Insurer profile
Achmea Schadeverzekeringen N.V. (trading as InShared)
Achmea Schadeverzekeringen N.V. (trading as InShared) · Netherlands
Overview
InShared is a 100% online Dutch general insurer and a trade name of Achmea Schadeverzekeringen N.V., part of the Achmea Group, known for its digital-only service model and its 'JaarBalans' scheme that returns unused claim funds to customers at year-end.
Source15
Products in this market
3
Offer pages
Company details
- Parent group
- Achmea B.V.
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 71 364 17 62
- [email protected]
Products from Achmea Schadeverzekeringen N.V. (trading as InShared)
Motor5
Car insurance - WA (third-party liability)
Compulsory third-party liability car insurance covering damage caused to others.
Car insurance - All Risk
Comprehensive (all-risk) car insurance covering damage to the policyholder's own vehicle in addition to third-party liability.
Moped insurance
Insurance for mopeds (including electric mopeds) with WA, limited casco or all-risk cover options.
Scooter insurance
Insurance for scooters, including electric scooters, offering WA or all-risk coverage.
Motorcycle insurance
Motorcycle insurance covering third-party liability with add-ons and rewarding accumulated car driving experience.
Property5
Home insurance (contents & buildings)
Combined home insurance covering both contents (Inboedel) and the building structure (Opstal) against fire, storm, theft and water damage.
Contents insurance
Insures household contents against damage from fire, theft, storm and water, with optional all-risk cover.
Buildings insurance
Insures the home's structure against damage caused by events such as lightning, fire, storm or a vehicle collision with the facade.
Caravan insurance
Comprehensive caravan cover including fire, storm, theft, and new-value compensation for caravans younger than 5 years, available for Benelux+Germany or all-Europe coverage.
Bicycle insurance
Covers bicycles (including e-bikes) against theft and/or accidents, with Theft or All Risk package options and accessories included.
Liability2
Personal liability insurance
Covers damage the policyholder or a family member accidentally causes to other people or their belongings.
Legal expenses insurance
Provides expert legal assistance for disputes such as those following an accident, with an employer, a contractor or a family inheritance conflict.
Regulatory updates
InShared is a trade name of Achmea Schadeverzekeringen N.V., registered with the AFM under number 12000606 and holding a DNB licence to conduct non-life insurance business; the company's supervisory authorisation was converted from the old Wft licence to a Solvency II authorisation as of 1 January 2016.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from InShared for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from InShared for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Travel insurance
travel insurance from InShared for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026