Insurer profile
Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.)
Centraal Beheer is a major Dutch insurance company, part of the Achmea group, offering insurance, financial solutions and services to consumers and businesses since 1909, well known for its long-running advertising slogan "Even Apeldoorn bellen".
Source- Legal entity
- Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.)
- Headquarters
- Apeldoorn, Netherlands
- Parent group
- Achmea B.V.
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 55 579 8000
- reactie@centraalbeheer.nl
- Founded
- 1909
- Last verified
- Sep 1, 2026
Products from Centraal Beheer (brand of Achmea Schadeverzekeringen N.V. / Achmea Pensioen- en Levensverzekeringen N.V.)
motor
Car insurance (WA)
Mandatory third-party liability car insurance covering damage caused to others.
motor
All Risk car insurance
Comprehensive (all-risk) car insurance covering own damage in addition to third-party liability.
motor
Moped insurance
Insurance for mopeds, covering liability and optionally own damage.
motor
Scooter insurance
Insurance for scooters, covering liability and optionally own damage.
motor
Motorcycle insurance
Insurance for motorcycles covering liability and damage.
motor
Camper insurance
Insurance for motorhomes/campers covering liability and damage.
motor
Trailer insurance
Insurance for trailers, usually combined with car insurance.
motor
Roadside assistance insurance
Covers roadside assistance in case of breakdown in the Netherlands and abroad.
property
Caravan insurance
Insurance for caravans covering damage, theft and liability.
property
Boat insurance
Insurance for boats covering damage, theft and liability.
property
Bicycle insurance
Insurance for bicycles (including e-bikes and cargo bikes) covering theft and damage.
property
Home insurance
Combined home insurance built from home contents and building cover components chosen by the customer.
property
Home contents insurance
Covers damage to household contents such as furniture, appliances and personal belongings.
property
Building insurance
Covers the house itself and everything permanently attached to it, such as walls, windows and the roof.
property
Glass insurance
Covers breakage of glass (windows) in and around the home.
property
Valuables outside the home insurance
Covers valuable items such as jewellery or electronics when used outside the home.
property
Garden insurance
Covers damage to garden structures and plants.
property
Student insurance
A contents/liability insurance package tailored for students.
property
Owner's interest insurance
Additional cover for owners of apartments within a homeowners' association (VvE).
liability
Liability insurance
Personal liability insurance covering damage caused to others or their property.
liability
Legal expenses insurance
Provides legal help and advice in case of disputes, run via Stichting Achmea Rechtsbijstand.
liability
Legal expenses insurance - Consumer & housing
Legal aid and advice for disputes about your house or purchased goods.
life
Term life insurance
Pays out a lump sum to beneficiaries if the insured person dies, often used to protect a mortgage or family income.
life
Funeral insurance
Life insurance intended to cover funeral costs.
health
Accident insurance
Pays a lump sum in case of permanent disability or death caused by an accident.
travel
Travel insurance (continuous or short-term)
Covers medical costs, baggage, and replacement transport during trips abroad, with 24/7 emergency assistance.
travel
Cancellation insurance
Covers costs if a trip unexpectedly cannot take place or must be cut short due to an insured cause.
financial
Mortgage
Mortgage products for buying or refinancing a home.
financial
Savings account
Fixed-rate savings account for setting money aside for a longer term.
financial
Investment account
Account for investing in investment funds, including for retirement or children's savings.
financial
Annuity / retirement top-up
Individual annuity and additional retirement savings products (third pillar).
financial
Pension solutions
Employer pension schemes (2nd pillar) including through Centraal Beheer's own pension fund.
motor
Business car insurance
Mandatory liability (and optional own-damage) cover for company vehicles.
motor
Van insurance
Insurance for company vans covering liability and optionally own damage.
liability
Business liability insurance
Covers claims for material or personal injury damage caused by the business to third parties.
liability
Professional liability insurance
Covers financial loss claims arising from professional errors, mandatory for some professions.
liability
Business legal expenses insurance
Provides legal help for business disputes with clients, suppliers or customers.
property
Construction All Risk insurance
Covers risks to and from construction works for project owners.
property
Buildings insurance (commercial)
Covers repair costs for fire, water damage, burglary or storm damage to a business building, office or shop.
property
Business interruption insurance
Compensates lost profit and fixed costs when a business is temporarily unable to operate due to damage.
property
Inventory insurance
Covers damage or loss of business inventory/equipment.
property
Stock insurance
Covers damage or loss of business stock.
property
Business insurance package
A customisable package letting entrepreneurs choose which business risks to insure.
life
Disability insurance (AOV)
Provides an income if the self-employed policyholder becomes unable to work due to illness or accident.
life
Sick leave (absence) insurance
Covers the employer's statutory obligation to continue paying wages during an employee's illness.
life
SME sick leave full-service insurance
Full support with sick leave and reintegration for small businesses.
life
WIA insurance
Tops up an employee's income to at least 70% after 2 years of sickness under the WIA law.
life
WIA excess insurance
Additional income protection on top of the standard WIA/WGA benefit for higher earners.
life
WGA ERD / exit insurance
Covers the WGA basic benefit for employees and supports prevention and reintegration for employers that opt out of the public scheme.
property
VvE building insurance
Building insurance for homeowners' associations (VvE).
liability
VvE liability insurance
Liability insurance for homeowners' associations (VvE).
liability
VvE legal expenses insurance
Covers legal costs for homeowners' associations (VvE) in case of disputes, e.g. with a contractor.
health
Good Employer accident insurance
Insures employers and employees against the financial risks of an accident, at work and in private situations.
health
Volunteers insurance
Insures volunteers and informal carers within a municipality against common types of damage.
property
Event insurance
Insures an organisation against the costs of damage resulting from an event.
Regulatory updates
No specific enforcement actions, fines or sanctions targeting Centraal Beheer specifically were found. As part of Achmea, Centraal Beheer falls under general DNB/AFM supervision of the Dutch insurance sector, including ongoing themes such as the harmonised simplified fine procedure introduced by AFM and DNB in 2026, sanctions-list monitoring, and DNB's continued research into the fixed-cost requirement (vastekostenvereiste) for insurers.
Reputation and reviews
Offer pages
Motor casco
Centraal Beheer is a motor casco insurance for the Netherlands market with online purchase and limited assistance availability.
Last verified Sep 1, 2026
Motor third-party liability
Centraal Beheer is a motor third-party liability insurance for the Netherlands market with online purchase and limited assistance availability.
Last verified Sep 1, 2026
Travel insurance
Centraal Beheer is a travel insurance for the Netherlands market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026