Insurer profile
Baloise Assurances Luxembourg S.A. / Baloise Vie Luxembourg S.A.
Baloise Assurances Luxembourg S.A. / Baloise Vie Luxembourg S.A. · Luxembourg
Overview
Baloise Luxembourg has been offering insurance services in the Grand Duchy of Luxembourg since 1890. It provides a comprehensive range of non-life and life insurance products for individuals and businesses. Following the merger of Baloise Holding SA and Helvetia Holding SA on 5 December 2025, it is now a subsidiary of Helvetia Baloise Holding SA, one of Europe's largest insurance groups.
Source18
Products in this market
3
Offer pages
Company details
- Parent group
- Helvetia Baloise Holding SA
- Regulator
- Commissariat aux Assurances (CAA) – Luxembourg Insurance Supervisory Authority
- Phone
- +352 290 190 1
- [email protected]
Products from Baloise Assurances Luxembourg S.A. / Baloise Vie Luxembourg S.A.
Motor3
Car Insurance (Third-Party Liability)
Mandatory third-party liability car insurance covering damages caused to third parties, including standard driver protection and 24/7 assistance.
Comprehensive Car Insurance (Casco / All-Risks)
Comprehensive motor insurance covering damages to the policyholder's own vehicle in addition to third-party liability, including a unique total loss guarantee.
Fleet Insurance (Professional Vehicle Fleet)
Fleet insurance for businesses covering all professional vehicles under a single policy, from cars to trucks and special vehicles.
Property3
Home Insurance (HOME)
Fully personalizable home insurance for owners and tenants covering fire, water damage, theft, and other risks, with customizable packs for renewable energy and sustainable mobility.
GoodStart – Online Apartment Insurance
Luxembourg's first fully online apartment insurance for owners and tenants, with no deductible and instant subscription in under 10 minutes.
Business Multi-Risk Insurance (BUSINESS)
Comprehensive multi-risk insurance for businesses covering buildings, equipment, goods, business interruption, and civil liability in a single contract.
Liability2
Private Liability Insurance (RC Vie Privée)
Personal liability insurance covering accidental damages caused to third parties in private life, with optional extensions for hunting, pleasure boating, and more.
Professional & Business Liability Insurance (RC Pro)
Professional liability insurance for businesses and self-employed covering damages caused to third parties during professional activities, with extension packs for internet risks, product recall, and more.
Life5
Baloise Life Plan – Savings & Provident Life Insurance
Life insurance combining savings and provident coverage, allowing capital accumulation with tax-deductible premiums (from €672/year) and optional accident, hospitalization, and critical illness riders.
Baloise Pension Plan – Retirement Savings Insurance
Retirement savings insurance contract under Article 111bis LIR offering tax deductions up to €3,200 per year, with piloted, profiled or free fund management options.
Mortgage Protection Insurance (Solde Restant Dû)
Decreasing term life insurance guaranteeing loan repayment in the event of the borrower's death or total permanent disability during the contract period.
Term Life Insurance (Assurance Décès)
Term life insurance guaranteeing the payment of a capital sum to beneficiaries upon the death of the insured person.
Profolio – Unit-Linked Luxembourg Life Insurance (Baloise Vie)
Tailored unit-linked Luxembourg life insurance for high-net-worth investors, providing access to over 800 investment vehicles (external funds, internal collective and dedicated funds, FAS) for wealth management, preservation and succession planning.
Other4
Personal Accident Insurance (Particuliers)
Personal accident insurance paying a capital sum in case of accidental death or permanent total disability, available as a standalone or rider to the Life Plan contract.
Professional Accident Insurance (Employers)
Accident insurance for employers covering employees in case of work accidents, commuting accidents, or optionally 24/7, with death and permanent disability benefits.
Transport Insurance (Goods in Transit)
Insurance covering goods in transit for businesses transporting their own goods or acting as professional road carriers, including CMR convention liability.
Supplementary Pension Plan for Employees (Régime Complémentaire de Pension)
Supplementary occupational pension scheme for employers allowing them to offer employees additional retirement benefits beyond the statutory pension.
Regulatory updates
Baloise Assurances Luxembourg S.A. is authorized by the Luxembourg Ministry of Finance for non-life insurance branches (1, 3, 7, 8, 9, 10, 12, 13, 16, 17, 18), and Baloise Vie Luxembourg S.A. for life branches (I, II, III, VI, VII), both supervised by the CAA. A major regulatory event occurred on 5 December 2025 when parent company Baloise Holding SA merged with Helvetia Holding SA to form Helvetia Baloise Holding SA, with all required supervisory approvals granted. The CAA issued Information Note 26/3 in Q1 2026 regarding DORA (Digital Operational Resilience Act) additional controls, applying to all supervised insurers including Baloise.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Baloise for the Luxembourg market, with 24/7 assistance.
Last verified Aug 30, 2026
Motor third-party liability
motor third-party liability insurance from Baloise for the Luxembourg market, with 24/7 assistance.
Last verified Aug 30, 2026
Travel insurance
travel insurance from Baloise for the Luxembourg market, with 24/7 assistance.
Last verified Aug 30, 2026