Allianz Voyage Travel insurance (Assurance Vacances)
Underwritten by Allianz Travel (AWP France SAS) · France
travel insurance from Allianz Voyage for the France market, with online purchase and 24/7 assistance.
Last verified Aug 29, 2026Sources
Key facts
- Personal liability up to €4,500,000
Unique selling points
Medical and hospitalization expenses abroad covered up to EUR 300,000 per person, with no deductible.
24/7 teleconsultation with a French-speaking doctor, by video or phone, up to 2 consultations per insured person.
Private life civil liability abroad covered up to EUR 4,500,000.
Dedicated cover for additional costs from a mandatory quarantine-related trip extension during epidemics/pandemics.
Emergency medical assistance and repatriation organized by a dedicated 24/7 assistance platform.
Coverage limits
Medical expenses coverage limit
€300K
Emergency medical and hospitalization expenses abroad are covered up to EUR 300,000 per person, without deductible.
En complément d'un régime primaire d'assurance maladie, prise en charge de vos frais médicaux d'urgence à l'étranger jusqu'à 300 000 € / personne (sans franchise)
Emergency medical treatment
€300K
Emergency medical treatment abroad is reimbursed without deductible, within the overall EUR 300,000 medical expense limit.
En complément d'un régime primaire d'assurance maladie, prise en charge de vos frais médicaux d'urgence à l'étranger jusqu'à 300 000 € / personne (sans franchise)
Hospitalization abroad
€300K
Hospitalization expenses abroad are covered within the overall EUR 300,000 medical expense limit.
Frais médicaux d'urgence à l'étranger jusqu'à 300 000 € sans franchise
Medical transport
Covered
Organization and coverage of medical transport is included as part of the repatriation assistance; no separate monetary limit is stated.
Prise en charge de l'évacuation d'urgence et/ou du rapatriement sanitaire
Medical evacuation
Covered
Medical evacuation is organized and covered as part of the repatriation guarantee; no separate monetary limit is stated in the reviewed sources.
Prise en charge de l'évacuation d'urgence et/ou du rapatriement sanitaire
Repatriation of remains
Covered
No limit stated
In case of death, transport of the body and funeral costs are covered (no deductible).
Section: Assistance médicale & rapatriement
Prise en charge, en cas de décès, du transport de corps ainsi que des frais funéraires
Search and rescue costs
€10K
Search and rescue costs are reimbursed up to EUR 10,000 per insured person.
Section: Assistance médicale & rapatriement
Recherche et secours, remboursement jusqu'à 10 000 € par assuré
Epidemic/pandemic (including COVID-19) treatment
Covered
Medical expenses and trip extension costs resulting from epidemics/pandemics, including COVID-19, are covered; no separate monetary limit beyond the general medical expense cap is stated.
Pre-existing conditions
Excluded
Conditions arising from or related to illness/health issues existing before departure are generally not covered, notably for the cancellation guarantee.
Adventure/high-risk sports cover
Excluded
Certain high-risk or competitive sports are not covered, including kitesurfing, bobsleigh, ski jumping, mountaineering above 3,000m, spelunking, hang-gliding, paragliding, and skydiving.
Personal liability abroad
€4.5M
Private life civil liability abroad is covered up to EUR 4,500,000 for accidental bodily, material and immaterial damages caused to third parties.
Responsabilité Civile - Prise en charge des conséquences financières de tout dommage accidentel causé à un tiers ou un bien au cours de votre séjour à l'étranger, y compris dans le cadre de la location d'un hébergement.
Legal assistance abroad
€3K
Lawyer, interpreter and other legal fees are reimbursed up to EUR 3,000 if legal action is brought against the insured following an accident during the trip.
Section: Frais juridiques à l'étranger
Remboursement des honoraires d’avocat, des frais d'interprètes et tout autre frais juridique si une action judiciaire est engagée contre vous à la suite d’un accident survenu au cours de votre voyage. Jusqu'à 3 000 €
24/7 assistance / teleconsultation
Covered
A 24/7 teleconsultation service with a French-speaking doctor is included, limited to 2 consultations per insured person, alongside the assistance platform for medical emergencies and repatriation.
24h/24 avec un médecin parlant français au +33 1 49 93 80 32
Key conditions
Pre-existing condition exclusions
Conditions arising from or related to illness/health issues existing before departure are generally not covered, particularly affecting the cancellation guarantee and certain medical scenarios.
Coverage duration limit
The Vacances policy covers leisure trips of less than 2 months (61 days) in France or abroad; longer trips require the separate Long-Term Travel (Voyage Long Séjour) product.
Territorial scope
Coverage applies worldwide, in France or abroad, except North Korea
Documents
Policy specifics
Medical expenses coverage limit
Medical and emergency hospitalization expenses abroad covered up to EUR 300,000 per person.
SourceEn complément d'un régime primaire d'assurance maladie, prise en charge de vos frais médicaux d'urgence à l'étranger jusqu'à 300 000 € / personne (sans franchise)
Trip cancellation coverage
Optional coverage providing reimbursement of non-refundable trip expenses up to EUR 8,000 per person when unable to travel due to covered event
SourceRemboursement jusqu'à 8 000 € par personne (franchise de 5% du montant des frais d'annulation), en cas d'incapacité à voyager suite à un imprévu (maladie, décès, dommages graves au domicile, licenciement économique, refus de visa, vol des papiers d'identité, contre-indication vaccination ou tout autre évènement couvert).
Medical repatriation
Organization and coverage of emergency repatriation to home country or suitable hospital
SourcePrise en charge de l'évacuation d'urgence et/ou du rapatriement sanitaire
Quarantine extension costs
Coverage of additional expenses resulting from mandatory trip extension due to quarantine requirements (epidemic/pandemic-related)
SourceTraveler teleconsultation service
24-hour remote access to a French-speaking medical professional for consultation, up to 2 consultations per insured person.
SourceAvec un médecin parlant français, en visio ou par téléphone 24H/24
Maximum trip duration covered
Vacation insurance covers leisure trips of less than 2 months (61 days) in France or abroad
SourceSection: Pourquoi pas une assurance annuelle ?
La solution d'assurance qui couvre un nombre illimité de séjours privés, de moins de 61 jours, et vous permet ainsi d'être serein toute l'année tout en réalisant de vraies économies.
Trip purpose limitation
Coverage applies only to leisure trips (vacations, weekend breaks, cruises, accommodation) outside the insured person's permanent residence
SourcePre-existing conditions exclusion
Conditions arising from or related to illness/health issues existing before trip departure are generally not covered (for cancellation benefits and certain medical scenarios)
SourceHigh-risk sports activities exclusion
Certain high-risk or competitive sports not covered, including: kitesurfing, bobsleigh, ski jumping, mountaineering above 3,000m, spelunking, hang-gliding, paragliding, skydiving, participation in competitions
SourceCancellation option subscription timing
Cancellation option must be subscribed on the day of trip reservation or within maximum 48 hours after booking
SourceVous devez souscrire l'assurance annulation voyage Allianz Travel le jour de la réservation de(s) prestation(s) que vous souhaitez assurer, ou au plus tard dans les 48h.
Epidemic and pandemic coverage
Medical expenses and trip extension costs are covered for illnesses related to epidemics/pandemics (including COVID-19); cancellation covered if insured tests positive or is quarantined
SourceSources
Allianz Voyage Travel insurance