Travel insurance — Estonia
7 insurers with verified coverage data
BTA
AAS BTA Baltic Insurance Company Estonian Branch
BTA is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
ERGO
ERGO Insurance SE
ERGO is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
Gjensidige
Akciné draudimo bendrové "Gjensidige" Eesti filiaal
Gjensidige is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
If Kindlustus
If P&C Insurance AS
If Kindlustus is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
LHV
AS LHV Kindlustus
LHV is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
Seesam
Compensa Vienna Insurance Group, ADB Estonian Branch (brand name: Seesam)
Seesam is a travel insurance for the EE market with online purchase and 24/7 assistance.
Last verified 2026-05-14View details
Swedbank
Swedbank P&C Insurance AS / Swedbank Life Insurance SE
Swedbank is a travel insurance for the EE market with no online purchase and 24/7 assistance.
Last verified 2026-05-14View details
Coverage
| Feature / category | BTA | ERGO | Gjensidige | If Kindlustus | LHV | Seesam | Swedbank |
|---|---|---|---|---|---|---|---|
| Online purchase | Yes | Yes | Yes | Yes | Yes | Yes | No |
| 24/7 helpline | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Medical expenses | Covered | Covered | Covered | Covered | €500,000 | €1,000,000 | €750,000 |
| Medical transport | Covered | Covered | Covered | Covered | Covered | €1,000,000 | €750,000 |
| COVID-19 treatment | Covered | Conditional | Conditional | Conditional | Optional | Conditional | Conditional |
| Personal liability | Optional | Optional | Covered | Optional | Optional | Optional | €10,000 |
| Emergency dental | Conditional | €200 | €200 | €500 | €500 | €500 | €200 |
| Search & rescue | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered |
| Legal assistance | Optional | Conditional | Optional | Optional | Optional | Conditional | €1,000 |
| Emergency medical treatment | Covered | Covered | Covered | Covered | €500,000 | €1,000,000 | €750,000 |
| Hospitalization | Covered | Covered | Covered | Covered | €500,000 | €1,000,000 | €750,000 |
| Outpatient treatment | Covered | Covered | Covered | Covered | €500,000 | €1,000,000 | €750,000 |
| Medical evacuation | Covered | Covered | Covered | Covered | Covered | €1,000,000 | €750,000 |
| Repatriation of remains | Covered | Covered | Covered | Covered | Covered | €10,000 | Unlimited |
| Pre existing conditions | Conditional | Conditional | Conditional | Conditional | Conditional | Excluded | Excluded |
| Winter sports cover | Optional | Conditional | Optional | Optional | Optional | Optional | Excluded |
| Adventure sports cover | Optional | Conditional | Optional | Optional | Optional | Optional | Excluded |
| Pregnancy complications | Conditional | Conditional | Conditional | Conditional | Conditional | Conditional | Excluded |