Insurer profile
SGAM Malakoff Humanis (Malakoff Humanis Group)
Malakoff Humanis is a French non-profit, joint (paritarian) and mutualist social protection group born on 1 January 2019 from the merger of Malakoff Médéric and Humanis. It operates in health, personal risk (prévoyance), savings and supplementary pension protection for companies and individuals, and is a key manager of the Agirc-Arrco supplementary pension scheme.
Source- Legal entity
- SGAM Malakoff Humanis (Malakoff Humanis Group)
- Headquarters
- 21 rue Laffitte, 75009 Paris, France
- Parent group
- SGAM Malakoff Humanis
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 1 56 03 34 56
- Founded
- 2019
- Last verified
- Aug 29, 2026
Products from SGAM Malakoff Humanis (Malakoff Humanis Group)
health
Pack Santé Particuliers
Individual complementary health insurance with five reimbursement levels (Hospi, Initial, Intermédiaire, Étendu, Intégral).
health
ATOUT+ TNS
Complementary health insurance for self-employed workers, eligible for the Madelin tax-deduction scheme.
health
ATOUT SANTÉ PRO
Solidarity-based health contract for self-employed professionals aged 18 to 85 with reimbursement levels up to 500%.
health
Senior Health Insurance (Mutuelle Senior)
Complementary health cover designed for retirees and seniors with adaptable guarantees.
health
Corporate Group Health Insurance
Collective health cover for companies of all sizes, market leader in group health insurance.
financial
Loan Insurance (Assurance Emprunteur)
Mortgage/loan protection insurance covering death, disability and incapacity, aiming to reduce loan costs.
life
Life Insurance (Assurance Vie)
Individual savings and life insurance solution offered via La France Mutualiste to grow savings and plan wealth transmission.
financial
Individual Retirement Savings Plan (PERIN LFM PER'FORM)
Individual retirement savings plan by La France Mutualiste offering tax advantages while preparing for retirement.
accident
Personal Accident Insurance (Protection Blessures)
Personal accident cover providing a lump-sum benefit and accidental death capital for everyday life injuries.
life
Death Insurance (Familis)
Death protection contract paying a capital or annuity to protect the spouse and children financially.
life
Funeral Insurance (Contrat Obsèques)
Whole-life funeral insurance contract guaranteeing a capital to finance funeral costs, managed by AUXIA.
other
Repatriation of Remains Insurance
Cover for the return of a deceased person's body to their home country or chosen burial location.
travel
International Health Insurance for Expatriates (Pack Expat' CFE)
All-in-one health, prévoyance and pension package for expatriates, complementing the Caisse des Français de l'Étranger (CFE).
travel
Corporate International Health Insurance (Pack Expat Entreprise 1er euro)
First-euro international health insurance for employees on international assignment, offered with Swiss Life via the Owello platform.
life
Corporate Prévoyance (Group Personal Risk Insurance)
Group personal risk cover for companies, including salary top-up in case of incapacity/invalidity and death benefits.
financial
Supplementary Pension (Agirc-Arrco)
Management of the mandatory Agirc-Arrco supplementary pension scheme for employees and companies.
financial
Employee Savings Plans (Épargne Salariale / Epsens)
Employee savings and retirement savings products offered in partnership with CNP Assurances and AG2R La Mondiale via Epsens.
motor
Car Insurance (distributed via Radiance Mutuelle)
Motor insurance distributed through Radiance Mutuelle, part of the Malakoff Humanis group.
property
Home Insurance
Home insurance offering loyalty benefits such as reduced deductibles and relocation assistance after a claim.
liability
Legal Protection Insurance
Legal assistance and financial support to resolve disputes and defend policyholder rights.
pet
Pet Health Insurance (Dogs/Cats)
Health insurance for pets covering up to 100% of veterinary costs for illness and accidents.
Regulatory updates
Malakoff Humanis is registered with the ACPR under several entities (e.g. Mutuelle Malakoff Humanis, SGAM Malakoff Humanis, Malakoff Humanis Prévoyance). In mid-2026, press reports (Mediapart, L'Argus de l'assurance) revealed an internal investigation and a judicial probe by the Parquet National Financier into alleged conflicts of interest involving asset management partner Thomas Vendôme Investment, alongside ACPR questions about the group's evolving risk profile linked to its growing savings business; the group denied any wrongdoing and said it filed a complaint to protect its interests.
Reputation and reviews
Offer pages
Travel insurance
Malakoff Humanis is a travel insurance for the France market with no online purchase and 24/7 assistance.
Last verified Aug 29, 2026