Insurer profile
Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig)
Öffentliche Versicherung Braunschweig is a regional public-law insurer (Anstalt des öffentlichen Rechts) based in Braunschweig, tracing its roots to the Braunschweigische Landesbrandversicherungsanstalt founded in 1754 by Herzog Carl I., and operating almost exclusively within the historic Braunschweig region offering property, motor, liability, life, health, travel and accident insurance as well as financial services.
Source- Legal entity
- Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig)
- Headquarters
- Braunschweig, Germany
- Parent group
- NORD/LB (Norddeutsche Landesbank)
- Regulator
- Niedersächsisches Ministerium für Wirtschaft, Arbeit und Verkehr (state insurance supervisory authority); larger public insurers can also fall under BaFin oversight
- Phone
- +49 531 2020
- service@oeffentliche.de
- Founded
- 1754
- Last verified
- Aug 27, 2026
Products from Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig)
motor
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
motor
Comprehensive/Partial Casco Insurance
Covers damage to the policyholder's own vehicle from theft, fire, glass breakage or collision.
motor
Auto Assistance Cover (Schutzbrief)
Roadside assistance and breakdown cover for drivers in case of accident or breakdown.
property
Home Contents Insurance
Covers household contents against fire, storm, water damage and burglary.
property
Buildings Insurance
Protects residential buildings against fire, lightning, water, storm and hail damage.
property
Natural Hazards (Elemental Damage) Insurance
Add-on cover for natural hazards such as flooding, heavy rain, snow load and avalanches.
property
Commercial/Industrial Property Insurance
Property insurance solutions for industrial and commercial clients.
property
Valuables Insurance ("Dein Ding: 4gewinnt")
Flexible insurance for up to four individually chosen valuable items such as electronics or hobby gear.
property
Spinsafe Outdoor Safe Content Insurance
Covers valuables such as jewelry or cash stored in a Spinsafe outdoor safe at the beach, campsite or festival.
liability
Private Liability Insurance
Covers claims by third parties for personal injury or property damage caused by the policyholder in private life.
liability
Business and Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims arising from their activities.
liability
Legal Expenses Insurance (various modules)
Covers legal costs across private, traffic, employment, housing and building-related disputes, combinable into a package.
liability
Home and Apartment Legal Protection
Legal expenses cover for disputes related to housing, tenancy and neighbours.
health
Personal Accident Insurance
Provides financial protection in case of accidental injury or disability.
health
Private Health Insurance
Private health insurance with several tariff options offered via partners.
life
Life Insurance
Life insurance products for financial protection of dependants and wealth planning.
life
Funeral Expenses Insurance
Insurance that pays a lump sum to cover funeral costs upon death.
life
Occupational Disability Insurance
Secures income if the policyholder becomes unable to work due to disability.
financial
Private Pension Plan (LöwenRente)
Private pension/annuity product for long-term retirement savings.
financial
Riester and Rürup Pension Products
State-subsidised retirement savings products (Riester and Rürup pensions).
financial
Occupational Pension Schemes (Pensionskasse/Pensionsfonds)
Company pension solutions for employers, including Pensionskasse and Pensionsfonds vehicles supervised by BaFin.
travel
Travel Cancellation Insurance
Covers costs if a trip needs to be cancelled due to unforeseen events.
travel
Travel Insurance Package
Bundled travel insurance combining cancellation and other travel-related cover.
cyber
Cyber Protection for Businesses
Cyber insurance for corporate customers against digital risks such as data breaches.
cyber
Digital Protection for Private Customers
Insurance package for safer use of the internet and protection of digital activities for private customers.
other
PrivatSchutz (bundled private insurance package)
A modular bundle combining liability, household, accident, DigitalSchutz and legal protection cover into a single contract.
Regulatory updates
As a regionally limited public-law insurer, Öffentliche Versicherung Braunschweig is primarily supervised by the Lower Saxony state authority rather than BaFin, since the Landesaufsichtsbehörden mainly oversee public-law insurers active only within their own federal state, while BaFin supervises economically significant private insurers and public competitive insurers operating across state borders. No specific BaFin sanctions or measures against the company were found in public records. The company continues to hold EMAS environmental certification, one of only five insurers in Germany to do so, and its home/buildings insurance received a 'very good' rating from Finanztest.
Reputation and reviews
Offer pages
Motor casco
Öffentliche Versicherung Braunschweig is a motor casco insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
Öffentliche Versicherung Braunschweig is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
Öffentliche is a travel insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026