Insurer profile
Rhion Versicherung AG
Rhion Versicherung AG, marketed since 2018 under the brand name rhion.digital, is a German composite insurer founded in 2005 as the dedicated broker-distribution risk carrier within the RheinLand Versicherungsgruppe, a family-owned insurance group based in Neuss that has operated since 1880.
Source- Legal entity
- Rhion Versicherung AG
- Headquarters
- Neuss, Germany
- Parent group
- RheinLand Versicherungsgruppe (RheinLand Holding AG)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 2131 6099-0
- info@rhion.digital
- Founded
- 2005
- Last verified
- Aug 27, 2026
Products from Rhion Versicherung AG
motor
Motor Third-Party Liability Insurance
Statutory motor liability cover for private car owners, including EU-wide accident regulation support.
motor
Comprehensive/Partial Motor Casco Insurance
Vollkasko/Teilkasko cover for own-vehicle damage, including financing gap protection and driver protection extensions.
motor
Auto Assistance/Breakdown Cover (Schutzbrief)
Roadside assistance and emergency services in case of breakdown or accident, including towing, hotel stays and rental car costs.
motor
Startklar Motor Insurance
A dedicated motor insurance product line (Startklar) with its own general insurance conditions (AVB Startklar).
liability
Private Liability Insurance
Private third-party liability insurance offered in Standard, Plus and Premium tiers with optional best-benefit guarantee and claims-default cover.
liability
Homeowner/Landowner Liability Insurance
Liability cover for owners of self-used or rented houses, land and garages, including photovoltaic system risks.
liability
Private Pet Owner Liability Insurance
Liability insurance for pet owners (e.g. dogs/horses) against damages caused by their animals.
liability
Private Builder's Liability Insurance
Liability cover for private individuals during construction/building projects.
liability
Private Water Damage Liability Insurance
Liability cover for private individuals against damage to water bodies caused by substances hazardous to water.
liability
Commercial/Professional Liability Insurance
Liability insurance for businesses and tradespeople covering claims arising from their commercial or professional activity, with high cover sums and best-benefit guarantee.
property
Household Contents Insurance
Household contents insurance in Standard, Plus and Premium tariffs covering fire, water, storm/hail and burglary, with optional elemental/natural hazard cover, bicycle and e-bike theft protection.
property
Residential Building Insurance
Building insurance for houses covering fire, storm and water damage, with optional add-ons for photovoltaic systems, heat pumps and elemental/heavy rain hazards.
property
Squatter/Bad-Tenant Damage Insurance
Cover for landlords against rent default and property damage caused by non-paying tenants, including extended rent-loss compensation during renovation.
property
Landlord Assistance Cover (Vermieter-Schutzbrief)
Emergency service assistance for landlords of multi-family buildings.
property
Commercial Building Insurance
Building insurance for commercial property owners covering the building and its fixtures, including rent-loss cover after an insured damage event.
property
Business Contents Insurance
Content/inventory insurance for businesses, including cover for business bicycles, sustainability-related repair cost extras and small business-interruption cover.
property
Industrial/Commercial Property & Technical Insurance
Property and technical/engineering insurance solutions for industrial and commercial enterprises.
cyber
Cyber Insurance
Cyber risk insurance offered to commercial customers as part of the Rhion/rhion.digital product portfolio.
health
Private Accident Insurance
Personal accident insurance providing financial protection and additional benefits following an accident.
health
Commercial Group Accident Insurance
Group accident insurance for employees of commercial businesses, described as a particularly strong offering within the trade segment.
pet
Pet Insurance
Insurance product covering pets, listed among Rhion's product lines with the GDV insurance association.
other
Photovoltaic Insurance
Additional cover for photovoltaic systems on residential or commercial roofs against loss of income, theft and technical hazards.
financial
Medium Business Interruption Insurance
Compensates for lost profit and ongoing costs when business operations are interrupted after a covered property loss.
travel
Luggage Insurance (Household Baustein)
Optional module within household contents insurance covering loss or damage to luggage during travel.
Regulatory updates
In June 2025, BaFin approved an extension of Rhion Versicherung AG's business licence to an additional class of insurance risk. The company's 2024 annual report also references ongoing regulatory topics affecting the group such as DORA (in force since January 2023), the EU Anti-Money Laundering Package (adopted June 2024), and updated BaFin anti-money-laundering guidance issued in November 2024.
Reputation and reviews
Offer pages
Motor casco
rhion.digital is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
rhion.digital is a motor third-party liability insurance for the Germany market with no online purchase and limited assistance availability.
Last verified Aug 28, 2026