Insurer profile
OUTsurance Designated Activity Company (OUTsurance DAC), trading as OUTsurance
OUTsurance Designated Activity Company (OUTsurance DAC), trading as OUTsurance · Ireland
Overview
OUTsurance is an Irish-authorised general insurer offering car and home insurance direct to Irish consumers, and is part of the South African OUTsurance Group, which also operates in South Africa and Australia.
Source12
Products in this market
2
Offer pages
Company details
- Parent group
- OUTsurance Group Limited (South Africa), via OUTsurance Irish Insurance Holdings Limited
- Regulator
- Central Bank of Ireland
- Phone
- +353 1 512 6200
- [email protected]
Products from OUTsurance Designated Activity Company (OUTsurance DAC), trading as OUTsurance
Motor
Comprehensive Car Insurance
Comprehensive motor cover including third-party liability, own-damage from accident, fire, vandalism, theft, and windscreen damage, with OUTbonus cashback for claim-free customers.
Third-Party Fire and Theft Car Insurance
Basic-tier motor cover for injury and property claims from third parties plus loss from fire or theft, without own accidental damage cover.
Comprehensive Cover Abroad
Optional extra extending full comprehensive car insurance cover, including theft and accidental damage, when driving in another European country for up to 90 days.
Courtesy Car
Optional car insurance extra providing a courtesy car through an approved car hire company while your vehicle is repaired following a valid claim.
Wall Charger Cover
Optional extra covering accidental damage to an EV or PHEV home wall charger up to €650.
Windscreen Cover
Cover for repair or replacement of a car's windscreen and windows damaged by accident, fire, theft or weather, included as standard with comprehensive car insurance.
Child Car Seats Cover
Optional car insurance extra covering loss or damage to child car seats, booster seats, prams, buggies and carrycots up to €350.
Property
Home Insurance
General home insurance offering, underwritten by OUTsurance DAC, covering buildings and/or contents with a range of optional add-on covers.
Buildings and Contents Insurance
Combined policy covering the structure of the home and its contents against fire, storm, flood, escape of water, theft and malicious damage, plus owner's liability up to €3 million.
Accidental Damage Cover
Optional extra on buildings and/or contents insurance covering sudden, unintentional accidental damage not included under standard fire, flood or theft cover.
Portable Items Cover
Optional extra extending home contents cover to valuable items such as phones, laptops and sunglasses when taken outside the home.
Garden and Leisure Equipment Cover
Optional extra covering loss or damage to garden and leisure equipment left outside the home, up to a maximum of €1,000.
Regulatory updates
OUTsurance was granted an insurance licence by the Central Bank of Ireland in December 2023 and launched car and home insurance to Irish consumers in May 2024, becoming the first new locally authorised personal lines underwriter in over a decade. Its direct holding company, OUTsurance Irish Insurance Holdings Limited, was incorporated in the Republic of Ireland in 2022, and OUTsurance DAC's ultimate group supervisor is South Africa's Prudential Authority.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from OUTsurance for the Ireland market, with online purchase.
Last verified Aug 31, 2026
Motor third-party liability
motor third-party liability insurance from OUTsurance for the Ireland market, with online purchase.
Last verified Aug 31, 2026