Insurer profile
GARANTA Versicherungs-Aktiengesellschaft
GARANTA Versicherungs-AG is a German property and casualty insurer headquartered in Nuremberg. It has offered special insurance products as a professional insurer for the motor vehicle trade, its companies, employees and customers since 1985, and is a wholly owned subsidiary of NÜRNBERGER Allgemeine Versicherungs-AG, operating in Germany and Austria.
Source- Legal entity
- GARANTA Versicherungs-Aktiengesellschaft
- Headquarters
- Ostendstraße 100, 90334 Nuremberg, Germany
- Parent group
- NÜRNBERGER Allgemeine Versicherungs-AG / NÜRNBERGER Versicherungsgruppe (NÜRNBERGER Beteiligungs-Aktiengesellschaft)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 911 531-0
- info@nuernberger.de
- Founded
- 1985
- Last verified
- Aug 27, 2026
Products from GARANTA Versicherungs-Aktiengesellschaft
motor
Motor Third-Party Liability Insurance
Legally mandatory liability cover for damage caused to third parties with a motor vehicle.
motor
Comprehensive/Partial Motor Insurance (Kasko)
Own-damage cover for vehicles including theft, fire, glass breakage, natural hazards and collision damage.
motor
Auto Assistance Cover (Schutzbrief)
Roadside assistance and breakdown/accident support add-on for motor vehicle policies.
liability
Business and Professional Liability Insurance
Liability cover for businesses and professionals in the motor trade against third-party claims arising from business operations.
liability
Private Liability Insurance
General personal liability insurance covering damages caused by policyholders to third parties in private life.
property
Home Contents Insurance with Natural Hazards Module
Covers household contents against risks such as fire, theft and water damage, with an optional natural hazards extension.
health
Private Accident Insurance
Provides financial protection in case of bodily injury resulting from accidents, regardless of fault.
property
GARANTA Special Protection for Motor Vehicle Businesses
A bundled multi-risk policy for motor vehicle trade businesses combining liability, property, business interruption and fleet-related covers in a single contract.
property
Electronics Insurance for Motor Trade Businesses
Covers office, measurement and testing electronic equipment used by motor vehicle businesses against damage.
property
Machinery Insurance
Covers machinery such as car washes, lifting platforms and tyre balancing/mounting machines against unforeseen damage.
property
Business Interruption Insurance
Compensates for loss of earnings resulting from an insured event that interrupts business operations.
property
Glass Insurance
Covers glass breakage for business premises, relevant for car dealerships with large glass frontages.
property
Hook-Load Insurance
Covers damage to third-party vehicles or goods being towed or transported (hook-load) by a motor vehicle business.
financial
Motor Trade Pension (Kfz-Rente)
An occupational pension scheme offered by GARANTA for employees of motor vehicle trade businesses.
Regulatory updates
According to GARANTA's 2024 Solvency and Financial Condition Report (SFCR), the company operates non-life insurance business in Germany and Austria, is supervised by BaFin, and reported gross written premiums rising to €167.208 million in 2024 (from €147.509 million), with a solvency ratio of 139% (up from 134%), while claims expenses increased sharply due to a higher frequency of large losses and heavy natural catastrophe burden, particularly reserve strengthening in motor third-party liability.
Offer pages
Motor casco
NÜRNBERGER is a motor casco insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
NÜRNBERGER is a motor third-party liability insurance for the Germany market with online purchase and limited assistance availability.
Last verified Aug 28, 2026