Insurer profile

AB "Lietuvos draudimas" Estonian Branch (trading as PZU Insurance)

AB "Lietuvos draudimas" Estonian Branch (trading as PZU Insurance) · Estonia

Founded 2013Tallinn, EstoniaLast verified Aug 28, 2026

Overview

PZU Insurance in Estonia is the Estonian Branch of the Lithuanian non-life insurer AB "Lietuvos draudimas", which is part of the international PZU Group and uses the PZU trademark in Estonia.

Source

Products in this market

Offer pages

Company details

Parent group: PZU Group (via AB "Lietuvos draudimas", Lithuania)
Regulator: Estonian Financial Supervisory Authority (Finantsinspektsioon)
Phone: +372 622 4599
Email: [email protected]

Official website

Products from AB "Lietuvos draudimas" Estonian Branch (trading as PZU Insurance)

Motor

Motor third party liability insurance

Compensates property and personal damage caused by the driver of a vehicle to other persons in a traffic accident.

Liiklus+ (Extended MTPL)

An enhanced motor third-party liability product offering additional cover options beyond the standard MTPL.

Comprehensive motor insurance (Casco)

Voluntary vehicle insurance covering damage to the insured's own vehicle, with optional replacement-car cover.

Property

Home insurance

Protects houses, apartments, terraced houses, outbuildings or summer homes against sudden and unforeseeable damage.

Apartment association insurance

Property and liability insurance package designed for apartment associations (housing cooperatives).

Property insurance

Business property insurance covering buildings, equipment, stock and other business assets.

Construction all risk insurance

All-risk cover for construction projects against physical loss or damage during the building process.

Contractor's plant and machinery insurance

Covers construction machinery and equipment against damage or loss.

Insurance for goods in transit (Cargo)

Covers goods against loss or damage while being transported.

Small watercraft insurance

Insurance cover for small boats and watercraft against damage or loss.

Health

Accident insurance

Covers loss of capacity for work, pain and suffering, and medical expenses not covered by the Health Insurance Fund following an accident.

Employer's health insurance

Group health insurance product that employers can offer to employees as a benefit.

Liability

General liability insurance

Covers a policyholder's civil liability for damage caused to third parties.

Liability insurance for transport companies

Liability cover tailored for transport and logistics companies for damage caused during freight operations.

Healthcare service provider's mandatory liability insurance

Mandatory professional liability insurance for healthcare service providers in Estonia.

Product liability insurance

Covers manufacturers or sellers' liability for damage caused by defective products.

Employer's liability insurance

Covers an employer's liability for damage caused to employees in connection with their work.

Travel

Travel insurance

Covers medical expenses and transport costs incurred abroad due to unexpected illness or accident, available as single-trip or annual multi-trip cover.

Recurring (multi-trip) travel insurance

Annual travel insurance policy covering multiple trips within a chosen period, up to a full year.

Financial

Financial guarantee insurance

Provides a guarantee to a beneficiary that contractual or financial obligations will be fulfilled.

Loan protection unemployment cover

Covers loan repayments in the event the policyholder becomes involuntarily unemployed.

Purchase insurance – credit card

Protects purchases made with a credit card against damage or theft for a defined period after purchase.

Purchase insurance – debit card

Protects purchases made with a debit card against damage or theft for a defined period after purchase.

Regulatory updates

PZU operates in Estonia as a licensed EU branch (AB "Lietuvos draudimas" Eesti filiaal) listed on the Estonian Financial Supervisory Authority's register of affiliated branches of foreign non-life insurance institutions; no major sanctions or enforcement actions specific to the Estonian branch were found in recent searches.