Insurer profile

Sahna-e Servicios Integrales de Salud, Sociedad Anónima de Seguros y Reaseguros (trading as Néctar Seguros, now absorbed by Sanitas S.A. de Seguros)

Néctar Seguros is a Spanish health insurance brand originally founded in 2009 by the HNA group (Hermandad Nacional de Arquitectos Superiores y Químicos). Acquired by Sanitas in 2018 and subsequently merged into it, Néctar now operates under the product name 'Néctar Contigo', offering private health insurance with full medical coverage, dental, and a dedicated medical network throughout Spain.

Source
Legal entity
Sahna-e Servicios Integrales de Salud, Sociedad Anónima de Seguros y Reaseguros (trading as Néctar Seguros, now absorbed by Sanitas S.A. de Seguros)
Headquarters
Madrid, Spain
Parent group
Sanitas S.A. de Seguros (Bupa Group)
Regulator
Dirección General de Seguros y Fondos de Pensiones (DGSFP) – Ministry of Economic Affairs and Digital Transformation, Spain
Phone
+34 913 840 458
Email
nectar@nectar.es
Founded
2009
Last verified
Jul 15, 2026
Official website

Products from Sahna-e Servicios Integrales de Salud, Sociedad Anónima de Seguros y Reaseguros (trading as Néctar Seguros, now absorbed by Sanitas S.A. de Seguros)

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Néctar Contigo – Complete Health Insurance

Comprehensive private health insurance offering access to primary care, specialist consultations, diagnostic tests, surgery, hospitalization, dental cover, psychology, and 24-hour emergency services throughout Spain.

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Néctar Dental – Standalone Dental Insurance

Standalone dental insurance plan providing access to 50 free dental services and discounts on all dental treatments via a network of over 200 dental clinics.

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Néctar Family – Family Health Insurance

Full family health insurance plan including emergency and hospitalization coverage, dental insurance, and discounts on aesthetic and wellness services.

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Néctar Compact – Moderate-Use Health Insurance

Health insurance designed for families who visit the doctor less frequently, with dental insurance included and exclusive pricing on aesthetic services.

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Néctar Lite – Light Health Insurance

Budget-friendly health insurance with very low co-payments, providing access to general practitioners, specialists, diagnostic tests, and private dentistry, plus wellness and aesthetic services.

Regulatory updates

Néctar Seguros (Sahna-e) was acquired by Sanitas S.A. de Seguros following regulatory approval by the DGSFP on 12 September 2018. A subsequent merger by absorption was formalized in March 2019, with Sanitas assuming all rights and obligations of Sahna-e. The entity (as Sanitas) is registered with the DGSFP under administrative registry number C-775 and remains subject to ongoing prudential supervision under Spain's insurance framework (LOSSEAR, Ley 20/2015). The Néctar brand continues as a commercial product line ('Néctar Contigo') of Sanitas.

Reputation and reviews

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