Insurer profile
DZI - General Insurance EAD / DZI - Life Insurance EAD
DZI · Bulgaria
Overview
DZI is the company with the longest experience on the Bulgarian insurance market, founded in 1946. A leader in the Bulgarian market, it has been part of the Belgian banking and insurance group KBC since 2007, offering a full range of general insurance, life insurance, and health-related products to both individual and business clients.
Source36
Products in this market
3
Offer pages
Company details
- Parent group
- KBC Group
- Regulator
- Financial Supervision Commission (FSC)
- Phone
- +359 700 16 166
- [email protected]
Products from DZI - General Insurance EAD / DZI - Life Insurance EAD
Motor6
Casco+ Motor Insurance
Comprehensive motor vehicle insurance (Casco+) covering damage to the insured vehicle, roadside assistance services within Bulgaria and abroad.
Motor Third Party Liability (MTPL) Insurance
Mandatory motor third party liability insurance covering damage caused to third parties by the insured vehicle.
Roadside Assistance Insurance
Insurance providing roadside assistance services for vehicle breakdowns and accidents on Bulgarian and European roads.
Assistance upon a Road Traffic Accident (MTPL service)
A complementary service under the MTPL policy providing on-site assistance and support in the event of a road traffic accident.
Business Casco+ Motor Insurance
Comprehensive motor vehicle insurance (Casco+) for business fleets covering damage, theft, and roadside assistance.
Business Motor Third Party Liability (MTPL)
Mandatory third party liability insurance for business-owned motor vehicles covering damage caused to third parties.
Property5
Property Insurance (Individual)
Comprehensive home property insurance covering fire, natural disasters, theft, and other risks for owners, tenants, and occupants.
DZI Comfort for Home
A bundled home insurance product offering comprehensive protection for the home, household contents, and third-party liability for residents.
Business Property Insurance
Commercial property insurance for businesses covering buildings, equipment, and stock against fire, natural disasters, theft, and other risks.
All Risks Insurance
Comprehensive all-risks property insurance for businesses covering all perils not explicitly excluded in the policy.
All Risks during Construction and Assembly Works (CAR/EAR)
Contractors' all risks insurance covering construction and erection projects against property damage and third-party liability.
Health11
Health Insurance - Treatment Without Borders
Individual health insurance covering medical expenses for treatment abroad and in Bulgaria, including hospitalisation and specialist consultations.
Accident Insurance - Zakrila (Protection)
Individual accident insurance (Zakrila/Protection) covering personal injuries resulting from accidents, including disability and death.
Compulsory Medical Insurance for Foreigners
Mandatory medical insurance for foreign nationals residing in Bulgaria, covering healthcare costs as required by Bulgarian law.
Accident Insurance for Persons in Vehicles
Accident insurance covering occupants of motor vehicles against injuries sustained in road accidents.
Accident Insurance for Athletes
Specialised accident insurance for athletes covering sports-related injuries and accidents during training and competitions.
Group Accident Insurance
Group accident insurance for businesses covering all employees against accidental injuries during work and private life.
Compulsory Occupational Accident Insurance
Mandatory occupational accident insurance for employers covering work-related injuries and accidents for their employees.
Accident Insurance for Students
Accident insurance tailored for students covering injuries sustained during school activities and daily life.
Accident Insurance+ (Enhanced Individual)
Enhanced individual accident insurance providing additional coverage for accidental injuries with broader benefit options.
Compulsory Accident Insurance for Passengers in Public Transport
Mandatory accident insurance for passengers travelling on public transport, required by Bulgarian law for transport operators.
Comprehensive Medical Assistance (Business Health)
Group health insurance for corporate clients providing employees access to a network of over 1,000 doctors across 40+ specialties.
Liability2
Road Freight Carrier Liability (CMR)
Liability insurance for road freight carriers in accordance with the CMR convention, covering damage to transported goods.
Freight Forwarder Liability Insurance
Professional liability insurance for freight forwarders covering their legal liability to clients for errors, omissions, and cargo loss.
Travel2
Travel Abroad Assistance (DZI World)
Travel insurance for trips outside Bulgaria covering medical expenses, emergency evacuation, trip cancellation, and travel assistance.
Tourism in Bulgaria
Domestic travel insurance for trips within Bulgaria, covering accidents and medical costs during tourist activities.
Life5
Life Insurance with Investment Fund (EuroFuture)
A life insurance and investment programme (EuroFuture) combining life risk coverage with an investment component linked to investment funds.
Life Insurance with Investment Fund (EuroInvest)
An insurance-investment programme (EuroInvest) with a single premium, combining life protection and investment returns.
Life Risk Insurance - DZI Dynamic
A term life risk insurance product (DZI Dynamic) providing financial protection to beneficiaries in case of the insured's death or disability.
Universal Life Insurance - DZI Premium+
A universal whole life insurance product (DZI Premium+) with flexible premiums and savings accumulation combined with life protection.
Group Life Risk Insurance
Group life risk insurance for businesses, providing life protection for employees as an employee benefit package.
Other5
Agricultural Crop Insurance
Insurance of agricultural crops against weather-related risks, fire, hail, and other perils affecting yields.
Insurance of Permanent and Forest Plantations
Insurance covering permanent crops, orchards, and forest plantations against natural perils and other covered risks.
Insurance of Animals, Birds and Beehives
Agricultural insurance covering livestock, poultry, and beehives against disease, accidents, and other insured perils.
Cargo Insurance (Transport of Goods)
Marine cargo insurance covering goods during transportation by road, sea, rail, or air against loss or damage.
Rail Vehicle Insurance
Insurance covering rail vehicles (trains, trams) against damage from accidents, fire, and other insured perils.
Regulatory updates
DZI - General Insurance EAD (VAT: 121718407) and DZI - Life Insurance EAD (VAT: 121518328) are both supervised entities listed by the Financial Supervision Commission (FSC) of Bulgaria. Both entities notified the FSC on 02.10.2007 of their intention to operate across EU member states under freedom of services. DZI holds licenses for all general and life insurance classes under the Bulgarian Insurance Code. As of January 2025, following FSC regulatory approval, Anastas Petrov officially assumed the position of Management Board Member and Chief Commercial Officer of DZI. DZI - Life Insurance EAD published its 2024 Solvency and Financial Condition Report (SFCR), reporting a strongly capitalised position as of 31 December 2024 with a stable outlook for 2025-2027. No adverse regulatory actions have been reported against DZI by the FSC.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from DZI for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Aug 3, 2026
Motor third-party liability
motor third-party liability insurance from ДЗИ for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Aug 3, 2026
Travel insurance
travel insurance from DZI World for the Bulgaria market, with online purchase and 24/7 assistance.
Last verified Sep 9, 2026