Insurer profile
Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.)
Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.) · Netherlands
Overview
Centraal Beheer is a major Dutch insurance company, part of the Achmea group, offering insurance, financial solutions and services to consumers and businesses since 1909, well known for its long-running advertising slogan "Even Apeldoorn bellen".
Source55
Products in this market
3
Offer pages
Company details
- Parent group
- Achmea B.V.
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 55 579 8000
- [email protected]
Products from Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.)
Motor10
Car insurance (WA)
Mandatory third-party liability car insurance covering damage caused to others.
All Risk car insurance
Comprehensive (all-risk) car insurance covering own damage in addition to third-party liability.
Moped insurance
Insurance for mopeds, covering liability and optionally own damage.
Scooter insurance
Insurance for scooters, covering liability and optionally own damage.
Motorcycle insurance
Insurance for motorcycles covering liability and damage.
Camper insurance
Insurance for motorhomes/campers covering liability and damage.
Trailer insurance
Insurance for trailers, usually combined with car insurance.
Roadside assistance insurance
Covers roadside assistance in case of breakdown in the Netherlands and abroad.
Business car insurance
Mandatory liability (and optional own-damage) cover for company vehicles.
Van insurance
Insurance for company vans covering liability and optionally own damage.
Property19
Caravan insurance
Insurance for caravans covering damage, theft and liability.
Boat insurance
Insurance for boats covering damage, theft and liability.
Bicycle insurance
Insurance for bicycles (including e-bikes and cargo bikes) covering theft and damage.
Home insurance
Combined home insurance built from home contents and building cover components chosen by the customer.
Home contents insurance
Covers damage to household contents such as furniture, appliances and personal belongings.
Building insurance
Covers the house itself and everything permanently attached to it, such as walls, windows and the roof.
Glass insurance
Covers breakage of glass (windows) in and around the home.
Valuables outside the home insurance
Covers valuable items such as jewellery or electronics when used outside the home.
Garden insurance
Covers damage to garden structures and plants.
Student insurance
A contents/liability insurance package tailored for students.
Owner's interest insurance
Additional cover for owners of apartments within a homeowners' association (VvE).
Construction All Risk insurance
Covers risks to and from construction works for project owners.
Buildings insurance (commercial)
Covers repair costs for fire, water damage, burglary or storm damage to a business building, office or shop.
Business interruption insurance
Compensates lost profit and fixed costs when a business is temporarily unable to operate due to damage.
Inventory insurance
Covers damage or loss of business inventory/equipment.
Stock insurance
Covers damage or loss of business stock.
Business insurance package
A customisable package letting entrepreneurs choose which business risks to insure.
VvE building insurance
Building insurance for homeowners' associations (VvE).
Event insurance
Insures an organisation against the costs of damage resulting from an event.
Health3
Accident insurance
Pays a lump sum in case of permanent disability or death caused by an accident.
Good Employer accident insurance
Insures employers and employees against the financial risks of an accident, at work and in private situations.
Volunteers insurance
Insures volunteers and informal carers within a municipality against common types of damage.
Liability8
Liability insurance
Personal liability insurance covering damage caused to others or their property.
Legal expenses insurance
Provides legal help and advice in case of disputes, run via Stichting Achmea Rechtsbijstand.
Legal expenses insurance - Consumer & housing
Legal aid and advice for disputes about your house or purchased goods.
Business liability insurance
Covers claims for material or personal injury damage caused by the business to third parties.
Professional liability insurance
Covers financial loss claims arising from professional errors, mandatory for some professions.
Business legal expenses insurance
Provides legal help for business disputes with clients, suppliers or customers.
VvE liability insurance
Liability insurance for homeowners' associations (VvE).
VvE legal expenses insurance
Covers legal costs for homeowners' associations (VvE) in case of disputes, e.g. with a contractor.
Travel2
Life8
Term life insurance
Pays out a lump sum to beneficiaries if the insured person dies, often used to protect a mortgage or family income.
Funeral insurance
Life insurance intended to cover funeral costs.
Disability insurance (AOV)
Provides an income if the self-employed policyholder becomes unable to work due to illness or accident.
Sick leave (absence) insurance
Covers the employer's statutory obligation to continue paying wages during an employee's illness.
SME sick leave full-service insurance
Full support with sick leave and reintegration for small businesses.
WIA insurance
Tops up an employee's income to at least 70% after 2 years of sickness under the WIA law.
WIA excess insurance
Additional income protection on top of the standard WIA/WGA benefit for higher earners.
WGA ERD / exit insurance
Covers the WGA basic benefit for employees and supports prevention and reintegration for employers that opt out of the public scheme.
Financial5
Mortgage
Mortgage products for buying or refinancing a home.
Savings account
Fixed-rate savings account for setting money aside for a longer term.
Investment account
Account for investing in investment funds, including for retirement or children's savings.
Annuity / retirement top-up
Individual annuity and additional retirement savings products (third pillar).
Pension solutions
Employer pension schemes (2nd pillar) including through Centraal Beheer's own pension fund.
Regulatory updates
No specific enforcement actions, fines or sanctions targeting Centraal Beheer specifically were found. As part of Achmea, Centraal Beheer falls under general DNB/AFM supervision of the Dutch insurance sector, including ongoing themes such as the harmonised simplified fine procedure introduced by AFM and DNB in 2026, sanctions-list monitoring, and DNB's continued research into the fixed-cost requirement (vastekostenvereiste) for insurers.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Centraal Beheer for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from Centraal Beheer for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Travel insurance
travel insurance from Centraal Beheer for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026