Insurer profile
Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG)
Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG) · Germany
Overview
Münchener Verein is an independent German insurance group headquartered in Munich-Ludwigsvorstadt, founded in 1922 as a mutual self-help institution for craftsmen and trade, offering a broad range of health, life and property/casualty insurance products for private and commercial customers as a mutual insurance association (VVaG) without external shareholders.
Source31
Products in this market
3
Offer pages
Company details
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 89 5152 1000
- [email protected]
Products from Münchener Verein Versicherungsgruppe (comprising Münchener Verein Krankenversicherung a.G., Münchener Verein Lebensversicherung AG and Münchener Verein Allgemeine Versicherungs-AG)
Motor2
Property5
Home Contents Insurance
Covers household contents against fire, water damage, burglary, storm and other hazards.
Residential Building Insurance
Insures residential buildings against fire, storm, water damage and related risks.
Business Contents Insurance
Covers damage to business inventory, fixtures and stock for craft and trade businesses.
Business Interruption Insurance
Covers loss of earnings following an insured business interruption event such as fire or water damage.
Craftsmen's Bundle Cover (Deutscher HandwerkerSchutz)
Bundled commercial cover combining liability, business premises/contents, electronics and machinery insurance for trades.
Health8
Private Full Health Insurance (BestensGesund Premium)
Comprehensive private health cover in three tariff levels with an annual deductible of EUR 0, 500 or 1,000, switchable without a new health check.
Dental Supplementary Insurance (ZahnGesund)
Supplementary dental insurance covering dental treatment, preservation and replacement.
Hospital Daily Allowance Insurance
Pays a tax-free daily allowance of up to €110 during hospital stays.
Hospital Supplementary Insurance (KlinikGesund)
Supplementary insurance for private hospital treatment including single room and chief physician care.
Sickness Daily Benefit Insurance
Compensates income loss during illness beyond statutory sick pay, without health check.
Cancer Insurance (Deutsche KrebsVersicherung)
Provides financial support for cancer screening and immediate lump-sum payment on cancer diagnosis.
Long-Term Care Insurance
Comprehensive and flexible cover providing financial support in case of long-term care need, with an online conclusion option without health check.
Company Health Insurance (bKV)
Employer-funded supplementary health cover for employees, e.g. 'HandwerkGesund' and 'GemeinsamGesund'.
Liability5
Private Liability Insurance
Covers personal, property and financial damages caused by the policyholder or co-insured persons/pets, worldwide.
House and Land Owner Liability Insurance
Covers liability risks for owners of rented residential or commercial property.
Private Legal Protection Insurance
Provides legal protection in everyday and leisure matters, including worldwide cover and mediation services.
Commercial Liability Insurance (Betriebshaftpflicht)
Covers liability claims against businesses and craft trades arising from professional activities.
Animal Owner Liability Insurance
Liability cover for dog and horse owners against claims arising from damage caused by their animal, up to €3 million.
Life8
Occupational Disability Insurance
Provides an income replacement pension if the insured becomes unable to work in their profession.
Basic Ability Supplementary Insurance
Pays out if the insured loses certain basic physical or mental abilities, as an alternative to disability cover.
Term Life Insurance (Risiko-Lebensversicherung)
Protects dependents financially in case of the policyholder's death, including a special tariff for craftsmen.
Unit-Linked Pension Insurance (PrivatRente Balance)
Fund-linked private pension plan with optional contribution guarantees of up to 87% (or up to 150% with GarantiePlus).
Occupational Pension Scheme (bAV / Direktversicherung)
Employer-sponsored pension scheme via direct insurance, funded by employer, employee or both.
Riester Pension
State-subsidised private pension product closing gaps in statutory retirement provision.
Rürup / Basic Pension
Tax-privileged basic pension plan mainly aimed at self-employed persons.
Endowment Life Insurance (Kapitallebensversicherung)
Combines death cover with a capital payout at maturity for financial security and growth.
Regulatory updates
The Münchener Verein entities (Krankenversicherung a.G., Lebensversicherung AG, Allgemeine Versicherungs-AG) are supervised by BaFin as insurers under federal supervision; recent activity includes premium adjustments (Beitragsanpassung) in the health insurance business, checked by an independent trustee for compliance with statutory requirements.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Münchener Verein for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Münchener Verein for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from Münchener Verein for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026