Insurer profile
ERGO Forsikring A/S (trading as Europæiske ERV)
ERGO Forsikring A/S (trading as Europæiske ERV) · Denmark
Overview
Europæiske ERV is one of the largest providers of private and business travel insurance in Denmark and has sold travel insurance since 1921; the legal entity was renamed ERGO Forsikring A/S in June 2025 after merging with the Norwegian ERGO Forsikring AS, and Europæiske ERV continues as its product brand.
Source16
Products in this market
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Offer pages
Company details
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 33 25 25 25
- [email protected]
Products from ERGO Forsikring A/S (trading as Europæiske ERV)
Travel15
Travel Insurance Basis
Core single-trip travel insurance covering acute illness, injury, repatriation, evacuation and calling home of relatives as standard.
Travel Insurance Plus
Extended travel insurance including everything in Basis plus dental treatment, physiotherapy, holiday home protection, ruined holiday compensation and replacement holiday.
Youth Travel Insurance
Travel insurance product tailored for young travellers under 36 years old.
Senior Travel Insurance
Travel insurance for travellers over 70 years old, available as annual or single-trip cover with a senior surcharge and no health declaration requirement.
Annual Travel Insurance (Basis/Plus)
Annual travel insurance covering unlimited trips of up to 30 days each within a 12-month period, including cover for domestic stays in Denmark.
Single Trip Travel Insurance
Single-trip travel insurance suitable for trips longer than 30 days or for travellers who only travel once a year.
Incoming Insurance
Travel insurance for foreign visitors and expatriate Danes visiting Denmark, covering acute illness, injury, dental damage, repatriation and private liability.
Travel Insurance Greenland & Faroe Islands
Single trip travel insurance for residents of Greenland or the Faroe Islands, available from one day up to 24 months.
Cancellation Insurance
Covers financial loss from cancelling a trip, tickets, accommodation or events due to acute illness, accident or a rejected pre-approval.
Annual Cancellation Insurance
Annual add-on that protects against financial loss from cancellation across all trips booked during the year.
Ticket Cancellation Insurance
Cancellation cover specifically for pre-purchased tickets and events priced according to a fixed public price list.
Holiday Home Cancellation Insurance
Cancellation insurance covering financial loss when a booked holiday home rental must be cancelled.
Business Travel Insurance
Flexible business travel insurance covering employees travelling abroad on company business, available for short trips or annual agreements.
Expatriate Insurance
Insurance for employees posted abroad long-term, with Basis and Extended cover options and optional add-ons for accompanying family.
State Business Travel Insurance
Administered travel insurance scheme for Danish state employees travelling abroad on official business, including insurance certificates and a medical video-doctor service.
Regulatory updates
Europæiske Rejseforsikring A/S changed its legal name to ERGO Forsikring A/S on 23 June 2025 following a merger with the Norwegian company ERGO Forsikring AS, which became a branch of the Danish entity (ERGO Forsikring A/S NUF); the Swedish branch was also renamed ERGO Forsäkring Filial. Finanstilsynet conducted an ordinary inspection of the company (then Europæiske Rejseforsikring A/S) in December 2018, focusing on the business model, board and management work, insurance and investment activities, outsourcing, group risks, IT, audit and capital position.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Europæiske ERV for the Denmark market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026