Insurer profile
Janitos Versicherung Aktiengesellschaft
Janitos Versicherung Aktiengesellschaft · Germany
Overview
Janitos Versicherung AG is a German insurance company based in Heidelberg and a wholly-owned subsidiary of Gothaer Allgemeine Versicherung AG, specializing in property/casualty lines and distributing its products exclusively through independent insurance brokers in Germany and Austria.
Source20
Products in this market
2
Offer pages
Company details
- Parent group
- Gothaer Allgemeine Versicherung AG (Barmenia.Gothaer-Gruppe)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 6221 709 1000
- [email protected]
Products from Janitos Versicherung Aktiengesellschaft
Motor2
Motor Vehicle Insurance (Liability)
Mandatory motor liability insurance covering damages caused to third parties in an accident, with Compact and Advanced tariff variants.
Motor Comprehensive/Partial Casco Insurance
Optional partial or fully comprehensive cover for damage to the policyholder's own vehicle, e.g. theft, hail, storm, or own-fault accidents.
Property2
Household Contents Insurance
Protects personal belongings against burglary, fire, water damage, storm, hail and further natural hazards.
Residential Building Insurance
Protects the building against fire, burst pipes, storm, hail and optionally further natural hazards like flooding.
Health2
Supplementary Hospital Insurance (JA stationär plus)
Supplementary health insurance offering privately-insured-style hospital treatment (choice of hospital, chief physician, single/double room) for statutory health insurance members.
Supplementary Dental Insurance (JA dentalplus)
Supplementary dental insurance covering costs for dental treatment, dentures and orthodontics beyond statutory health insurance coverage.
Liability8
Private Liability Insurance
Covers policyholders against claims for damages caused to third parties, with tariffs like onlinePlus and onlineMax and optional Multi-Garantie package.
Pet Owner Liability Insurance (Dog)
Liability cover for dog owners against claims from third parties for damages caused by their pet.
Pet Owner Liability Insurance (Horse)
Liability cover for horse owners against claims from third parties for damages caused by their animal.
Professional Liability Insurance for Physicians
Professional liability insurance for doctors, dentists and junior physicians with high coverage sums, underwritten by HDI Versicherung AG as risk carrier.
Commercial/Business Liability Insurance
Business and professional liability cover for self-employed persons, freelancers and companies, particularly in the medical sector.
Company Legal Expenses Insurance (via partner)
Legal expenses cover for self-employed persons, freelancers and firms offered through cooperation partners alongside the business/professional liability product.
Legal Expenses Insurance (Private/Traffic/Occupational)
Legal expenses insurance covering costs for lawyers, court fees and bail in private, traffic and occupational legal disputes.
House and Landowner Liability Insurance
Liability insurance for owners of rented apartments and houses covering third-party claims related to the property.
Financial2
Multi-Rente (Disability/Illness Pension)
An income-protection pension product paying out for financial consequences of illness and accidents, serving as an alternative or supplement to occupational disability insurance.
Multi-Rente for Children
A version of the Multi-Rente income-protection pension product tailored for children.
Other3
Motor Assistance Cover (Auto-Schutzbrief)
Roadside and breakdown assistance cover organizing help and covering costs in case of breakdown, accident or theft of the vehicle.
Personal Accident Insurance
Worldwide 24/7 accident cover for leisure, sport, travel and traffic, with customizable benefits and no reduction for own effort.
Bicycle/E-Bike Insurance
Specialized cover for bicycles and e-bikes against theft, accident, vandalism and natural hazards, with optional roadside assistance.
Regulatory updates
Janitos Versicherung AG is supervised by BaFin (Insurance division, Bonn). In February 2024, BaFin granted the company permission to operate an additional line of insurance business (per Annex 1 of the VAG). BaFin's annual complaints statistics have historically noted Janitos among insurers with a comparatively higher complaint ratio in the household/liability lines (e.g., 2014), while more recent complaint-ratio data (2023) for private liability insurance showed Janitos in line with the industry average.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Janitos for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Janitos for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026