Insurer profile
Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig)
Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig) · Germany
Overview
Öffentliche Versicherung Braunschweig is a regional public-law insurer (Anstalt des öffentlichen Rechts) based in Braunschweig, tracing its roots to the Braunschweigische Landesbrandversicherungsanstalt founded in 1754 by Herzog Carl I., and operating almost exclusively within the historic Braunschweig region offering property, motor, liability, life, health, travel and accident insurance as well as financial services.
Source26
Products in this market
3
Offer pages
Company details
- Parent group
- NORD/LB (Norddeutsche Landesbank)
- Regulator
- Niedersächsisches Ministerium für Wirtschaft, Arbeit und Verkehr (state insurance supervisory authority); larger public insurers can also fall under BaFin oversight
- Phone
- +49 531 2020
- [email protected]
Products from Öffentliche Versicherung Braunschweig (comprising Öffentliche Sachversicherung Braunschweig and Öffentliche Lebensversicherung Braunschweig)
Motor3
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive/Partial Casco Insurance
Covers damage to the policyholder's own vehicle from theft, fire, glass breakage or collision.
Auto Assistance Cover (Schutzbrief)
Roadside assistance and breakdown cover for drivers in case of accident or breakdown.
Property6
Home Contents Insurance
Covers household contents against fire, storm, water damage and burglary.
Buildings Insurance
Protects residential buildings against fire, lightning, water, storm and hail damage.
Natural Hazards (Elemental Damage) Insurance
Add-on cover for natural hazards such as flooding, heavy rain, snow load and avalanches.
Commercial/Industrial Property Insurance
Property insurance solutions for industrial and commercial clients.
Valuables Insurance ("Dein Ding: 4gewinnt")
Flexible insurance for up to four individually chosen valuable items such as electronics or hobby gear.
Spinsafe Outdoor Safe Content Insurance
Covers valuables such as jewelry or cash stored in a Spinsafe outdoor safe at the beach, campsite or festival.
Health2
Personal Accident Insurance
Provides financial protection in case of accidental injury or disability.
Private Health Insurance
Private health insurance with several tariff options offered via partners.
Liability4
Private Liability Insurance
Covers claims by third parties for personal injury or property damage caused by the policyholder in private life.
Business and Professional Liability Insurance
Liability cover for businesses and professionals against third-party claims arising from their activities.
Legal Expenses Insurance (various modules)
Covers legal costs across private, traffic, employment, housing and building-related disputes, combinable into a package.
Home and Apartment Legal Protection
Legal expenses cover for disputes related to housing, tenancy and neighbours.
Travel2
Life3
Life Insurance
Life insurance products for financial protection of dependants and wealth planning.
Funeral Expenses Insurance
Insurance that pays a lump sum to cover funeral costs upon death.
Occupational Disability Insurance
Secures income if the policyholder becomes unable to work due to disability.
Financial3
Private Pension Plan (LöwenRente)
Private pension/annuity product for long-term retirement savings.
Riester and Rürup Pension Products
State-subsidised retirement savings products (Riester and Rürup pensions).
Occupational Pension Schemes (Pensionskasse/Pensionsfonds)
Company pension solutions for employers, including Pensionskasse and Pensionsfonds vehicles supervised by BaFin.
Cyber2
Cyber Protection for Businesses
Cyber insurance for corporate customers against digital risks such as data breaches.
Digital Protection for Private Customers
Insurance package for safer use of the internet and protection of digital activities for private customers.
Regulatory updates
As a regionally limited public-law insurer, Öffentliche Versicherung Braunschweig is primarily supervised by the Lower Saxony state authority rather than BaFin, since the Landesaufsichtsbehörden mainly oversee public-law insurers active only within their own federal state, while BaFin supervises economically significant private insurers and public competitive insurers operating across state borders. No specific BaFin sanctions or measures against the company were found in public records. The company continues to hold EMAS environmental certification, one of only five insurers in Germany to do so, and its home/buildings insurance received a 'very good' rating from Finanztest.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Öffentliche Versicherung Braunschweig for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from Öffentliche Versicherung Braunschweig for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Travel insurance
travel insurance from Öffentliche for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026