Austria

Allianz Austria is a subsidiary of Allianz SE, the world's largest insurance group. Active in Austria since 1860, it is one of the country's most significant insurers with approximately 1.15 million customers and around 2,200 employees and agency partners, offering insurance, pension, and asset management solutions.

AWP P&C S.A., Austria Branch is the Austrian branch of the French insurance company AWP P&C S.A., operating under the Allianz Travel / Allianz Assistance brand as part of the worldwide Allianz Partners network, offering travel insurance and assistance services in Austria since 1986.

DONAU Versicherung AG is an Austrian insurance company headquartered in Vienna and one of the largest insurance companies of the Vienna Insurance Group, offering a full range of life, health, property, motor, accident, liability and commercial insurance products to private and corporate customers throughout Austria.

ERGO Reiseversicherung AG is a German specialist travel insurer, part of ERGO Group and ultimately owned by Munich Re; it sells travel insurance products such as trip cancellation, travel health and travel-package insurance across more than 20 countries, including to residents of Austria on a freedom-of-services basis.

ERGO Versicherung AG is one of the leading insurance companies in Austria, offering a broad range of life, health, property/casualty, motor and legal protection products to private and corporate customers through more than 30 locations nationwide. It is a subsidiary of ERGO Austria International AG and part of the German ERGO Group, which belongs to reinsurer Munich Re.

Europäische Reiseversicherung AG is Austria's largest travel insurer, founded in 1907 in Budapest as Europäische Güter- und Reisegepäckversicherung-AG with an Austrian directorate established in Vienna in 1908. The company is wholly owned by Europ Assistance S.A. (Paris) and is part of the international Generali Group. It offers travel cancellation, travel medical/assistance and combined travel insurance packages for private and business travellers, as well as related products for tourism-industry partners. From 1 January 2027 the company will be rebranded as 'Redion' as part of a global Generali initiative.

GARANTA Versicherungs-AG Österreich is the Austrian branch of the German GARANTA Versicherungs-AG, active in Austria since 1989 as a specialist motor insurer working mainly through car dealership partners; it is part of the NÜRNBERGER Versicherung group, which itself was acquired by Vienna Insurance Group in 2026.

Generali Versicherung AG is Austria's third-largest insurance group, present in Austria since 1832 and in its current legal form since 1998 (following the merger of Erste Allgemeine and Generali Leben). With approximately 15% market share and around 5,000 employees, it serves around two million customers with a comprehensive range of insurance and pension products for private and corporate clients. It is part of the Italian Assicurazioni Generali S.p.A. group. In 2025 the FMA approved the merger of BAWAG P.S.K. Versicherung AG into Generali Versicherung AG, further consolidating the group's Austrian operations.

Grazer Wechselseitige Versicherung AG (GRAWE) is one of the largest Austrian insurance groups, founded in 1828 by Archduke Johann. It offers insurance solutions for private, commercial and agricultural customers, and operates subsidiaries across Central, Eastern and South-Eastern Europe. The GRAWE Group unites insurance companies, banks and real estate under one umbrella.

HanseMerkur Reiseversicherung AG is a German travel insurance specialist and part of the independent, mutually-owned HanseMerkur Versicherungsgruppe based in Hamburg; it has operated in Austria since 2012, offering travel, pet and vehicle-related insurance via its Vienna office.

HDI Versicherung AG is a non-life insurer based in Vienna, part of the German Talanx Group, offering property, casualty, motor, accident and legal protection insurance to private and corporate customers in Austria and through branches in Hungary, the Czech Republic and Slovakia.

Helvetia Versicherungen AG is one of Austria's oldest insurance companies, founded in 1858 as 'Der Anker, Gesellschaft für Lebens- und Rentenversicherung' and renamed Helvetia in 2006. A subsidiary of the Swiss Helvetia Baloise Group headquartered in Basel, it offers comprehensive life and non-life insurance products to over 630,000 customers across Austria from 41 locations.

The Kärntner Landesversicherung (KLV) is an Austrian regional insurer with its registered office in Klagenfurt am Wörthersee, operating as a mutual insurance association (Versicherungsverein auf Gegenseitigkeit) primarily in the state of Carinthia, offering property, motor, accident, life, health and liability products for private and commercial customers through 14 local customer offices.

Merkur Versicherung AG, headquartered in Graz, is the oldest insurance company in Austria, founded in 1798. As the second-largest private health insurer in Austria, it focuses on health, life, accident, property and legal protection insurance for individuals and families, and operates in Austria and Southeast Europe.

muki Versicherungsverein auf Gegenseitigkeit is an Austrian mutual insurance association offering health, accident, motor, legal protection and property insurance, founded in 1988 in Salzburg as the association "Mutter und Kind im Krankenhaus" and renamed to its current form in 2004; it is headquartered in Bad Ischl and focuses on family-oriented insurance products distributed through independent sales partners across Austria.

