Insurer profile

Tryg Forsikring A/S

Tryg Forsikring A/S is Denmark's largest non-life insurance company and the largest in Scandinavia, offering insurance products and services to private individuals and businesses in Denmark, Norway, and Sweden. Its roots trace back to 1731, and the modern entity was formed through a 2002 merger. It is listed on Nasdaq OMX Copenhagen and majority-owned by TryghedsGruppen smba.

Source
Legal entity
Tryg Forsikring A/S
Headquarters
Ballerup, Denmark
Parent group
TryghedsGruppen smba
Regulator
The Danish Financial Supervisory Authority (Finanstilsynet)
Phone
+45 70 11 20 20
Email
tryg@tryg.dk
Last verified
May 1, 2026
Official website

Products from Tryg Forsikring A/S

motor

Car Insurance

Comprehensive car insurance including mandatory liability (ansvar), casco, and roadside assistance (Tryg Vejhjælp) in all packages.

motor

Electric Car Insurance

Tailored insurance for electric car owners including EV-specific coverage for charging cables and adapters, liability, casco and roadside assistance.

motor

Motorcycle Insurance

Insurance covering liability and casco for motorcycles, including compensation for permanent injuries from motorcycle accidents.

property

Home Contents Insurance

Contents insurance protecting personal belongings against theft, fire, and liability, with adjustable coverage and optional add-ons.

property

House Insurance

Building insurance covering the house and garden against damage from fire, storm, and cloudbursts.

property

Holiday Home Insurance

Insurance covering damage to your summer or holiday home, both the building and optional contents inside.

travel

Travel Insurance (Annual)

Annual travel insurance covering illness, accidents, and cancellation abroad, available in 3 packages.

travel

Single Trip Insurance

Single-trip travel insurance valid for up to 18 months, covering up to 10 persons under one policy.

health

Accident Insurance

Personal accident insurance providing compensation for permanent injury of at least 5% degree, including sports injuries.

health

Health Insurance

Health insurance providing access to specialist doctors and private hospital treatment.

health

Pregnancy Insurance

Insurance for pregnant women providing support during pregnancy and after birth, covering from week 21.

health

Children's Insurance

Comprehensive insurance for children from birth to age 18, covering accident, illness, dental, and health.

pet

Dog Insurance

Dog insurance that always includes mandatory dog liability insurance and optionally covers vet bills and care during illness.

pet

Cat Insurance

Cat insurance covering veterinary costs when your cat needs medical treatment.

pet

Horse Insurance

Horse insurance protecting your horse as both a family member and a financial investment.

property

Bicycle Insurance

Bicycle insurance covering theft and vandalism when your bike is stolen or damaged on the street.

property

Electronics Insurance

Electronics insurance that replaces your electronic items when they break or are accidentally dropped.

property

Construction Insurance (Private)

Construction insurance for private individuals protecting against unforeseen costs when building new or extending a property.

other

Hunting Insurance

Hunting insurance covering damage that can occur when firing shots before, during, and after the hunt.

property

YoungLiving Insurance

A combined insurance package for people aged 18-34, bundling the key elements of contents, accident, and travel insurance in one policy.

property

Business Insurance (Erhvervsforsikring)

Commercial property insurance protecting business data and physical assets against fire, theft, and water damage, tailored to individual businesses.

property

Commercial Building Insurance

Commercial building insurance protecting the value and function of business properties, tailored for all types of commercial real estate.

liability

Business and Product Liability Insurance

Combined commercial and product liability insurance covering claims if the business or its products cause damage to persons or property.

health

Workers' Compensation Insurance

Mandatory workers' compensation insurance covering employees who are injured or become ill at work.

motor

Company Car Insurance

Commercial vehicle insurance providing liability and casco for company cars in one combined package.

cyber

Cyber Insurance

Cyber insurance for businesses covering cyberattacks, providing coverage, advice, and assistance from 100 DKK/month.

health

Business Health Insurance

Employee health insurance covering both work and leisure hours, with access to specialist doctors and private hospitals.

liability

Professional Indemnity Insurance (Consultant)

Professional indemnity insurance for consultants and advisors, providing coverage and assistance through liability claims.

liability

Auditor's Liability Insurance

Liability insurance for auditors covering clients' financial losses resulting from the auditor's work; required for certified and registered auditors.

liability

IT Liability Insurance

IT liability insurance covering damages or loss of data and other values, including assistance handling unjustified claims.

liability

Directors and Officers Liability Insurance

Insurance protecting board members' and directors' personal assets in liability lawsuits.

property

Commercial Construction Insurance

Construction project insurance for commercial builders and property owners covering damage to the construction or surroundings.

travel

Business Travel Insurance

Business travel insurance covering employees who are injured or fall ill during business travel abroad.

health

Dental Insurance (Business)

Employee dental insurance providing subsidies for most dental treatments.

financial

Illness Business Interruption Insurance

Business interruption insurance covering financial loss resulting from long-term employee sick leave.

liability

Project Liability Insurance

Project liability insurance covering the client against financial losses due to errors in technical consultancy in a project.

motor

Agricultural Machine and Tractor Insurance

Insurance covering liability and damage for work machines and tractors, including theft.

liability

Dealer and Workshop Insurance

Insurance for automotive dealers and workshops covering damage to customers' vehicles during repairs or test drives.

Regulatory updates

In June 2024, Finanstilsynet conducted a functional inspection of Tryg's Tryg Garanti business area, examining risk management for credit and surety insurance sold through European branches. Following a further functional inspection of Tryg Livsforsikring A/S in December 2024 and January 2025, the subsidiary received five orders relating to governance documents, reporting, and documentation. In 2021, Tryg received an order to stop requiring customers' personal identification numbers (CPR) as a precondition for receiving an insurance quote. In 2022, Tryg accepted a DKK 900,000 fine for violating equal treatment rules regarding pregnant policyholders.

Reputation and reviews

Facebook

27,925 likes

Trustpilot

3.4

28,962 reviews