Insurer profile

Helvetia Swiss Company, S.A. of Insurance and Reinsurance

Helvetia Seguros is the Spanish subsidiary of the Swiss Helvetia Baloise Group, founded in 1992 (with Swiss roots dating to 1858). Headquartered in Seville, it is one of Spain's top 10 insurance groups by premium volume, offering personal and business insurance products nationwide through a network of over 2,500 professionals and intermediaries.

Source
Legal entity
Helvetia Swiss Company, S.A. of Insurance and Reinsurance
Headquarters
Seville, Spain
Parent group
Helvetia Baloise Holding AG
Regulator
Directorate General of Insurance and Pension Funds (DGSFP)
Phone
+34 954 593 200
Email
atencioncliente@helvetia.es
Founded
1992
Last verified
Jul 15, 2026
Official website

Products from Helvetia Swiss Company, S.A. of Insurance and Reinsurance

motor

Car Insurance (Third Party)

Mandatory and voluntary third-party liability car insurance covering civil liability, legal defense, roadside assistance and personal accident coverage for the driver.

motor

Comprehensive Car Insurance (All Risk)

Comprehensive car insurance covering own damage, theft, fire, weather phenomena, glass breakage, and new vehicle valuation for the first three years.

motor

Classic Car Insurance

Specialist insurance for classic vehicles with coverage adapted to the particular needs and higher valuations of classic cars.

motor

Motorcycle Insurance

Motorcycle insurance in various modalities (third party, expanded, comprehensive) adapted to the rider and motorcycle's needs.

motor

Classic Motorcycle Insurance

Specialist insurance for classic motorcycles with tailored coverages and competitive premiums for vintage bikes.

motor

Electric Scooter Insurance (EnPatinete)

Third-party liability insurance for electric scooters compliant with the new Road Traffic and Insurance Law, covering damages to third parties.

motor

Fleet and Business Vehicle Insurance

Vehicle insurance for businesses including fleets, agricultural vehicles, industrial vehicles, light and heavy vehicles.

property

Home Insurance

Home insurance for owners, tenants, and landlords in three modalities (basic, standard, expanded) covering fire, theft, water damage, civil liability and optional covers including pet protection.

property

Rental Insurance

Insurance designed for rental properties, covering both landlord and tenant risks including non-payment of rent and property damage.

property

Communities Insurance

Insurance for homeowners' communities (condominiums) covering civil liability, common area damage, electrical faults, and flooding.

property

Fine Art and High Net Worth Insurance

Comprehensive insurance for works of art and high-value homes, providing full protection for valuable assets and collections.

property

Musical Instruments Insurance (Penta)

Insurance for musical instruments for amateurs, professionals, orchestras and music bands covering transport, damage and accidents during use.

property

Horse Insurance

Specialist insurance for horses covering civil liability for damages caused by horses and additional protections for equine owners.

health

Health Insurance

Health insurance with access to over 40,000 specialist professionals in 1,100 centers, including diagnosis, 24-hour emergencies, hospitalization and optional dental coverage.

health

Accident Insurance

Personal accident insurance available in three profiles (single, family, self-employed) covering death and permanent disability due to accident.

life

Life Insurance (Basic)

Basic term life insurance covering death by any cause with a guaranteed capital of up to 150,000 euros, contractable online.

life

Life Insurance (Essential)

Enhanced life insurance covering death and absolute permanent disability by any cause, with guaranteed capital up to 150,000 euros.

life

Funeral/Bereavement Insurance (Decesos)

Bereavement insurance covering all funeral and burial services, repatriation, digital identity erasure of the deceased, and family wellness services; contractable up to age 80.

financial

Savings and Investment Insurance

Life savings and investment products (including retirement savings plans) offering flexible and reliable savings options for the future.

liability

Professional Civil Liability Insurance

Professional civil liability insurance covering claims from third parties arising from professional activities, for self-employed and businesses.

liability

Personal Civil Liability Insurance

Personal civil liability insurance for families covering damages caused to third parties in everyday life activities.

cyber

Cyber Insurance for Business

Cyber insurance protecting businesses against computer attacks, data breaches and IT security incidents.

pet

Pet Insurance (Dog)

Third-party liability insurance for dogs covering damages caused to third parties by the insured dog.

property

Commerce and Office Insurance

Insurance for retail businesses, offices, service companies and hotels covering property damage, civil liability and business interruption.

property

SME Insurance (PYME)

Business insurance for SMEs in three modalities: Helvetia Pyme Activa (small and medium industry), Helvetia Empresa Integral, and Helvetia Automoción (auto dealers and workshops).

other

Cargo and Transport Insurance

Insurance for goods in transit covering cargo transport, works of art, contractual civil liability of freight forwarders and carriers.

life

Group Life and Accident Insurance for Employees

Group life risk and accident insurance for employees designed for the comprehensive protection of SME workers.

other

Boat and Recreational Craft Insurance

Insurance for recreational boats and watercraft covering civil liability, damage and assistance.

Regulatory updates

Helvetia Seguros operates under the supervision of the DGSFP, registered as 'Helvetia Compañía Suiza, S.A. de Seguros y Reaseguros.' Key recent regulatory developments in Spain include: the Council of Ministers' approval on 13 January 2026 of a draft law transposing EU Directive 2025/1 on insurance recovery and resolution, designating the DGSFP as resolution authority; updated Solvency II reporting models issued via Orden ECM/271/2025 in February 2025; and Ley Orgánica 1/2025 requiring pre-litigation dispute resolution. At group level, the parent merger of Helvetia and Baloise into Helvetia Baloise Holding was completed in late 2025, with Swiss insurance operations merging on 1 July 2026; the Spanish subsidiary continues to operate under the Helvetia brand.

Reputation and reviews

Facebook

174,076 likes

Trustpilot

1.1

426 reviews

Verified offer pages

Motor casco

Helvetia is a motor casco insurance for the ES market with no online purchase and 24/7 assistance.

Last verified Jul 18, 2026

Motor third-party liability

Helvetia is a motor third-party liability insurance for the ES market with online purchase and 24/7 assistance.

Last verified Jul 17, 2026

Travel insurance

Helvetia is a travel insurance for the ES market with online purchase and 24/7 assistance.

Last verified Jul 15, 2026