Insurer profile
Tryg Forsikring A/S
Tryg Forsikring A/S · Denmark
Overview
Tryg Forsikring A/S is Denmark's largest non-life insurance company and one of Scandinavia's largest, offering insurance products and services to private individuals and businesses in Denmark, Norway, and Sweden. Its roots trace back to 1731, and the modern entity was formed through a series of mergers, most recently in 2002. It is listed on Nasdaq OMX Copenhagen and majority-owned by TryghedsGruppen smba.
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Products in this market
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Offer pages
Company details
- Parent group
- TryghedsGruppen smba
- Regulator
- The Danish Financial Supervisory Authority (Finanstilsynet)
- Phone
- +45 70 11 20 20
- [email protected]
Products from Tryg Forsikring A/S
Motor6
Car Insurance
Comprehensive car insurance including mandatory liability (ansvar), casco, and roadside assistance (Tryg Vejhjælp) in all packages.
Electric Car Insurance
Tailored insurance for electric car owners including EV-specific coverage for charging cables and adapters, liability, casco and roadside assistance.
Motorcycle Insurance
Insurance covering liability and casco for motorcycles, including compensation for permanent injuries from motorcycle accidents.
Motorhome Insurance
Motorhome insurance including mandatory liability and cover if the vehicle is stolen or damaged in an accident.
Company Car Insurance
Commercial vehicle insurance providing liability and casco for company cars in one combined package.
Agricultural Machine and Tractor Insurance
Insurance covering liability and damage for work machines and tractors, including theft.
Property12
Home Contents Insurance
Contents insurance protecting personal belongings against theft, fire, and liability, with adjustable coverage and optional add-ons.
House Insurance
Building insurance covering the house and garden against damage from fire, storm, and cloudbursts.
Holiday Home Insurance
Insurance covering damage to your summer or holiday home, both the building and optional contents inside.
Bicycle Insurance
Bicycle insurance covering theft and vandalism when your bike is stolen or damaged on the street.
Electronics Insurance
Electronics insurance that replaces your electronic items when they break or are accidentally dropped.
Construction Insurance (Private)
Construction insurance for private individuals protecting against unforeseen costs when building new or extending a property.
YoungLiving Insurance
A combined insurance package for people aged 18-34, bundling the key elements of contents, accident, and travel insurance in one policy.
Caravan Insurance
Caravan insurance covering damage to the caravan or tent trailer, including a repair guarantee and post-damage inspection.
Boat Insurance
Customizable boat insurance offering mandatory liability, casco cover, and personal accident insurance for skipper and passengers at sea.
Business Insurance (Erhvervsforsikring)
Commercial property insurance protecting business data and physical assets against fire, theft, and water damage, tailored to individual businesses.
Commercial Building Insurance
Commercial building insurance protecting the value and function of business properties, tailored for all types of commercial real estate.
Commercial Construction Insurance
Construction project insurance for commercial builders and property owners covering damage to the construction or surroundings.
Health7
Accident Insurance
Personal accident insurance providing compensation for permanent injury of at least 5% degree, including sports injuries.
Health Insurance
Health insurance providing access to specialist doctors and private hospital treatment.
Pregnancy Insurance
Insurance for pregnant women providing support during pregnancy and after birth, covering from week 21.
Children's Insurance
Comprehensive insurance for children from birth to age 18, covering accident, illness, dental, and health.
Workers' Compensation Insurance
Mandatory workers' compensation insurance covering employees who are injured or become ill at work.
Business Health Insurance
Employee health insurance covering both work and leisure hours, with access to specialist doctors and private hospitals.
Dental Insurance (Business)
Employee dental insurance providing subsidies for most dental treatments.
Liability7
Business and Product Liability Insurance
Combined commercial and product liability insurance covering claims if the business or its products cause damage to persons or property.
Professional Indemnity Insurance (Consultant)
Professional indemnity insurance for consultants and advisors, providing coverage and assistance through liability claims.
Auditor's Liability Insurance
Liability insurance for auditors covering clients' financial losses resulting from the auditor's work; required for certified and registered auditors.
IT Liability Insurance
IT liability insurance covering damages or loss of data and other values, including assistance handling unjustified claims.
Directors and Officers Liability Insurance
Insurance protecting board members' and directors' personal assets in liability lawsuits.
Project Liability Insurance
Project liability insurance covering the client against financial losses due to errors in technical consultancy in a project.
Dealer and Workshop Insurance
Insurance for automotive dealers and workshops covering damage to customers' vehicles during repairs or test drives.
Travel3
Travel Insurance (Annual)
Annual travel insurance covering illness, accidents, and cancellation abroad, available in 3 packages.
Single Trip Insurance
Single-trip travel insurance valid for up to 18 months, covering up to 10 persons under one policy.
Business Travel Insurance
Business travel insurance covering employees who are injured or fall ill during business travel abroad.
Pet3
Dog Insurance
Dog insurance that always includes mandatory dog liability insurance and optionally covers vet bills and care during illness.
Cat Insurance
Cat insurance covering veterinary costs when your cat needs medical treatment.
Horse Insurance
Horse insurance protecting your horse as both a family member and a financial investment.
Regulatory updates
In November 2024, Finanstilsynet published a report on a functional inspection of Tryg Forsikring A/S concerning its Tryg Trade (formerly Tryg Garanti) business area, finding that in the Dutch branch some employees handled both underwriting acceptance and claims handling tasks, breaching functional-separation rules; Tryg received an order to ensure adequate segregation of duties or compensating controls. In May 2025, following a functional inspection of subsidiary Tryg Livsforsikring A/S conducted in December 2024/January 2025, Finanstilsynet found the board had delegated pricing decisions to management without written guidelines and that documentation of intra-group outsourcing oversight was insufficient; the subsidiary received orders (among five total) relating to governance documents, reporting, and documentation. Earlier, in 2021, Tryg received an order to stop requiring customers' personal identification numbers (CPR) as a precondition for receiving an insurance quote, and in 2022 Tryg accepted a fine and was ordered to individually notify affected current and former customers about historic insurance terms that violated equal-treatment rules regarding pregnant policyholders.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Tryg for the Denmark market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026