Insurer profile
Armeec Insurance Joint Stock Company AD
Armeec · Bulgaria
Overview
Armeec Insurance JSC is one of Bulgaria's leading general insurers, established on 9 April 1996 and majority-owned by Chimimport AD, one of the largest Bulgarian holding companies. It offers a comprehensive range of non-life insurance products including motor, property, travel, liability, marine, aviation, technical, agricultural and financial risk insurance, distributed through a nationwide network of agencies, brokers and agents. The company's registered seat and head office is now located at 51 James Bourchier Blvd., Sofia, having previously been at 2 Stefan Karadzha Str.
Source27
Products in this market
3
Offer pages
Company details
- Parent group
- Chimimport AD
- Regulator
- Financial Supervision Commission (FSC)
- Phone
- +359 700 1 3939
- [email protected]
Products from Armeec Insurance Joint Stock Company AD
Motor4
Motor Third-Party Liability Insurance
Mandatory insurance covering the liability of vehicle owners for property damage and bodily injury caused to third parties on Bulgarian and EU territory.
Motor Vehicle Casco Insurance
Voluntary comprehensive motor insurance covering damage from accidents, fire, theft, natural disasters and other risks.
Border Insurance
Short-term mandatory motor third-party liability insurance for foreign-registered vehicles entering Bulgarian territory.
Passenger Accident Insurance (Motor Seats)
Voluntary insurance covering passengers in a motor vehicle against death or disability resulting from a road traffic accident.
Property4
Protected Home Insurance
Comprehensive property insurance for residential buildings and household contents against fire, natural disasters, theft, flooding and other perils.
Protected Family Insurance
Property insurance for private individuals covering movable and immovable household property against a broad range of insured perils.
Protected Property Insurance (Commercial)
Commercial property insurance for businesses covering buildings, equipment and business assets against fire, natural perils and theft.
Electronic Equipment Insurance
Technical insurance covering electronic and IT equipment of businesses against breakdown and accidental damage.
Health4
Personal Accident Insurance
Individual or group voluntary accident insurance covering death, permanent or temporary disability and medical expenses resulting from an accident.
Students Accident Insurance
Voluntary accident insurance for students, teachers and staff of educational institutions covering accidents and acute illnesses both on and off school premises.
Sports Accident Insurance
Voluntary accident insurance for professional and amateur athletes covering risks during competitions and training sessions.
Illness Insurance
Voluntary insurance covering costs and benefits related to the diagnosis of specified illnesses.
Liability4
Marine Third-Party Liability Insurance
Liability insurance covering third-party claims arising from the ownership and use of watercraft.
General Third-Party Liability Insurance (Legal Entities)
Liability insurance for companies covering third-party claims for bodily injury and property damage arising from business operations.
Professional Liability Insurance
Professional indemnity insurance for tour operators, lawyers, architects, accountants, insurance brokers, medical staff and other professionals.
Aviation Third-Party Liability Insurance
Liability insurance covering third-party claims arising from the ownership and use of aircraft.
Travel4
Travel Assistance Abroad Insurance
Voluntary travel insurance covering medical and repatriation expenses, personal liability and legal assistance for trips outside Bulgaria.
Travel Assistance in Bulgaria
Voluntary domestic travel insurance for trips within Bulgaria covering accident, acute illness and rescue expenses.
Travel Cancellation Insurance
Voluntary insurance covering non-refundable travel costs in case of trip cancellation due to illness, accident or other covered events.
Medical Insurance for Foreigners in Bulgaria
Health insurance for foreign nationals residing in or transiting through Bulgaria, covering medical expenses; distributed via assistance partner Coris Bulgaria.
Financial2
Credit and Guarantee Insurance
Insurance of credit, guarantee and leasing risks protecting lenders and financial institutions against borrower default and financial losses.
Legal Expenses Insurance
Insurance covering legal costs and expenses incurred by the insured in defending or pursuing legal claims.
Other5
Marine Hull Insurance (Vessels)
Insurance of ships and watercraft hulls against damage and total loss.
Cargo in Transit Insurance
Insurance of goods in transit under London Institute Cargo Clauses providing full, limited or minimum coverage plus additional war and strike risks.
Aviation Hull Insurance
Insurance of aircraft hulls against damage and total loss.
Agricultural Insurance
Insurance of agricultural crops, forest plantations, livestock, poultry and beehives against weather perils and other risks.
Rolling Stock (Railway Vehicles) Insurance
Insurance covering damage to railway rolling stock and related equipment.
Regulatory updates
Armeec holds an active insurance license No. 7 issued on 15.06.1998, currently supervised by the Financial Supervision Commission (FSC). The company's registered seat and head office has moved to 51 James Bourchier Blvd., Sofia 1407 (formerly 2 Stefan Karadzha Str., Sofia 1000). In February 2025 the Bulgarian Credit Rating Agency (BCRA) confirmed a long-term claims-paying ability rating of BBB with stable outlook and a national-scale rating of A+ (BG) with stable outlook for Armeec. No new adverse supervisory actions specifically against Armeec were identified in FSC decisions through 2026; recent FSC enforcement actions in the Bulgarian insurance market (e.g., against another insurer, DallBogg) were unrelated to Armeec.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Armeec for the Bulgaria market, with 24/7 assistance.
Last verified Sep 30, 2026
Motor third-party liability
motor third-party liability insurance from Armeec for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Sep 27, 2026
Travel insurance
travel insurance from Армеец for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Oct 5, 2026