Insurer profile
Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG · Germany
Overview
Wüstenrot & Württembergische AG (W&W Group) is a listed German financial services holding company formed in 1999 from the merger of the building society Wüstenrot and the insurer Württembergische, offering home loan savings, banking, and a wide range of life, health, and property/casualty insurance products through subsidiaries such as Württembergische Versicherung AG, Württembergische Lebensversicherung AG, Württembergische Krankenversicherung AG, Wüstenrot Bausparkasse AG and the digital brand Adam Riese.
Source25
Products in this market
2
Offer pages
Company details
- Parent group
- Wüstenrot Holding eG / WS Holding (major shareholders)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 711 6620
- [email protected]
Products from Wüstenrot & Württembergische AG
Motor
Motor Third-Party Liability Insurance
Compulsory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive/Partial Motor Insurance
Covers own vehicle damage from accidents, theft, and other risks.
Roadside Assistance / Auto Protection Letter
Assistance cover providing roadside help, towing and mobility support after breakdown or accident.
Property
Household Contents Insurance (with/without natural hazards)
Covers household contents against fire, theft, water damage and optionally natural hazards.
Home/Building Insurance (with natural hazards)
Covers the building structure against fire, storm, water damage and natural hazards.
Industrial/Commercial Property Insurance
Property cover tailored to industrial and commercial business risks.
Technical Insurance
Covers machinery, electronics and technical installations against breakdown and damage.
Transport and Aviation Insurance
Covers goods in transit and aviation-related risks.
Building Insurance (Adam Riese)
Digital home building insurance offered by the group's Adam Riese brand.
Health
Private Accident Insurance
Provides financial benefits in case of accident-related injury or disability.
Supplementary Dental Insurance
Supplementary cover for dental treatment costs beyond statutory health insurance.
Sickness Daily Allowance Insurance
Pays a daily allowance to compensate for loss of income during illness.
Basic Ability Insurance
Provides a pension if the insured loses specific basic physical or mental abilities.
Private Health and Supplementary Insurance
Comprehensive and supplementary private health insurance offered via Württembergische Krankenversicherung AG.
Liability
Private Liability Insurance
Covers financial losses caused to third parties by the policyholder in daily private life.
Business and Professional Liability Insurance
Covers liability risks arising from business operations or professional activity.
Directors & Officers (D&O) Insurance
Protects executives and managers against personal financial liability for management errors.
Legal Expenses Insurance
Covers legal costs for disputes in areas such as work, traffic and private life.
Dog Owner Liability Insurance (Adam Riese)
Digital liability product for dog owners offered by the group's digital brand Adam Riese.
Life
Occupational Disability Insurance
Pays a monthly pension if the policyholder becomes unable to work in their profession.
Private Pension Insurance
Long-term savings product providing a private retirement pension.
Classic and Unit-Linked Life Insurance
Life and pension insurance products offered by Württembergische Lebensversicherung AG, including classic and unit-linked variants.
Riester and Basic (Rürup) Pension
State-subsidised private pension products for retirement provision.
Occupational Pension Scheme
Company pension products for employers to provide for employees' retirement.
Regulatory updates
W&W AG is supervised by BaFin (Graurheindorfer Straße 108, 53117 Bonn) as its competent authority. Reports indicate BaFin plans to scrutinize life insurers with high lapse/surrender rates more closely, which could affect the W&W Group; historically the group was also considered but ultimately not placed under direct ECB banking supervision because it was classified primarily as an insurance group. The company regularly publishes ad-hoc disclosures (e.g., share buy-back notifications under EU Delegated Regulation 2016/1052) via BaFin/EQS-News channels.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Württembergische for the Germany market, with 24/7 assistance.
Last verified Aug 27, 2026
Motor third-party liability
motor third-party liability insurance from Württembergische for the Germany market, with online purchase.
Last verified Aug 27, 2026