Insurer profile

Ansvar Insurance Company N.V.

Ansvar Insurance Company N.V. · Netherlands

Founded 1967Amsterdam, NetherlandsLast verified Sep 1, 2026

Overview

Ansvar Verzekeringsmaatschappij N.V. (trading as AnsvarIdéa, Ansvar Verzekeringsmaatschappij and Turien & Co. Verzekeringen) is a Dutch non-life insurer originally founded in 1967 as a subsidiary of the Swedish Ansvar group. It is wholly owned by Turien & Co. Holding B.V. and distributes sustainable, niche-focused insurance products exclusively through independent insurance advisers, targeting consumers and small/medium businesses with a socially and environmentally conscious lifestyle.

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Company details

Parent group: Turien & Co. Holding B.V.
Regulator: De Nederlandsche Bank (DNB) – prudential supervisor, and the Netherlands Authority for the Financial Markets (AFM) – conduct supervisor
Phone: +31 20 6170426
Email: [email protected]

Official website

Products from Ansvar Insurance Company N.V.

Motor

Car Insurance – Third Party Liability (WA)

Mandatory third-party motor liability insurance covering damage caused by the policyholder's car to other people or property.

Car Insurance – WA-Casco

Comprehensive car insurance combining third-party liability cover with own-damage (casco) cover, including a new-value/replacement scheme for cars up to 3 years old.

Motorcycle Insurance

Insurance for motorcycle owners covering liability and optional own-damage risks for daily-use motorcycles.

Oldtimer (Classic Car) Insurance

Specialised insurance for classic and vintage cars.

Camper Insurance (Bewust)

Sustainable-branded insurance for motorhomes/campers, also offered via the Safetrip label for commercially used campers.

Electric Vehicle Insurance

Tailor-made car insurance for electric vehicles, positioning Ansvar/AnsvarIdéa as a market leader in EV insurance in the Netherlands.

Property

Bewust Home (Building) Insurance

Sustainable-branded building insurance with standard all-risk cover for fire, storm, water damage, burglary and collision, including cover for sustainable energy installations.

Bewust Contents Insurance

Sustainable-branded contents insurance covering household belongings against fire, storm, water damage and burglary, with a complimentary basic cyber-safety cover included.

Bewust Holiday Home Insurance

Insurance for owners of a holiday/recreation home in addition to their primary residence, covering building and liability risks.

Valuables and Mobile Electronics Insurance

Supplementary cover for valuables (art, jewellery, collections) and mobile electronics against loss, damage and theft, also away from home, combinable only with the Bewust contents insurance.

Bewust Hobby and Sports Equipment Insurance

Worldwide cover for valuable hobby and sports equipment against theft, loss or damage.

Business Interruption Insurance

Insurance covering a business's loss of income and continuing costs following an insured property damage event.

Fire Insurance (Commercial)

Property insurance for businesses covering fire damage to buildings and contents.

Commercial Building-Glass-Inventory Insurance

Combined commercial property insurance for buildings, glass and business inventory/contents.

Health

Accident Insurance

Personal accident insurance paying out a benefit in case of death or disability due to an accident.

Bewust Insurance for Traffic Participants

Sustainable-branded personal accident insurance for road users such as cyclists and pedestrians.

Liability

Bewust Personal Liability Insurance and Legal Aid

Combined personal liability insurance (offered by Ansvar) and legal aid insurance (underwritten by Anker Rechtshulp), covering damage caused to third parties and legal disputes.

Legal Aid Insurance (Ideaalpakket)

Legal assistance insurance (via Anker Insurance Company) covering disputes about work, housing, consumer purchases and traffic-related injury claims.

Business Liability Insurance

General liability insurance for small and medium-sized businesses covering damage caused to third parties.

Employer's Liability Insurance (Wegas)

Employer's liability insurance, one of Ansvar's largest business niches, covering an employer's liability for injury sustained by employees.

Travel

Continuous Travel Insurance

Year-round travel insurance offered in Basis, Comfort and Optimaal variants, with 24/7 emergency assistance and serious illness/death of a third-degree relative included.

Continuous Cancellation Insurance

Year-round trip cancellation insurance taken out in combination with the continuous travel insurance, covering cancellation or curtailment costs.

Single-Trip Travel Insurance

Short-term travel insurance for a single trip.

Single-Trip Cancellation Insurance

Short-term trip cancellation insurance for a single journey.

Cyber

Cyber Cover (Compact/Compleet)

Cyber-safety cover offering a cyber helpline and online risk tools as standard, with an optional extended 'Cyber Compleet' upgrade against identity fraud and cybercrime.

Other

Ansvar Package Insurance (Ideaalpakket)

A modular package that bundles several private insurance products (home, contents, car, boat, caravan, camper, travel, accident, holiday home) with an increasing discount per added module.

Caravan and Folding Trailer Insurance

Customisable insurance for touring caravans and folding trailers, covering fire, theft, weather damage and liability, both in the Netherlands and abroad.

Boat / Watersports Insurance

Self-composable boat insurance for almost any vessel type, including tender/trailer cover and 24/7 assistance in the Netherlands and Europe.

Bewust Golf Insurance

Recreational insurance for golfers, including a distinctive hole-in-one payout benefit.

Bicycle / E-Bike Insurance

Insurance for bicycles and high-speed e-bikes against theft and damage.

Mobility Scooter Insurance

Insurance for mobility scooters against theft, damage and liability.

Regulatory updates

Ansvar Verzekeringsmaatschappij N.V. is listed as an active licensed non-life insurer in the AFM's register of financial service providers under licence number 12000484, with the trade names Ansvar Idea, AnsvarIdea, AnsvarIdéa Verzekeringen, Turien & Co. Verzekeringen and Wederkerige 1820 verzekeringen registered at its Amsterdam address (Kabelweg 37). The company files a KVK-registered annual report (e.g. Jaarverslag 2023) and continues to be recognised by the Dutch insurers association (Verbond van Verzekeraars) as Ansvar Insurance Company N.V. No specific enforcement or sanction actions by DNB or AFM against Ansvar were found in current search results; the entity's licence status remains active.