Insurer profile
Rhion Versicherung AG
Rhion Versicherung AG · Germany
Overview
Rhion Versicherung AG, marketed since 2018 under the brand name rhion.digital, is a German composite insurer founded in 2005 as the dedicated broker-distribution risk carrier within the RheinLand Versicherungsgruppe, a family-owned insurance group based in Neuss that has operated since 1880.
Source24
Products in this market
2
Offer pages
Company details
- Parent group
- RheinLand Versicherungsgruppe (RheinLand Holding AG)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 2131 6099-0
- [email protected]
Products from Rhion Versicherung AG
Motor4
Motor Third-Party Liability Insurance
Statutory motor liability cover for private car owners, including EU-wide accident regulation support.
Comprehensive/Partial Motor Casco Insurance
Vollkasko/Teilkasko cover for own-vehicle damage, including financing gap protection and driver protection extensions.
Auto Assistance/Breakdown Cover (Schutzbrief)
Roadside assistance and emergency services in case of breakdown or accident, including towing, hotel stays and rental car costs.
Startklar Motor Insurance
A dedicated motor insurance product line (Startklar) with its own general insurance conditions (AVB Startklar).
Property7
Household Contents Insurance
Household contents insurance in Standard, Plus and Premium tariffs covering fire, water, storm/hail and burglary, with optional elemental/natural hazard cover, bicycle and e-bike theft protection.
Residential Building Insurance
Building insurance for houses covering fire, storm and water damage, with optional add-ons for photovoltaic systems, heat pumps and elemental/heavy rain hazards.
Squatter/Bad-Tenant Damage Insurance
Cover for landlords against rent default and property damage caused by non-paying tenants, including extended rent-loss compensation during renovation.
Landlord Assistance Cover (Vermieter-Schutzbrief)
Emergency service assistance for landlords of multi-family buildings.
Commercial Building Insurance
Building insurance for commercial property owners covering the building and its fixtures, including rent-loss cover after an insured damage event.
Business Contents Insurance
Content/inventory insurance for businesses, including cover for business bicycles, sustainability-related repair cost extras and small business-interruption cover.
Industrial/Commercial Property & Technical Insurance
Property and technical/engineering insurance solutions for industrial and commercial enterprises.
Health2
Private Accident Insurance
Personal accident insurance providing financial protection and additional benefits following an accident.
Commercial Group Accident Insurance
Group accident insurance for employees of commercial businesses, described as a particularly strong offering within the trade segment.
Liability6
Private Liability Insurance
Private third-party liability insurance offered in Standard, Plus and Premium tiers with optional best-benefit guarantee and claims-default cover.
Homeowner/Landowner Liability Insurance
Liability cover for owners of self-used or rented houses, land and garages, including photovoltaic system risks.
Private Pet Owner Liability Insurance
Liability insurance for pet owners (e.g. dogs/horses) against damages caused by their animals.
Private Builder's Liability Insurance
Liability cover for private individuals during construction/building projects.
Private Water Damage Liability Insurance
Liability cover for private individuals against damage to water bodies caused by substances hazardous to water.
Commercial/Professional Liability Insurance
Liability insurance for businesses and tradespeople covering claims arising from their commercial or professional activity, with high cover sums and best-benefit guarantee.
Pet1
Pet Insurance
Insurance product covering pets, listed among Rhion's product lines with the GDV insurance association.
Cyber1
Cyber Insurance
Cyber risk insurance offered to commercial customers as part of the Rhion/rhion.digital product portfolio.
Regulatory updates
In June 2025, BaFin approved an extension of Rhion Versicherung AG's business licence to an additional class of insurance risk. The company's 2024 annual report also references ongoing regulatory topics affecting the group such as DORA (in force since January 2023), the EU Anti-Money Laundering Package (adopted June 2024), and updated BaFin anti-money-laundering guidance issued in November 2024.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from rhion.digital for the Germany market, with 24/7 assistance.
Last verified Aug 28, 2026
Motor third-party liability
motor third-party liability insurance from rhion.digital for the Germany market.
Last verified Aug 28, 2026