Feature / category	Balcia Insurance SE Estonian Branch	AAS BTA Baltic Insurance Company Estonian Branch	Elama Kindlustus AS	ERGO Insurance SE	Akciné draudimo bendrové "Gjensidige" Eesti filiaal	If P&C Insurance AS	AS LHV Kindlustus	AB "Lietuvos draudimas" Estonian Branch (trading as PZU Insurance)	Salva Kindlustuse AS	Compensa Vienna Insurance Group, ADB Eesti Filiaal (brand name: Seesam)	Swedbank P&C Insurance AS / Swedbank Life Insurance SE
Online purchase	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes
Own damage
Total loss
Partial loss
Theft & robbery					Only in Täiskasko			Only in Kasko, Kasko Pluss
Glass damage								Only in Kasko, Kasko Pluss
Natural perils								Only in Kasko, Kasko Pluss
Vandalism								Only in Kasko, Kasko Pluss
Roadside assistance
Replacement vehicle						Only in Superkasko Extra, Superkasko Lux, Superkasko Lux+		Only in Kasko, Kasko Pluss
Driver accident								Only in Kasko, Kasko Pluss