise
- Phone
- +34 913 422 520
- [email protected]
Products from GENERALI España de Seguros y Reaseguros, S.A. (Génesis brand)
Motor10
Third-Party Car Insurance (Terceros)
Basic mandatory third-party liability car insurance including roadside assistance from km 0, legal defence, and traffic-fine management.
Extended Third-Party Car Insurance (Terceros Ampliado)
Extended third-party car insurance adding theft, fire, windscreen cover, atmospheric phenomena, and collision with game animals.
Comprehensive Car Insurance (Todo Riesgo)
Fully comprehensive car insurance covering own damage, total loss, replacement vehicle, and extended legal defence.
Comprehensive Car Insurance with Excess (Todo Riesgo con Franquicia)
Comprehensive car insurance with a fixed excess contribution by the policyholder in case of own-damage claims.
Electric and Hybrid Car Insurance
Car insurance specially adapted for electric and plug-in hybrid vehicles, covering electrical components and EV-specific roadside assistance.
Third-Party Motorcycle Insurance (Moto Terceros)
Basic third-party liability motorcycle insurance with roadside assistance, legal defence, and traffic-fine management.
Extended Third-Party Motorcycle Insurance (Moto Terceros Ampliado)
Extended third-party motorcycle insurance adding theft and fire without excess, free choice of workshop, and rider accident cover up to €30,000.
Comprehensive Motorcycle Insurance (Moto Todo Riesgo)
Fully comprehensive motorcycle insurance covering own damage, collision, total loss, and personal accident protection for the rider.
125cc Motorcycle Insurance
Specific insurance product for 125cc motorcycles with tailored coverage options.
Moped Insurance (Ciclomotor)
Insurance for mopeds (ciclomotores) with mandatory civil liability and optional extended coverages.
Property2
Home Insurance
Flexible home insurance covering building structure and/or contents against water, fire, theft, electrical damage, and civil liability, with 24h assistance and IT support.
Commercial Business Insurance
Insurance for commercial premises and small businesses covering property damage, civil liability, and other business risks.
Other3
Accident Insurance
Personal accident insurance providing capital compensation in case of death or disability resulting from an accident.
Boat / Watercraft Insurance
Insurance for recreational boats and watercraft covering civil liability and material damage.
Funeral / Decesos Insurance
Funeral expenses insurance covering the costs associated with death, including repatriation.
Regulatory updates
Génesis operates under the supervision of the DGSFP, Spain's insurance and pension fund regulator, and is registered as an authorised insurer (non-life branch). Following the acquisition of Liberty Seguros by the Generali Group in January 2024, Génesis now operates under the umbrella of Generali Seguros y Reaseguros, S.A.U. (CIF A-48037642, registry key C-0467).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Génesis for the Spain market, with online purchase.
Last verified Jul 18, 2026
Motor third-party liability
motor third-party liability insurance from Génesis for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 17, 2026