NV - Die Niederösterreichische Versicherung is a regional Austrian insurer headquartered in St. Pölten, active exclusively in the federal states of Lower Austria and Vienna, offering property, motor, life, health, accident and liability insurance through about 45 local customer offices.

OAFA Ärzteflugambulanz GmbH is an Austrian company based in Vienna, founded in 1977 as a physician-led air ambulance and repatriation organisation for travellers abroad. It later built up an in-house travel insurance business; the actual medical flight-ambulance repatriation service was discontinued around 2019/2020, while the company continues to distribute travel insurance products (health, accident, luggage, liability and cancellation cover) whose underwriting risk is now carried by international insurance partners.

ÖBV is an independent Austrian mutual insurance association (VVaG) that has insured employees of the public sector since its founding, while also offering its life, accident and pension products to the general public; its subsidiary ÖBV Selekt brokers health, legal protection, liability and property/motor insurance from partner insurers.

Oberösterreichische Versicherung AG (also known as OÖ Versicherung) is a regional Austrian insurer headquartered in Linz, active in property/casualty and life insurance, and the leading insurance company in Upper Austria as well as one of the largest regional insurers in the country.

Raiffeisen Versicherung is the leading bank-insurance brand in Austria, founded in 1969 as the country's first bank insurer by the Raiffeisen Banking Group; since 1 October 2016 it has operated as a distribution brand of UNIQA Österreich Versicherungen AG, sold exclusively through Austrian Raiffeisen banks, offering life, accident, motor, home and legal protection products.

Smile is the fully digital direct-insurance brand of Helvetia in Austria, operated through Smile Insurance Agency & IT Solutions GmbH, a Vienna-based insurance agency wholly owned by Helvetia Versicherungen AG; launched in Austria in October 2022, it lets customers buy and manage motor and household insurance entirely online with a monthly right of cancellation.

Tiroler Versicherung is a mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Innsbruck, founded in 1821 as the Tirolisch-Vorarlberg'sche Feuer-Versicherungsanstalt, making it the only insurance company based entirely in Tyrol and 100% owned by its Tyrolean members; it offers a full range of insurance lines for private individuals, farmers, businesses and municipalities.

UNIQA Österreich Versicherungen AG is the Austrian operating subsidiary of the UNIQA Insurance Group AG, one of the largest insurance groups in Austria and Central and Eastern Europe. With roots dating back to 1811, it is the second-largest insurer in Austria with a market share of around 21%, ranking first in health insurance. It serves 3.7 million customers and offers a comprehensive portfolio across property & casualty, life, and health insurance.

VAV Versicherungs-AG is an Austrian insurance company headquartered in Vienna, and a wholly owned, independently managed subsidiary of the German VHV Group. Founded in 1973 as "Versicherung für die Bauwirtschaft AG", it specialises in property/casualty insurance for private customers (motor, household, accident, legal protection, liability) and supports SMEs, particularly in the construction and real estate industry.

VLV (Vorarlberger Landes-Versicherung V.a.G.) is a regional composite insurer and mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Bregenz, offering the population of Vorarlberg a full range of property, motor, accident, life, legal protection and pension products.

Wiener Städtische Versicherung AG is Austria's largest individual insurance company and the flagship entity of the international Vienna Insurance Group, founded in 1824. It operates across all insurance lines including property & casualty, life, health, and accident insurance for private, commercial, and corporate customers, with nine regional offices and approximately 130 branch offices throughout Austria, as well as branch offices in Italy and Slovenia.

Wiener Städtische-24 (wienerstaedtische-24.at) is the online direct-sales motor insurance channel of WIENER STÄDTISCHE Versicherung AG Vienna Insurance Group, the largest single insurance company in Austria and part of the Vienna Insurance Group. It allows customers to configure and conclude car liability, casco and occupant accident insurance entirely online without personal advice.

Wüstenrot Versicherungs-AG is an Austrian universal insurer headquartered in Salzburg, founded in 1976 as a life insurance company and expanded into property and casualty insurance in 2001, today serving around 1.2 million customers as part of the Wüstenrot Group.

Zurich Versicherungs-Aktiengesellschaft is the Austrian subsidiary of the globally active Zurich Insurance Group, present in Austria since 1876 as one of the group's first foreign branches; it serves around 560,000 customers with about 1,200 employees and ranks among the top ten insurers in the Austrian market, offering property/casualty and life insurance products under the Zurich and Zurich Connect brands.

Zurich Connect is the online direct-sales brand of Zürich Versicherungs-Aktiengesellschaft, the Austrian subsidiary of the Swiss Zurich Insurance Group, launched in 1996 (initially as 'Zuritel') and renamed Zurich Connect in 2008; it sells motor, home, liability, accident and hobby insurance products directly online and by phone.