Insurer profile
Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG (W&W Group) is a listed German financial services holding company formed in 1999 from the merger of the building society Wüstenrot and the insurer Württembergische, offering home loan savings, banking, and a wide range of life, health, and property/casualty insurance products through subsidiaries such as Württembergische Versicherung AG, Württembergische Lebensversicherung AG, Württembergische Krankenversicherung AG, Wüstenrot Bausparkasse AG and the digital brand Adam Riese.
Source- Legal entity
- Wüstenrot & Württembergische AG
- Headquarters
- Kornwestheim, Germany
- Parent group
- Wüstenrot Holding eG / WS Holding (major shareholders)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 711 6620
- info@ww-ag.com
- Founded
- 1999
- Last verified
- Aug 27, 2026
Products from Wüstenrot & Württembergische AG
motor
Motor Third-Party Liability Insurance
Compulsory liability cover for damage caused to third parties with a motor vehicle.
motor
Comprehensive/Partial Motor Insurance
Covers own vehicle damage from accidents, theft, and other risks.
motor
Roadside Assistance / Auto Protection Letter
Assistance cover providing roadside help, towing and mobility support after breakdown or accident.
property
Household Contents Insurance (with/without natural hazards)
Covers household contents against fire, theft, water damage and optionally natural hazards.
property
Home/Building Insurance (with natural hazards)
Covers the building structure against fire, storm, water damage and natural hazards.
property
Industrial/Commercial Property Insurance
Property cover tailored to industrial and commercial business risks.
property
Technical Insurance
Covers machinery, electronics and technical installations against breakdown and damage.
property
Transport and Aviation Insurance
Covers goods in transit and aviation-related risks.
liability
Private Liability Insurance
Covers financial losses caused to third parties by the policyholder in daily private life.
liability
Business and Professional Liability Insurance
Covers liability risks arising from business operations or professional activity.
liability
Directors & Officers (D&O) Insurance
Protects executives and managers against personal financial liability for management errors.
cyber
Cyber Insurance
Provides financial protection against losses caused by cyberattacks and data breaches.
liability
Legal Expenses Insurance
Covers legal costs for disputes in areas such as work, traffic and private life.
health
Private Accident Insurance
Provides financial benefits in case of accident-related injury or disability.
life
Occupational Disability Insurance
Pays a monthly pension if the policyholder becomes unable to work in their profession.
health
Supplementary Dental Insurance
Supplementary cover for dental treatment costs beyond statutory health insurance.
health
Sickness Daily Allowance Insurance
Pays a daily allowance to compensate for loss of income during illness.
health
Basic Ability Insurance
Provides a pension if the insured loses specific basic physical or mental abilities.
life
Private Pension Insurance
Long-term savings product providing a private retirement pension.
life
Classic and Unit-Linked Life Insurance
Life and pension insurance products offered by Württembergische Lebensversicherung AG, including classic and unit-linked variants.
life
Riester and Basic (Rürup) Pension
State-subsidised private pension products for retirement provision.
life
Occupational Pension Scheme
Company pension products for employers to provide for employees' retirement.
health
Private Health and Supplementary Insurance
Comprehensive and supplementary private health insurance offered via Württembergische Krankenversicherung AG.
liability
Dog Owner Liability Insurance (Adam Riese)
Digital liability product for dog owners offered by the group's digital brand Adam Riese.
property
Building Insurance (Adam Riese)
Digital home building insurance offered by the group's Adam Riese brand.
Regulatory updates
W&W AG is supervised by BaFin (Graurheindorfer Straße 108, 53117 Bonn) as its competent authority. Reports indicate BaFin plans to scrutinize life insurers with high lapse/surrender rates more closely, which could affect the W&W Group; historically the group was also considered but ultimately not placed under direct ECB banking supervision because it was classified primarily as an insurance group. The company regularly publishes ad-hoc disclosures (e.g., share buy-back notifications under EU Delegated Regulation 2016/1052) via BaFin/EQS-News channels.
Reputation and reviews
Offer pages
Motor casco
Württembergische is a motor casco insurance for the Germany market with no online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
Württembergische is a motor third-party liability insurance for the Germany market with online purchase and limited assistance availability.
Last verified Aug 27, 2026