Insurer profile
Royal Automobile Club of Catalonia (RACC)
Royal Automobile Club of Catalonia (RACC) · Spain
Overview
RACC is a Spanish automobile and mobility club, founded in 1906 as a private non-profit entity. It offers a broad range of insurance products, roadside and travel assistance, and mobility services to over 800,000 members. Its insurance arm previously operated as AMGEN Seguros Compañía de Seguros y Reaseguros S.A. (DGS key C708).
Source28
Products in this market
1
Offer pages
Company details
- Regulator
- Directorate-General for Insurance and Pension Funds (DGSFP)
- Phone
- +34 900 357 357
- [email protected]
Products from Royal Automobile Club of Catalonia (RACC)
Motor4
Car Insurance – Third Party (Basic)
Mandatory third-party liability car insurance covering damages caused to third parties, legal defence, and driver/passenger protection.
Car Insurance – Comprehensive (All Risk)
Comprehensive car insurance covering own damage, theft, fire, glazing, and all third-party covers, with or without excess.
Motorcycle Insurance
Flexible motorcycle or scooter insurance with 24-hour technical assistance, theft indemnity, and optional rider gear coverage.
Roadside Assistance
24/7 roadside breakdown and travel assistance including towing, replacement vehicle, and medical support anywhere in the world.
Property4
Home Insurance
Comprehensive home insurance covering water damage, fire, theft, appliance repair, civil liability, and home aesthetic restoration.
Business Multi-Risk Insurance
Multi-risk property and liability insurance for businesses, covering fire, theft, water damage, civil liability, and legal expenses.
Retail Commerce Insurance
Commercial premises insurance for retail businesses, covering damages, civil liability, vandalism, and legal advice.
Office Multi-Risk Insurance
Multi-risk insurance for office premises covering material damage, civil liability, and business continuity.
Health4
Health Insurance
Private health insurance with multiple modalities (Acces medic, Clini medic, Complet medic, Universal medic), covering medical consultations, hospitalisation, and emergencies.
Dental Insurance
Dental insurance with up to 89 free services, no waiting period, a 24-hour dental emergency line, and access to 5,500 dental professionals.
Accident Insurance
Personal accident insurance covering death, permanent disability, and serious injuries from traffic accidents, natural causes, or occupational incidents.
Temporary Work Disability Insurance (Freelancers)
Income protection insurance for self-employed workers covering temporary work incapacity due to illness or accident.
Liability4
Professional Civil Liability Insurance (Freelancers)
Professional liability insurance for freelancers and self-employed professionals protecting against claims from third parties for damages arising from professional activity.
Business Civil Liability Insurance
Business civil liability insurance covering claims from third parties for personal injury, property damage, or economic loss during business activity.
Directors and Officers Liability Insurance
D&O liability insurance protecting company directors and officers from personal liability claims arising from their managerial decisions.
Environmental Civil Liability Insurance
Environmental liability insurance covering damages caused to the environment as a result of business operations.
Travel4
Travel Insurance
International travel insurance with 24/7 medical assistance abroad, repatriation, and coverage against unforeseen events before and during the trip.
Travel Cancellation Insurance
Travel cancellation insurance that reimburses the cost of a trip if it cannot be taken due to illness, accident, or other covered causes.
Sports Travel Insurance
Multi-sport travel insurance covering over 100 sports including adventure, winter, water, and aerial disciplines, with medical assistance and equipment cover.
Ski Insurance
Winter sports insurance covering medical expenses, mountain rescue, civil liability, ski pass loss, and sports equipment while skiing.
Life3
Life Insurance
Flexible life insurance with a capital chosen by the policyholder, covering death and absolute permanent disability, with optional additional capital for critical illness and an advance for inheritance or funeral costs.
Savings and Life Insurance
Unit-linked life savings insurance that combines death protection with investment in funds to generate long-term returns.
Funeral (Decesos) Insurance
Funeral expense insurance covering burial, cremation, transfers, legal paperwork, psychological support, and family assistance.
Cyber2
Cyber Protection Insurance (Freelancers)
Cyber protection insurance for freelancers and self-employed, covering cyber incidents, data breaches, and digital security threats.
Business Cyber Protection Insurance
Comprehensive cyber insurance for businesses covering cyber-attacks, data breaches, ransomware, and digital reputation damage.
Regulatory updates
RACC's historical insurance subsidiary (AMGEN Seguros / RACC Seguros Compañía de Seguros y Reaseguros S.A., later renamed GACM Seguros Generales Compañía de Seguros y Reaseguros S.A.) was formally extinguished and its entries cancelled in the Barcelona Mercantile Register on 07/02/2025 (BORME-A-2025-33-08). RACC continues distributing insurance products under the DGSFP's regulatory framework as a mobility and assistance club.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from RACC for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 15, 2026