Insurer profile
Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG)
Münchener Verein is an independent German insurance group headquartered in Munich-Ludwigsvorstadt, founded in 1922 as a mutual self-help institution for craftsmen and trade, offering a broad range of health, life and property/casualty insurance products for private and commercial customers as a mutual insurance association (VVaG) without external shareholders.
Source- Legal entity
- Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG)
- Headquarters
- Munich, Germany
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 5152 1000
- info@muenchener-verein.de
- Founded
- 1922
- Last verified
- Aug 27, 2026
Products from Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG)
health
Private Full Health Insurance (BestensGesund Premium)
Comprehensive private health cover with five tariff options and flexible deductible.
health
Dental Supplementary Insurance (ZahnGesund)
Supplementary dental insurance covering dental treatment, preservation and replacement, repeatedly rated top by Stiftung Warentest.
health
Hospital Daily Allowance Insurance
Pays a tax-free daily allowance of up to €110 during hospital stays.
health
Hospital Supplementary Insurance (KlinikGesund)
Supplementary insurance for private hospital treatment including single room and chief physician care.
health
Sickness Daily Benefit Insurance
Compensates income loss during illness beyond statutory sick pay, without health check.
health
Cancer Insurance (Deutsche KrebsVersicherung)
Provides financial support for cancer screening and immediate lump-sum payment on cancer diagnosis.
travel
Travel Health Insurance
Covers medical treatment costs and medically necessary repatriation while traveling abroad.
health
Long-Term Care Insurance
Comprehensive and flexible cover providing financial support in case of long-term care need, with an online conclusion option without health check.
health
Company Health Insurance (bKV)
Employer-funded supplementary health cover for employees, e.g. 'HandwerkGesund' and 'GemeinsamGesund'.
life
Occupational Disability Insurance
Provides an income replacement pension if the insured becomes unable to work in their profession.
life
Basic Ability Supplementary Insurance
Pays out if the insured loses certain basic physical or mental abilities, as an alternative to disability cover.
life
Term Life Insurance (Risiko-Lebensversicherung)
Protects dependents financially in case of the policyholder's death, including a special tariff for craftsmen.
life
Unit-Linked Pension Insurance (PrivatRente Balance)
Fund-linked private pension plan with optional contribution guarantees of up to 87% (or up to 150% with GarantiePlus).
life
Occupational Pension Scheme (bAV / Direktversicherung)
Employer-sponsored pension scheme via direct insurance, funded by employer, employee or both.
life
Riester Pension
State-subsidised private pension product closing gaps in statutory retirement provision.
life
Rürup / Basic Pension
Tax-privileged basic pension plan mainly aimed at self-employed persons.
life
Endowment Life Insurance (Kapitallebensversicherung)
Combines death cover with a capital payout at maturity for financial security and growth.
health
Accident Insurance (Adults/Children)
Provides financial protection in the event of accident-related disability or death, for adults and children.
property
Home Contents Insurance
Covers household contents against fire, water damage, burglary, storm and other hazards.
property
Residential Building Insurance
Insures residential buildings against fire, storm, water damage and related risks.
liability
Private Liability Insurance
Covers personal, property and financial damages caused by the policyholder or co-insured persons/pets, worldwide.
liability
House and Land Owner Liability Insurance
Covers liability risks for owners of rented residential or commercial property.
liability
Pet Owner Liability Insurance
Covers liability claims arising from damage caused by the policyholder's animals (e.g. dogs, horses).
motor
Motor Third-Party Liability Insurance
Mandatory motor liability cover for personal, material and financial damage caused to third parties.
motor
Motor Comprehensive/Partial Cover (Kasko)
Covers damage to the policyholder's own vehicle, available as partial or comprehensive cover.
liability
Private Legal Protection Insurance
Provides legal protection in everyday and leisure matters, including worldwide cover and mediation services.
liability
Commercial Liability Insurance (Betriebshaftpflicht)
Covers liability claims against businesses and craft trades arising from professional activities.
property
Business Contents Insurance
Covers damage to business inventory, fixtures and stock for craft and trade businesses.
property
Business Interruption Insurance
Covers loss of earnings following an insured business interruption event such as fire or water damage.
property
Craftsmen's Bundle Cover (Deutscher HandwerkerSchutz)
Bundled commercial cover combining liability, business premises/contents, electronics and machinery insurance for trades.
financial
Investment Product (PrivatDepot Classic)
A form of private pension/investment product for parking payouts from matured life or pension policies.
other
Private Accident Insurance
24/7 worldwide accident insurance paying invalidity benefits and rehabilitation support without health questions.
pet
Animal Owner Liability Insurance
Liability cover for dog and horse owners against claims arising from damage caused by their animal, up to €3 million.
Regulatory updates
The Münchener Verein entities (Krankenversicherung a.G., Lebensversicherung AG, Allgemeine Versicherungs-AG) are supervised by BaFin as insurers under federal supervision; recent activity includes BaFin-reviewed premium adjustments (Beitragsanpassung) in the health insurance business, with an independent trustee confirming compliance with statutory requirements, and an average 2026 premium increase of about +14.56% in full private health cover reported by market observers.
Reputation and reviews
Offer pages
Motor casco
Münchener Verein is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Münchener Verein is a motor third-party liability insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
Münchener Verein is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026