Insurer profile
LVM Landwirtschaftlicher Versicherungsverein Münster a.G. (LVM Insurance Group)
LVM Versicherung is a German mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Münster, offering insurance, retirement planning and financial services; every policyholder is simultaneously a member of the association and there are no shareholders.
Source- Legal entity
- LVM Landwirtschaftlicher Versicherungsverein Münster a.G. (LVM Insurance Group)
- Headquarters
- Münster, Germany
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 251 702-0
- info@lvm.de
- Founded
- 1896
- Last verified
- Aug 27, 2026
Products from LVM Landwirtschaftlicher Versicherungsverein Münster a.G. (LVM Insurance Group)
motor
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a vehicle, included in every LVM car insurance.
motor
Comprehensive/Partial Motor Insurance (Casco)
Optional cover extending liability insurance for own-vehicle damage from fire, theft, weather, or accidents.
motor
Motorcycle Insurance
Liability and casco insurance tailored for motorcycles.
motor
Electric Car Insurance
Motor insurance adapted to the specific needs of electric vehicles.
motor
Oldtimer Insurance
Specialized motor insurance for classic and vintage cars.
motor
Insurance Plate for Mopeds & E-Scooters
Compulsory liability insurance plate for mopeds, e-scooters and similar small vehicles.
motor
Short-Term Motor Insurance
Temporary vehicle insurance for short-term needs such as transfers or test drives.
motor
Motorhome and Caravan Insurance
Motor insurance for motorhomes and caravans.
property
E-Bike Insurance
Insurance protecting e-bikes against theft and damage.
property
Home Contents Insurance
Covers household contents against risks such as fire, theft, water and storm damage, available with or without natural hazard cover.
property
Building/Homeowners Insurance
Protects residential buildings against fire, storm, water and (optionally) natural hazard damage.
financial
Rental Deposit Insurance
A guarantee product replacing a cash rental deposit for tenants.
other
Real Estate Legal Protection Insurance
Legal expenses cover for disputes related to owned or rented property.
liability
Private Liability Insurance
Covers claims by third parties for personal injury or property damage caused unintentionally by the policyholder.
liability
Official/Civil Servant Liability Insurance
Liability cover for civil servants and officials for professional errors.
liability
Club/Association Liability Insurance
Liability cover for clubs and associations against third-party claims.
liability
Dog Owner's Liability Insurance
Liability cover for damage caused by a dog to third parties.
liability
Horse Owner's Liability Insurance
Liability cover for damage caused by a horse to third parties.
liability
Hunting Liability Insurance
Liability cover for damages arising from hunting activities.
liability
House and Land Owner's Liability Insurance
Liability cover for owners of houses or land against claims from third parties.
liability
Business and Professional Liability Insurance
Liability cover for businesses and professionals against claims arising from their operations.
other
Private Legal Protection Insurance
Provides financial backing and access to a lawyer for private legal disputes, including with authorities or insurers.
other
Traffic Legal Protection Insurance
Legal expenses cover for disputes arising from participation in road traffic.
health
Private Health Insurance
Full private health cover with individually configurable modules for outpatient, inpatient and dental treatment.
health
Private Health Insurance for Civil Servants
Private health insurance tailored to the needs of German civil servants.
health
Supplementary Health Insurance
Supplementary cover to top up statutory health insurance benefits.
health
Dental Supplementary Insurance
Supplementary insurance covering additional dental treatment costs.
health
Long-Term Care Supplementary Insurance
Supplementary insurance providing additional benefits in case of long-term care needs.
health
Statutory Health Insurance (Partner Service)
LVM cooperates with statutory health insurers such as hkk and Hallesche to offer related services.
travel
Travel Health Insurance
Covers medical treatment costs incurred while travelling abroad.
travel
Travel Insurance (General)
A range of travel insurance products covering trips before, during and after the journey.
health
Private Accident Insurance
Provides financial compensation in the event of accidental injury or disability.
life
Occupational Disability Insurance
Pays a pension if the policyholder becomes unable to work in their profession due to illness or accident.
life
Civil Servant Incapacity Insurance
Income protection for civil servants in case of inability to perform official duties.
life
Private Pension Insurance
A private retirement savings product providing a lifelong pension or lump-sum payout.
financial
Retirement Savings Deposit
A new state-subsidized private retirement savings product offering government funding and long-term return potential.
life
Basic/Rürup Pension
State-subsidized pension product for the self-employed and high earners.
life
Children's Future Savings Plan
A savings and insurance product designed to build up capital for children.
life
Occupational Pension Scheme
Employer-sponsored retirement provision product for employees.
life
Term Life Insurance
Provides a lump-sum payment to beneficiaries in the event of the insured's death within the policy term.
life
Funeral Expense Insurance
A whole-life insurance designed to cover funeral costs.
financial
Investment / Asset Management
Investment products offered in cooperation with financial partners.
financial
Real Estate Financing
Financing solutions for property purchase offered through LVM's financial partners.
cyber
Cyber Insurance
Covers businesses against financial losses from cyber-attacks and data breaches.
pet
Dog Health Insurance
Covers veterinary treatment costs for dogs.
pet
Cat Health Insurance
Covers veterinary treatment costs for cats.
property
Industrial/Commercial Property Insurance
Property insurance for industrial and commercial businesses.
property
Technical/Machinery Insurance
Insurance covering technical equipment and machinery breakdown for businesses.
motor
Car Assistance/Protection Letter
Roadside assistance and mobility protection package for vehicle owners.
motor
Fleet Insurance for Businesses (LVM FuhrparkPlus)
Fleet motor insurance for commercial vehicle operators including GAP and environmental damage cover.
Regulatory updates
LVM is supervised by BaFin under the German Insurance Supervision Act (VAG); no company-specific BaFin fines or sanctions against LVM were found in BaFin's public enforcement notices. In its 2025 Assekurata ratings, the LVM a.G. (property/casualty) received the top overall grade "excellent (A++)", while LVM Lebensversicherungs-AG achieved "very good (A+)", and the group's sustainability rating was upgraded from A+ to AA.
Reputation and reviews
Offer pages
Motor casco
LVM is a motor casco insurance for the Germany market with online purchase and limited assistance availability.
Last verified Aug 27, 2026
Motor third-party liability
LVM Versicherung is a motor third-party liability insurance for the Germany market with no online purchase and limited assistance availability.
Last verified Aug 27, 2026
Travel insurance
LVM is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 27, 2026