Insurer profile

Wüstenrot Versicherungs-Aktiengesellschaft

Wüstenrot Versicherungs-Aktiengesellschaft · Austria

Founded 1976Salzburg, AustriaLast verified Aug 25, 2026

Overview

Wüstenrot Versicherungs-AG is an Austrian universal insurer headquartered in Salzburg, founded in 1976 as a life insurance company and expanded into property and casualty insurance in 2001, today serving around 1.2 million customers as part of the Wüstenrot Group.

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Company details

Parent group: Bausparkasse Wüstenrot AG / Wüstenrot-Gruppe (Österreich), ultimately owned by Wüstenrot Wohnungswirtschaft reg.Gen.m.b.H.
Regulator: Austrian Financial Market Authority (FMA)
Phone: +43 57070 100
Email: [email protected]

Official website

Products from Wüstenrot Versicherungs-Aktiengesellschaft

Motor

Motor Vehicle Liability Insurance

Mandatory third-party liability cover for motor vehicles, part of Wüstenrot's Kfz-Versicherung offering.

Mobility Comprehensive/Casco Insurance

Comprehensive vehicle damage insurance covering own-vehicle damage beyond liability cover.

Property

Home & Household Insurance

Home and household insurance covering fire, storm, water damage and natural hazards.

Profi-Paket für Unternehmer (Business Package)

Modular commercial insurance package protecting businesses against fire, burglary, water damage and more.

Profi-Paket für Landwirte (Farmers' Business Package)

Agricultural insurance package tailored to the property and liability risks of farming businesses.

Health

Mobility Accident Insurance

Accident insurance for drivers and riders, extended to cover e-bikes and scooters.

Survival Provision (Critical Illness Cover)

Endowment-type life insurance that also pays out on diagnosis of one of 50 serious illnesses.

PlusCare & KidCare

Accident and illness protection packages for adults and children.

Sofortschutz-Unfall (Immediate Accident Cover)

Standalone accident insurance offering immediate cover for injuries.

PrimaMed Health Provision

Private supplementary health insurance covering hospital transport, special-class treatment and preventive health check-ups.

Liability

Mobility Legal Protection Insurance

Legal expense insurance for disputes arising from vehicle use, including driver legal protection.

Private Legal Protection Insurance

Legal expense insurance covering private disputes, contract, tenancy, and inheritance/family legal matters.

Legal Protection for Entrepreneurs

Legal expense insurance for self-employed persons and small businesses, including free choice of lawyer.

Life

Life Insurance (overview)

Overview page for Wüstenrot's classic, unit-linked and state-subsidised life insurance and pension products.

Sofortschutz:Leben (Term Life/Death Cover)

Term life insurance providing financial protection for family members in case of death or accidental death.

morgen&mehr Pension Provision

Flexible unit-linked retirement savings life insurance with sustainable investment strategies.

Fixed Costs Insurance

Supplementary pension product designed to cover fixed living costs in retirement.

Immediate Pension

Single-premium private pension product offering tax advantages and profit participation.

Financial

Salary Conversion Future Provision

Tax-privileged employee benefit scheme converting part of gross salary into life, accident or health insurance provision.

Regulatory updates

Wüstenrot Versicherungs-AG is supervised by the FMA and, per Solvency II requirements, publishes annual Solvency and Financial Condition Reports (SFCR); the FMA's mid-2025 market report noted that Austrian insurers overall increased premium volumes and profits in H1 2025, and no specific sanctions or enforcement actions against Wüstenrot Versicherungs-AG were found in FMA publications.