Insurer profile
Crédit Agricole Assurances
Crédit Agricole Assurances · France
Overview
Crédit Agricole Assurances is France's leading insurer and Europe's leading bancassurer, a subsidiary of Crédit Agricole S.A. grouping all its insurance activities (savings, retirement, health, personal protection and property/casualty insurance) through subsidiaries Predica, Pacifica, CACI and Spirica, distributed via Crédit Agricole regional banks and LCL in France and internationally.
Source18
Products in this market
2
Offer pages
Company details
- Parent group
- Crédit Agricole S.A.
- Regulator
- Autorité de contrôle prudentiel et de résolution (ACPR) – French Prudential Supervision and Resolution Authority
- Phone
- +33 1 43 23 03 33
Products from Crédit Agricole Assurances
Motor3
Car Insurance (Third-Party Liability)
Mandatory third-party liability car insurance covering damage caused to others, distributed via Crédit Agricole and LCL branches through Pacifica.
Comprehensive Car Insurance (All-Risk)
Comprehensive motor insurance covering own-vehicle damage, theft, fire, glass breakage and natural disasters, available in Eko, Tiers Intégrale, Tous risques Initiale and Tous risques Intégrale formulas.
Motorcycle and Two-Wheeler Insurance
Insurance for motorcycles, scooters, bicycles and electric scooters, offered through Pacifica via Crédit Agricole and LCL networks.
Property3
Home Insurance (Multi-Risk Home)
Multi-risk home insurance covering fire, water damage, theft, liability and natural disasters for homeowners and tenants, underwritten by Pacifica.
Professional and Business Multi-Risk Insurance
Multi-risk insurance for professionals and businesses covering premises, equipment, civil liability and business interruption, underwritten by Pacifica.
Agricultural Multi-Risk Insurance
Comprehensive insurance for farmers covering agricultural buildings, equipment, crops and livestock, underwritten by Pacifica.
Health2
Supplementary Health Insurance (Complementary Health)
Individual supplementary health insurance reimbursing costs not covered by French social security, underwritten by Pacifica and available in multiple coverage formulas, with digital claims via the CA Ma Santé app.
Personal Accident Insurance (Accidents of Life)
Insurance covering the financial consequences of personal accidents in private life (falls, sports accidents, burns, etc.), underwritten by Pacifica.
Liability2
Legal Protection Insurance
Legal protection insurance covering legal advice and litigation costs for disputes with neighbors, employers, online purchases, etc., underwritten by Pacifica.
Professional Civil Liability Insurance
Professional liability insurance for businesses, professionals and agricultural operators covering bodily injury, property damage and financial loss caused to third parties, underwritten by Pacifica.
Life5
Life Insurance (Savings) – incl. Oriance
Multi-support life insurance contracts for savings and wealth transfer underwritten by Predica, including the new digital omnichannel contract Oriance launched in February 2026, which reached nearly €5bn in assets under management by mid-2026.
Retirement Savings Plan Insurance (PER Assurance / PER Perspective)
Individual retirement savings plan based on a multi-support life insurance contract, allowing tax-deductible contributions and flexible exit (capital or annuity) at retirement, underwritten by Crédit Agricole Assurances Retraite.
Personal Protection / Provident Insurance (Prévoyance)
Personal protection insurance covering death, disability, long-term care dependency and funeral expenses for individuals, underwritten by Predica.
Group Insurance / Collective Provident Insurance
Group provident insurance for companies of all sizes protecting employees and their families against serious accidents, disability or death, underwritten by Predica.
Wealth-Management Life Insurance (Spirica)
Open-architecture life insurance and capitalisation contracts distributed via independent wealth managers and brokers rather than bank branches, underwritten by Spirica, a Crédit Agricole Assurances subsidiary.
Regulatory updates
Crédit Agricole Assurances is registered with the ACPR under identifier 225278 (SIREN 451746077), classified as a 'groupe véhicule' under the Insurance Code and supervised under Solvency II, alongside its subsidiaries Pacifica, Spirica and Predica which each hold their own ACPR referential IDs. In H1 2026 the group reported record revenue of €31.9bn (+15.9% year-on-year), a record net inflow of €11.8bn, a combined ratio of 96.7% (up 2.1 points due to Q1 climate claims), and an estimated Solvency II ratio of 195% as of 30 June 2026; it also completed the acquisition of Groupe Milleis and issued €750m of Restricted Tier 1 subordinated notes at 5.875%.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Crédit Agricole for the France market, with 24/7 assistance.
Last verified Aug 29, 2026
Motor third-party liability
motor third-party liability insurance from Crédit Agricole for the France market, with online purchase and 24/7 assistance.
Last verified Aug 29, 2026