Insurer profile
Salva Kindlustuse AS
Salva Kindlustuse AS · Estonia
Overview
Salva Kindlustus is an insurance company established in 1993 based on Estonian capital, and is the only Estonian-owned non-life insurance company in the world, offering all common non-life insurance products to private and business clients through offices across Estonia and its e-channel.
Source13
Products in this market
3
Offer pages
Company details
- Regulator
- Financial Supervision Authority (Finantsinspektsioon)
- Phone
- +372 6800 500
- [email protected]
Products from Salva Kindlustuse AS
Motor2
Property5
Home Insurance
Home insurance that quickly compensates damage caused by accidents, theft or similar incidents.
Business Property Insurance
Business property insurance covering general company assets, equipment and machinery, or small electronics and construction risks.
Construction (CAR) Insurance
Construction insurance protecting against risks related to building works, ensuring project continuity and saving on unexpected costs.
Electronics Insurance
Worldwide electronics insurance covering unexpected and unforeseen damage not excluded under the terms.
Electronic Device Insurance
Covers unexpected damage to devices such as phones, smartwatches and laptops caused by short-circuit, dropping, fire or water contact.
Liability3
Liability Insurance
Liability insurance covering personal injury and property damage caused to others by ownership, activity or inadequate activity.
Employer's Liability Insurance
Covers an employer's liability when an employee suffers personal injury or property damage for which the employer is legally responsible.
Professional Liability Insurance
Protects professions where damage arises from errors, such as miscalculations, rather than direct action.
Regulatory updates
In December 2024, the Estonian Financial Supervision Authority (Finantsinspektsioon) issued a precept to Salva Kindlustuse AS ordering it to remedy deficiencies found during an on-site inspection, including insufficient separation and independence of control functions at management and unit level, and non-compliant or unfollowed internal rules; the inspection also covered handling of motor liability, voluntary vehicle, travel and home insurance claims. Separately, Finantsinspektsioon fined Salva Kindlustuse AS EUR 10,000 for providing policyholders with false information and violating financial services advertising requirements in relation to MTPL advertisements placed via a partner (Europark Estonia OÜ) between October 2023 and April 2024.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Salva for the Estonia market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Salva for the Estonia market, with online purchase.
Last verified Aug 28, 2026
Travel insurance
travel insurance from Salva for the Estonia market, with online purchase.
Last verified Aug 28, 2026