Insurer profile
Wüstenrot Versicherungs-Aktiengesellschaft
Wüstenrot Versicherungs-AG is an Austrian universal insurer headquartered in Salzburg, founded in 1976 as a life insurance company and expanded into property and casualty insurance in 2001, today serving around 1.2 million customers as part of the Wüstenrot Group.
Source- Legal entity
- Wüstenrot Versicherungs-Aktiengesellschaft
- Headquarters
- Salzburg, Austria
- Parent group
- Bausparkasse Wüstenrot AG / Wüstenrot-Gruppe (Österreich), ultimately owned by Wüstenrot Wohnungswirtschaft reg.Gen.m.b.H.
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 57070 100
- versicherung@wuestenrot.at
- Founded
- 1976
- Last verified
- Aug 25, 2026
Products from Wüstenrot Versicherungs-Aktiengesellschaft
motor
Motor Vehicle Liability Insurance
Mandatory third-party liability cover for motor vehicles, part of Wüstenrot's Kfz-Versicherung offering.
motor
Mobility Comprehensive/Casco Insurance
Comprehensive vehicle damage insurance covering own-vehicle damage beyond liability cover.
liability
Mobility Legal Protection Insurance
Legal expense insurance for disputes arising from vehicle use, including driver legal protection.
health
Mobility Accident Insurance
Accident insurance for drivers and riders, extended to cover e-bikes and scooters.
property
Home & Household Insurance
Home and household insurance covering fire, storm, water damage and natural hazards.
life
Life Insurance (overview)
Overview page for Wüstenrot's classic, unit-linked and state-subsidised life insurance and pension products.
life
Sofortschutz:Leben (Term Life/Death Cover)
Term life insurance providing financial protection for family members in case of death or accidental death.
life
morgen&mehr Pension Provision
Flexible unit-linked retirement savings life insurance with sustainable investment strategies.
life
Fixed Costs Insurance
Supplementary pension product designed to cover fixed living costs in retirement.
life
Immediate Pension
Single-premium private pension product offering tax advantages and profit participation.
health
Survival Provision (Critical Illness Cover)
Endowment-type life insurance that also pays out on diagnosis of one of 50 serious illnesses.
health
PlusCare & KidCare
Accident and illness protection packages for adults and children.
health
Sofortschutz-Unfall (Immediate Accident Cover)
Standalone accident insurance offering immediate cover for injuries.
health
PrimaMed Health Provision
Private supplementary health insurance covering hospital transport, special-class treatment and preventive health check-ups.
liability
Private Legal Protection Insurance
Legal expense insurance covering private disputes, contract, tenancy, and inheritance/family legal matters.
property
Profi-Paket für Unternehmer (Business Package)
Modular commercial insurance package protecting businesses against fire, burglary, water damage and more.
property
Profi-Paket für Landwirte (Farmers' Business Package)
Agricultural insurance package tailored to the property and liability risks of farming businesses.
liability
Legal Protection for Entrepreneurs
Legal expense insurance for self-employed persons and small businesses, including free choice of lawyer.
financial
Salary Conversion Future Provision
Tax-privileged employee benefit scheme converting part of gross salary into life, accident or health insurance provision.
Regulatory updates
Wüstenrot Versicherungs-AG is supervised by the FMA and, per Solvency II requirements, publishes annual Solvency and Financial Condition Reports (SFCR); the FMA's mid-2025 market report noted that Austrian insurers overall increased premium volumes and profits in H1 2025, and no specific sanctions or enforcement actions against Wüstenrot Versicherungs-AG were found in FMA publications.
Reputation and reviews
Offer pages
Motor casco
Wüstenrot is a motor casco insurance for the Austria market with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
Wüstenrot is a motor third-party liability insurance for the Austria market with online purchase and 24/7 assistance.
Last verified Aug 26, 2026