Feature / category	Fennia	If	LähiTapiola	Pohjola	Turva
Online purchase	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes
Own damage	Unlimited	Unlimited	Covered	Covered	Optional
Total loss	Conditional	Covered	Conditional	Covered	Optional
Partial loss	Unlimited	Unlimited	Covered	Covered	Optional
Theft & robbery	Unlimited	Unlimited	Covered	Covered	Optional
Glass damage	Optional	Optional	Optional	Optional	Optional
Natural perils	Optional	Unlimited	Covered	Covered	Optional
Vandalism	Unlimited	Unlimited	Covered	Covered	Optional
Roadside assistance	Unlimited	€500	Covered	Covered	Optional
Replacement vehicle	Optional	Optional	Optional	Covered	Optional
Driver accident	Not offered	€25,000	Excluded	Excluded	Not offered