Insurer profile
Bulstrad Life Vienna Insurance Group Joint Stock Company
Bulstrad Life Vienna Insurance Group is one of the leading life and health insurers in Bulgaria, founded in 1994 and a member of Vienna Insurance Group since 2007. It holds licences for life insurance, personal accident insurance, and illness insurance, and offers a wide range of individual and corporate solutions including savings, investment, health, travel, and borrower insurance.
Source- Legal entity
- Bulstrad Life Vienna Insurance Group Joint Stock Company
- Headquarters
- Sofia, Bulgaria
- Parent group
- Vienna Insurance Group
- Regulator
- Financial Supervision Commission (FSC)
- Phone
- +359 700 18 800
- bullife@bulstradlife.bg
- Founded
- 1994
- Last verified
- Aug 3, 2026
Products from Bulstrad Life Vienna Insurance Group Joint Stock Company
life
Term Life Insurance
Individual risk life insurance providing financial protection upon death or permanent disability due to illness or accident, with a term of 1 to 25 years.
life
Savings Life Insurance with Single Premium (Individual Financial Security Plan)
Long-term savings life insurance plan paid with a single premium, guaranteeing the insured sum plus accumulated bonuses upon maturity or to beneficiaries upon death.
life
Investment-Linked Life Insurance - Life Line Plan
Unit-linked life insurance where part of the premium is invested in funds; upon maturity the policyholder receives the value of their personal account.
life
Children's Savings Life Insurance (Life Insurance in Favour of a Child)
Long-term savings life insurance for children with a term of 10 to 25 years, paying out the insured sum plus bonuses to the child upon maturity.
health
Critical Illness Insurance
Insurance covering life-threatening illnesses, events and conditions such as cancer and organ failure, providing a lump-sum payment upon diagnosis.
health
Individual Personal Accident Insurance
Individual accident insurance covering death, permanent or temporary disability resulting from an accident.
health
Children's Risk Insurance
Risk insurance for children covering critical illnesses, medical injuries from accidents, and other specified health conditions.
health
Individual Health Care Insurance
Individual health insurance providing access to a wide range of medical services at partner clinics across Bulgaria on a subscription or expense-reimbursement basis.
health
International Health Insurance Health Club
International health insurance providing fast access to high-quality medical care in Bulgaria and worldwide, developed in partnership with Daily Health Insurance Group.
travel
Individual Travel Abroad Insurance
Individual travel insurance covering unforeseen urgent medical expenses abroad due to accident or acute illness, with territorial options for Europe, the world excluding USA and Canada, or the entire world.
travel
Multi-Trip Travel Insurance (Corporate Annual - Multitrip)
Annual multi-trip travel insurance for corporate employees covering urgent medical expenses for each business trip abroad during the one-year policy term.
life
Group Life Insurance (Corporate)
Group risk life insurance for companies covering death and permanent or temporary disability due to accident or illness for employees, with optional critical illness add-ons.
health
Group Personal Accident Insurance (Corporate)
Group accident insurance for companies covering death, permanent disability, daily hospital and post-hospital benefits, and medical expenses resulting from accidents for employees.
health
Group Accident Insurance Fixed Packages (FIKS)
Packaged group accident insurance for companies with preset coverage tiers (Optimum and Optimum Plus) covering death and permanent disability due to accident.
health
Group Health Care Insurance (Corporate)
Corporate group health insurance giving employees direct access to leading specialists and medical facilities in Bulgaria on a subscription or reimbursement basis.
life
Life Insurance for Borrowers
Life insurance for bank and financial institution borrowers, covering the outstanding loan balance in the event of the borrower's death or permanent disability.
life
International Life Insurance with Health Coverage - Premium Insurance
International life insurance with additional health coverage distributed via banking partners, combining life protection with access to health services worldwide.
financial
Borrower Life Insurance Credit Protection for Financial Institution Clients
Life insurance programmes for borrowers and clients of financial institutions providing credit protection in the event of death or disability.
Regulatory updates
The Financial Supervision Commission (FSC) holds an active regulatory record for Bulstrad Life Vienna Insurance Group JSC. The company notified the FSC of its intention to provide services in EU member states on 16.06.2014 (life insurance classes I-V and non-life classes 1-2). The FSC recently approved Nedyalko Chandyrov as a member of the supervisory board. The company operates under Licence No. 6 from 15.06.1998 for life and accident insurance and Licence No. 2 from 15.11.2012 for illness insurance. No sanctions or adverse regulatory actions were identified as of the research date.