Insurer profile
GARANTA Versicherungs-Aktiengesellschaft
GARANTA Versicherungs-Aktiengesellschaft · Germany
Overview
GARANTA Versicherungs-AG is a German property and casualty insurer headquartered in Nuremberg. It has offered special insurance products as a professional insurer for the motor vehicle trade, its companies, employees and customers since 1985, and is a wholly owned subsidiary of NÜRNBERGER Allgemeine Versicherungs-AG, operating in Germany and Austria.
Source12
Products in this market
2
Offer pages
Company details
- Parent group
- NÜRNBERGER Allgemeine Versicherungs-AG / NÜRNBERGER Versicherungsgruppe (NÜRNBERGER Beteiligungs-Aktiengesellschaft)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 911 531-0
- [email protected]
Products from GARANTA Versicherungs-Aktiengesellschaft
Motor3
Motor Third-Party Liability Insurance
Legally mandatory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive/Partial Motor Insurance (Kasko)
Own-damage cover for vehicles including theft, fire, glass breakage, natural hazards and collision damage.
Auto Assistance Cover (Schutzbrief)
Roadside assistance and breakdown/accident support add-on for motor vehicle policies.
Property6
Home Contents Insurance with Natural Hazards Module
Covers household contents against risks such as fire, theft and water damage, with an optional natural hazards extension.
GARANTA Special Protection for Motor Vehicle Businesses
A bundled multi-risk policy for motor vehicle trade businesses combining liability, property, business interruption and fleet-related covers in a single contract.
Electronics Insurance for Motor Trade Businesses
Covers office, measurement and testing electronic equipment used by motor vehicle businesses against damage.
Business Interruption Insurance
Compensates for loss of earnings resulting from an insured event that interrupts business operations.
Glass Insurance
Covers glass breakage for business premises, relevant for car dealerships with large glass frontages.
Hook-Load Insurance
Covers damage to third-party vehicles or goods being towed or transported (hook-load) by a motor vehicle business.
Health1
Private Accident Insurance
Provides financial protection in case of bodily injury resulting from accidents, regardless of fault.
Liability2
Business and Professional Liability Insurance
Liability cover for businesses and professionals in the motor trade against third-party claims arising from business operations.
Private Liability Insurance
General personal liability insurance covering damages caused by policyholders to third parties in private life.
Regulatory updates
According to GARANTA's 2024 Solvency and Financial Condition Report (SFCR), the company operates non-life insurance business in Germany and Austria, is supervised by BaFin, and reported gross written premiums rising to €167.208 million in 2024 (from €147.509 million), with a solvency ratio of 139% (up from 134%), while claims expenses increased sharply due to a higher frequency of large losses and heavy natural catastrophe burden, particularly reserve strengthening in motor third-party liability.
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from NÜRNBERGER for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from NÜRNBERGER for the Germany market, with online purchase.
Last verified Aug 28, 2026