Insurer profile
OCASO, S.A. Compañía de Seguros y Reaseguros
OCASO, S.A. Compañía de Seguros y Reaseguros · Spain
Overview
Ocaso is one of Spain's oldest and most recognised independent insurance companies, founded in 1920. It is a market leader in funeral expense (decesos) insurance and also offers home, life, health, accident, travel, pet, community, business, savings, and investment products through a nationwide network of over 400 offices and more than 30,000 agents and employees.
Source15
Products in this market
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Offer pages
Company details
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) — registered as Ocaso, S.A. Compañía de Seguros y Reaseguros, register number C0133
- Phone
- +34 900 32 00 32
- [email protected]
Products from OCASO, S.A. Compañía de Seguros y Reaseguros
Property3
Home Insurance
Multi-risk home insurance covering damage, theft, fire, weather events and home assistance, available in multiple tiers (Essential, Plus, Senior, Premium).
Communities Insurance (Homeowners Association)
Insurance for residential communities and homeowners associations covering material damage, civil liability, legal defence and building assistance.
SME Business Insurance (PYME)
Commercial insurance for small and medium-sized enterprises covering property damage, liability and business continuity.
Health2
Health Insurance (via ASISA)
Health insurance products commercialised by Ocaso through its distribution agreement with ASISA, providing access to medical centres, specialists, and diagnostics.
Accident Insurance
Personal accident insurance covering death, permanent disability and medical expenses from accidents; available in Express, Women, and Self-Employed modalities.
Life2
Life Insurance (Vida Directo / Multivida / Vida Express)
Life insurance products providing financial protection to beneficiaries in the event of the insured's death or permanent disability, available in three modalities.
Retirement Savings Plan (Jubilación PPA)
Assured Pension Plan (PPA) providing guaranteed capital growth and immediate income tax deductions to help policyholders plan for retirement.
Financial2
Guaranteed Savings Insurance (Ahorro Garantizado)
Guaranteed savings products (Flexible, Superplan, Infantil) offering capital preservation with a guaranteed interest rate, suitable for medium-term savings goals.
Investment Insurance (Fondvida / PIAS)
Unit-linked investment insurance products (Fondvida and Futuro PIAS) allowing policyholders to invest in a basket of funds with variable risk profile.
Other3
Funeral Expense Insurance (Decesos Integral)
Comprehensive funeral expense insurance covering all funeral costs, repatriation, administrative procedures, and daily life assistance services for the insured.
Senior Funeral Expense Insurance (Oro Senior)
Funeral expense insurance specifically designed for people aged 71–79, combining a single and level premium payment structure.
Recreational Boat Insurance (Embarcaciones)
Insurance for recreational boats covering civil liability, damage to the vessel, theft, and maritime assistance.
Regulatory updates
Ocaso is actively supervised by the DGSFP and appears in its 2024 annual claims service report among the major insurers monitored. The DGSFP resumed publishing sanctions in 2025 after the registry was offline in 2024; no specific sanctions against Ocaso were identified. AM Best has affirmed Ocaso's Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of 'a+' (Excellent) with a stable outlook, reflecting its strong balance sheet and underwriting performance.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from OCASO for the Spain market, with 24/7 assistance.
Last verified Jul 15, 2026