Latvia

Balcia Insurance SE is a Latvia-based internationally recognised non-life insurance company, founded in 1993, offering motor, property, travel, accident and liability insurance products via an online subscription model across Latvia and several other European markets.

AAS BALTA is the leading non-life insurance company in Latvia with over 30 years of experience, serving more than 400,000 individual customers and 35,000 businesses through 42 branches across the country. It is part of PZU Group, one of the largest insurers in Central and Eastern Europe.

BTA Baltic Insurance Company is the insurance market leader in the Baltic States, offering a broad range of non-life insurance products including motor, property, health, travel, and accident insurance to both private individuals and businesses.

Compensa is a fast-growing insurance brand in Latvia operated by two VIG subsidiaries: Compensa Vienna Insurance Group ADB (non-life) and Compensa Life Vienna Insurance Group SE (life). It offers a comprehensive range of motor, property, travel, health, life, and accident insurance products for private individuals and businesses, combining Austrian quality standards with local market expertise.

ERGO is one of the leading insurance groups in Latvia and the Baltics, operating through two entities: ERGO Insurance SE Latvijas filiāle (non-life) and ERGO Life Insurance SE Latvijas filiāle (life and health). It offers a broad range of personal and commercial insurance products and is part of ERGO Group AG, a subsidiary of Munich Re.

ADB "Gjensidige" Latvia branch is the Latvian subsidiary of the Norwegian-owned ADB Gjensidige, operating as a branch of the Lithuanian-headquartered company. It is a leading non-life insurer offering a full range of insurance products for private and corporate customers. In early 2026, ERGO International AG (Germany) completed the acquisition of ADB Gjensidige across the Baltics; the brand is being phased out as the entity is merged into ERGO.

If P&C Insurance AS Latvia Branch is the Latvian operating branch of If P&C Insurance AS (registered in Estonia), offering a comprehensive range of non-life insurance products for private individuals and businesses. If is the largest property and casualty insurer in the Nordic and Baltic region and is part of the Finnish-listed Sampo Group.