Insurer profile
ERGO Insurance Single Member SA
ERGO Insurance Single Member SA · Greece
Overview
ERGO Hellas is one of the leading insurance companies in Greece, a subsidiary of the German ERGO Group, backed by Munich Re. In 2025 the company collected total premiums of €304 million, an increase of 10.8% versus 2024, with a network of over 2,700 partners and more than 1 million insured customers.
Source20
Products in this market
3
Offer pages
Company details
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Bank of Greece (Directorate for the Supervision of Private Insurance)
- Phone
- +30 210 370 5300
- [email protected]
Products from ERGO Insurance Single Member SA
Motor3
ERGO My Auto – Motor Insurance (Passenger Vehicle)
Flexible and comprehensive motor insurance programmes for passenger vehicles (Simple Plus, Advanced Plus, Total Plus, Superior Plus) covering MTPL and optional casco.
ERGO My Auto – Motorcycle Insurance
Insurance programmes for motorcycles and mopeds, covering third-party liability and optional additional covers.
ERGO My Auto – Truck Insurance
Comprehensive insurance programmes for trucks and commercial vehicles.
Property3
ERGO My Home – Home Insurance
Home insurance covering fire, flood, earthquake and other perils, starting from €12/month, with optional ENFIA tax discount.
ERGO My Home BnB – Short-Term Rental Property Insurance
Specialised insurance for short-term rental properties (Airbnb-type), combining property and civil liability covers for owners.
ERGO My Business – Business Insurance
Comprehensive insurance for businesses covering property, liability and other commercial risks.
Health5
ERGO Health Care – Inpatient & Outpatient Health Insurance
Comprehensive health insurance combining inpatient hospitalisation with optional outpatient care, hospital allowance and critical illness cover (Value, Simple, Advanced, Superior plans).
ERGO Health Extra Protection – Critical Illness & Hospital Allowance
Financial protection against serious illnesses and accidental death, with optional hospital daily allowance and primary care services.
ERGO Health Prime Care – Primary Healthcare Programme
Provides access to high-quality primary medical care for doctor visits and diagnostic examinations, covering accidental death, at affordable cost.
ERGO My People – Group Life & Health Insurance
Group life and health insurance for businesses employing 8–30 employees, with option to cover dependants.
ERGO My Protection / ERGO My Safety – Personal Accident Insurance
Specialised personal accident insurance programmes (ERGO My Protection and ERGO My Safety) covering death, permanent total or partial disability, and monthly loss of income resulting from an accident.
Liability3
ERGO My Yacht – Yacht / Marine Insurance
Mandatory and comprehensive insurance for recreational and professional watercraft, covering third-party liability, marine pollution and hull damage.
ERGO My Liability – Civil Liability Insurance
Civil liability insurance programmes (ERGO My Liability, plus Shop, Restaurant and Office Liability) covering bodily injury/death and material damage caused to third parties, for individuals and professionals.
Legal Protection Insurance
Legal protection insurance, following the merger with D.A.S. Hellas, covering legal expenses for pursuing claims and criminal defence for individuals and businesses.
Travel2
ERGO My Travel – Travel Insurance
ERGO My Travel is a comprehensive travel insurance programme for travel agencies, individual travellers or groups, covering death, permanent disability, medical and hospital expenses, repatriation, loss of baggage and passport, and flight delay.
ERGO Life Assistance – Travel Assistance for Health Policyholders
ERGO Life Assistance is travel assistance provided free to holders of ERGO hospital health plans, covering medical assistance, repatriation, trip interruption on organised trips abroad and baggage loss or delay, for emergencies more than 50 km from home.
Life2
ERGO Life Insurance
Life insurance programmes providing capital to the insured's family to cover financial obligations and maintain their quality of life.
ERGO My Savings – Savings Insurance Programme
Savings insurance programmes with guaranteed capital and returns, protecting savings from negative yields while covering incapacity and death.
Regulatory updates
ERGO Hellas is an active, licensed insurer in Greece regulated by the Bank of Greece under Solvency II. According to company announcements at the 2026 Independent Partners and Brokers Networks event, ERGO Hellas collected total premiums of €304 million in 2025 (up 10.8% year-on-year), with €262 million from general insurance and €42 million from life insurance, a loss ratio of 84%, and a solvency ratio of 155%. No adverse regulatory actions have been publicly reported.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ERGO for the Greece market, with online purchase and 24/7 assistance.
Last verified Aug 13, 2026
Motor third-party liability
motor third-party liability insurance from ERGO for the Greece market, with online purchase and 24/7 assistance.
Last verified Aug 13, 2026
Travel insurance
travel insurance from ERGO Hellas for the Greece market, with 24/7 assistance.
Last verified Aug 13, 2026