Insurer profile
Neodigital Autoversicherung AG
Neodigital Autoversicherung AG · Germany
Overview
Neodigital Autoversicherung AG is a fully digital German motor insurer that was launched in March 2023 as a joint venture between insurtech Neodigital Versicherung AG and HUK-COBURG Holding AG, offering third-party liability, partial and comprehensive motor cover with a fully digital, white-label-capable sales and administration model; since June 2025 it has become a wholly owned subsidiary of HUK-COBURG.
Source6
Products in this market
2
Offer pages
Company details
- Parent group
- HUK-COBURG Holding AG
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 6894 1650111
- [email protected]
Products from Neodigital Autoversicherung AG
Motor6
Motor Third-Party Liability Insurance
Compulsory liability cover for damage caused to third parties, with coverage sums up to €100 million, offered in tiers NEO S, NEO M and NEO L.
Partial Comprehensive (Teilkasko) Motor Insurance
Covers damage to the insured's own vehicle from events such as theft, fire, glass breakage, storm and animal collisions.
Comprehensive (Vollkasko) Motor Insurance
Extends partial comprehensive cover to include damage from own-fault accidents, vandalism, and includes built-in GAP coverage for financed or leased vehicles.
Telematics Tariff
A usage-based motor insurance option in which a sensor records driving behaviour to individually adjust the premium based on driving style.
Roadside Assistance / Auto Protection Letter
An optional add-on providing breakdown assistance and other roadside/travel support services for the insured vehicle.
Driver Protection Insurance
An optional module covering the driver's own personal injury damages in accidents they caused, which are not covered by third-party liability.
Regulatory updates
BaFin granted Neodigital Autoversicherung AG a license to operate motor insurance in late February 2023, and the company launched its first Kfz products (NEO S, NEO M, NEO L) on 15 March 2023. In 2025 HUK-COBURG progressively increased its stake from an initial 51% to 81% and, following clearance by the Bundeskartellamt (case B9-46/25, approved 7 April 2025), announced on 3 June 2025 that it would acquire 100% of Neodigital Autoversicherung AG, with Neodigital Versicherung AG and HUK-COBURG jointly founding an IT services venture, NDA Tech GmbH. By mid-2026 Neodigital Autoversicherung AG (now over 165,000 insured vehicles) had also filed with the Bundeskartellamt to acquire the insolvent fleet-insurance service provider Hector Digital GmbH. Separately, its former joint-venture partner and distributor Neodigital Versicherung AG surrendered its own BaFin license for property/casualty business in July 2026, transferring that non-motor policy book to Adam Riese (W&W Group) and refocusing on Insurance-as-a-Service.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Neodigital for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Neodigital for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026