Insurer profile

Belfius Insurance NV/SA (abbreviated Belins NV), trading as DVV Verzekeringen / DVV assurances

DVV verzekeringen is a Belgian insurance brand of Belfius Insurance (Belins NV), part of the 100% Belgian-owned Belfius group, offering life and non-life insurance and financial products to individuals, self-employed people and SMEs through a network of exclusive consultants.

Source
Legal entity
Belfius Insurance NV/SA (abbreviated Belins NV), trading as DVV Verzekeringen / DVV assurances
Headquarters
Brussels (Saint-Josse-ten-Noode), Belgium
Parent group
Belfius Bank & Insurance (Belfius Insurance / Belins NV)
Regulator
Financial Services and Markets Authority (FSMA) and National Bank of Belgium (NBB)
Phone
+32 2 286 61 11
Founded
1929
Last verified
Aug 26, 2026
Official website

Products from Belfius Insurance NV/SA (abbreviated Belins NV), trading as DVV Verzekeringen / DVV assurances

motor

Car insurance (Mobility / third-party liability)

Compulsory third-party liability motor insurance covering damage caused to others while driving, with included assistance and consultant service.

motor

Camper/motorhome insurance (BA + Omnium)

Liability and full/mini omnium cover for motorhomes and campers, including driver, legal assistance and roadside assistance options.

motor

Motorcycle insurance (BA Motor)

Third-party liability insurance for motorcycles, quads, microcars, speed pedelecs and mobility scooters, with optional theft, fire and material damage cover.

property

Bicycle insurance

Covers theft of and material damage to bicycles (including electric bikes), not applicable to vehicles subject to compulsory motor liability insurance.

property

Home insurance (Cocoon Flex / Cocoon Start)

Insures a home and/or its contents against water damage, fire, natural disasters and other risks, for owners or tenants.

liability

Family liability insurance (BA Familiale)

Pays compensation when the policyholder, a resident family member or a pet accidentally causes damage to a third party in private life.

health

Hospitalisation insurance (Hospimax Plus)

Covers hospitalisation costs for the whole family, including room and fee supplements, complementing statutory health-fund reimbursement.

health

Personal accident insurance (Ongeval Privéleven)

Personal accident cover paying benefits for bodily injury, permanent disability or death resulting from accidents in private life.

health

Personal accident insurance for self-employed (Ongevallenverzekering PRO)

Covers self-employed persons and liberal professionals against bodily accidents occurring in both their professional and private life.

health

Occupational accident insurance for employees

Mandatory insurance for employers covering occupational accidents affecting their staff, plus optional 24/7 private-life accident and guaranteed-salary cover.

life

Term death insurance (Overlijdensverzekering)

Temporary death insurance letting the policyholder choose the insured capital, term and beneficiaries to protect dependants financially, with potential tax benefits.

life

Loan/mortgage balance insurance (Schuldsaldoverzekering)

Death insurance with a fixed capital (branch 21) that pays off the outstanding balance of a mortgage loan if the borrower dies before the term ends.

travel

Custom travel insurance

Customisable travel insurance valid abroad and in Belgium, letting travellers choose duration, insured amount and guarantees such as cancellation cover.

travel

Travel assistance (DVV Assistance)

Worldwide personal travel assistance covering emergencies while abroad, with optional add-on guarantees.

liability

Legal assistance insurance (Rechtsbijstand)

Defends the policyholder's interests and provides legal advice in disputes in private and professional life, and traffic-related disputes.

financial

Pension savings (DVV Fiscaal Sparen)

Branch-21 pension savings product with a guaranteed interest rate, offering tax relief on premiums paid.

financial

Pension investment plan (Life Pension Dynamic)

Branch-23 unit-linked pension savings product investing premiums in funds for potentially higher returns, combined with tax relief on pension savings.

liability

Business civil liability insurance (BA Onderneming)

Covers bodily, material and immaterial damage for which a self-employed person's or SME's business is held liable in the course of its activities.

property

Insurance package for retail and services (Handel)

A combined property and liability insurance package tailored for retail and service businesses, including fire insurance for the business premises.

property

All-risk equipment insurance (Alle Risico's Materieel)

Covers business equipment, tools and specific objects against material damage, available also to private individuals for certain items.

Regulatory updates

DVV (Belins NV) is registered with the FSMA under insurance company code 0037 and is prudentially supervised by the National Bank of Belgium. DVV's own website notes that, following new government regulation, the tax on non-life insurance premiums will rise from 9.25% to 9.60% as of 1 July 2026, increasing the tax component of policyholders' premiums by 0.35%.

Reputation and reviews

Facebook

Trustpilot

2.7

38 reviews

Trustpilot labels DVV's TrustScore as "Slecht" (Bad) at 2.7 out of 5 based on Dutch-language reviews.

Offer pages

Motor casco

DVV is a motor casco insurance for the Belgium market with no online purchase and 24/7 assistance.

Last verified Aug 26, 2026

Motor third-party liability

DVV is a motor third-party liability insurance for the Belgium market with no online purchase and 24/7 assistance.

Last verified Aug 26, 2026

Travel insurance

DVV is a travel insurance for the Belgium market with no online purchase and 24/7 assistance.

Last verified Aug 26, 2026