Insurer profile
Grazer Wechselseitige Versicherung Aktiengesellschaft
Grazer Wechselseitige Versicherung Aktiengesellschaft · Austria
Overview
Grazer Wechselseitige Versicherung AG (GRAWE) is one of the largest Austrian insurance groups, founded in 1828 by Archduke Johann. It offers insurance solutions for private, commercial and agricultural customers, and operates subsidiaries across Central, Eastern and South-Eastern Europe. The GRAWE Group unites insurance companies, banks and real estate under one umbrella.
Source30
Products in this market
3
Offer pages
Company details
- Parent group
- GRAWE-Vermögensverwaltung reg.Gen.m.b.H.
- Regulator
- Financial Market Authority (FMA – Finanzmarktaufsichtsbehörde)
- Phone
- +43 316 8037-6222
- [email protected]
Products from Grazer Wechselseitige Versicherung Aktiengesellschaft
Motor5
Motor Third-Party Liability Insurance (GRAWE AUTOMOBIL)
Mandatory motor third-party liability insurance covering damage caused to third parties in road accidents throughout Europe.
Comprehensive/Partial Motor Own-Damage Insurance (GRAWE AUTOMOBIL – Kasko)
Comprehensive and partial own-damage motor insurance covering theft, vandalism, fire, weather damage and accident-related vehicle damage.
Passenger Accident Insurance (Insassenunfallversicherung)
Accident insurance for the driver and all passengers of the insured vehicle during use, boarding and alighting.
Motor Legal Expenses Insurance (Kfz-Rechtsschutz-Versicherung)
Motor legal expenses insurance covering legal costs for road accident disputes, vehicle purchase disputes, licence defence and driver liability claims.
Motor Breakdown and Accident Assistance (GRAWE MOBIL COMPLETE)
Roadside assistance and breakdown cover for Austria and all of Europe, including towing, replacement parts delivery, hotel accommodation and medically supervised repatriation.
Property5
Home and Household Insurance (GRAWE PRIVAT)
Combined household contents and building insurance protecting the home, personal belongings and valuables against fire, water, storm, theft and glass breakage.
Consumer Electronics Insurance (Elektrogeräteversicherung)
Insurance for household appliances and entertainment electronics covering damage from indirect lightning strike, short circuit or technical failure.
Commercial Bundle Insurance (GRAWE BETRIEB)
Comprehensive commercial property bundle insurance covering fire, storm, water, glass, business interruption and liability for businesses.
Property Manager Insurance (Hausverwalter-Versicherung)
Specialised insurance protecting real estate managers against property damage and liability risks arising from property management activities.
Agricultural Bundle Insurance (GRAWE AGRAR)
Comprehensive insurance package for agricultural businesses covering fire, storm, water damage, business interruption and private liability.
Health3
Accident Insurance (GRAWE Unfall)
Personal accident insurance providing financial protection against work and leisure accidents at home and abroad.
Private Health Insurance (Krankenversicherung)
Supplementary private health insurance offering faster access to specialists, better hospital accommodation and broader medical benefits beyond the statutory system.
Youth Accident Insurance – GRAWE sidebyside (Jugendunfallversicherung)
Accident insurance for young people aged 15–25 under the GRAWE sidebyside youth brand, providing financial protection against accidents.
Liability6
Private Liability Insurance (Haftpflichtversicherung Privat)
Personal liability insurance covering financial consequences of unintentional damage caused to third parties in everyday life.
Professional / Business Liability Insurance (Berufshaftpflichtversicherung)
Professional liability insurance for self-employed individuals and liberal professions covering financial loss claims arising from professional errors.
Business Liability Insurance (Betriebs-Haftpflichtversicherung)
Commercial liability insurance protecting businesses against third-party claims for personal injury or property damage caused during business operations.
Agricultural Legal Expenses Insurance (GRAWE RECHT AGRAR)
Legal expenses insurance for farmers covering agricultural business disputes, vehicle legal protection and private legal matters.
Green Care Liability Insurance (Haftpflichtversicherung für Green Care Anbieter)
Specialised liability insurance for certified farmers offering Green Care social and therapeutic services on their farms.
Hunting Insurance (Jagdversicherung)
Specialised insurance package for hunters comprising hunting liability, accident and hunting equipment cover valid in Austria and the EU.
Life4
Classic Life Insurance / Savings & Pension Provision (GRAWE KLASSIK / GRAWE VORSORGE)
Traditional whole life and savings insurance products for pension provision, capital accumulation and loan collateral.
Term Life / Death Insurance (Ablebensversicherung)
Pure risk life insurance providing a lump-sum payment to beneficiaries in the event of the insured's death during the policy term.
Unit-Linked Pension Insurance (GRAWE FONDSFLEX© PENSION)
Fund-linked life insurance for private pension savings with flexible withdrawal options and investment in selected funds.
Loan Protection / Credit Residual Debt Insurance (Kreditrestschuldversicherung)
Life insurance designed to cover outstanding loan obligations in the event of the borrower's death, protecting the lender and heirs.
Other5
Legal Expenses Insurance – Private (GRAWE RECHT PRIVAT)
Private legal expenses insurance covering legal costs in civil, criminal and labour disputes for private individuals.
Business Legal Expenses Insurance (GRAWE RECHT BETRIEB)
Legal expenses insurance for businesses with up to 25 employees, covering labour law, contract law and other commercial legal disputes.
Transport Insurance for Businesses (GRAWE Transport)
Commercial transport insurance covering goods during transit, intermediate storage and loading/unloading against damage, theft and natural perils.
Bicycle Theft Insurance (Fahrraddiebstahl-Versicherung)
Standalone bicycle theft and robbery insurance protecting bicycles and e-bikes against theft and robbery.
Event Insurance – Graduation Ball (Maturaball-Versicherung)
Specialised event insurance for graduation ball and prom organisers covering unforeseen event cancellation and liability risks.
Regulatory updates
GRAWE is supervised by the Austrian Financial Market Authority (FMA). As of 1 January 2026, the FMA assumed full responsibility for monitoring and enforcing financial sanctions across the Austrian financial sector — including insurance undertakings — consolidating sanctions enforcement with AML/CFT supervision into a single authority. The FMA's 2026 supervisory priorities focus on resilience, digitalisation (including DORA enforcement for operational resilience), and debureaucratisation. Austrian banks and insurers remain well-capitalised according to the FMA's December 2025 assessment. GRAWE was again recognised as the most-recommended Austrian insurer in the 2025 FMVÖ Recommender Award in the category 'Insurances nationwide'.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from GRAWE for the Austria market.
Last verified Aug 25, 2026
Motor third-party liability
motor third-party liability insurance from GRAWE for the Austria market.
Last verified Aug 25, 2026
Travel insurance
travel insurance from GRAWE for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 25, 2026