Feature / category	BTA	ERGO	Gjensidige	If	LHV	Seesam	Swedbank
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	No	Yes	Yes
Own damage	Unlimited	Unlimited	Unlimited	Covered	Covered	Unlimited	Covered
Total loss	Covered	Unlimited	Covered	Covered	Covered	Unlimited	Covered
Partial loss	Unlimited	Unlimited	Unlimited	Covered	Covered	Unlimited	Covered
Theft & robbery	Unlimited	Unlimited	Unlimited	Covered	Covered	Unlimited	Covered
Glass damage	Unlimited	Unlimited	Unlimited	Covered	Covered	Covered	Covered
Natural perils	Unlimited	Unlimited	Unlimited	Covered	Covered	Unlimited	Covered
Vandalism	Unlimited	Unlimited	Unlimited	Covered	Covered	Unlimited	Covered
Roadside assistance	Unlimited	Unlimited	€800	Covered	Covered	Unlimited	Covered
Replacement vehicle	Optional	Optional	Optional	Optional	Optional	Optional	Optional
Driver accident	Optional	Optional	Optional	Optional	Optional	Optional	Optional