Insurer profile
Coöperatie Klaverblad Verzekeringen U.A.
Coöperatie Klaverblad Verzekeringen U.A. · Netherlands
Overview
<cite index="1-1,1-2,1-3">Klaverblad Verzekeringen is a Dutch cooperative insurance company, headquartered in Zoetermeer and considered a medium-sized insurer, offering insurance mainly through insurance advisors but also directly online.</cite> <cite index="67-8,67-9,67-10">Klaverblad Verzekeringen is a nationally operating insurance company with about 450 employees, offering a wide range of non-life insurance products for both individuals and entrepreneurs, with excellent coverage and competitive premiums.</cite>
Source37
Products in this market
3
Offer pages
Company details
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 79 320 4204
- [email protected]
Products from Coöperatie Klaverblad Verzekeringen U.A.
Motor9
Car Insurance (Third Party Liability)
Mandatory third-party liability car insurance covering damage caused to other parties.
Car Insurance (Casco/Comprehensive)
<cite index="118-9,118-10">The Royaal car insurance covers the vehicle well at an attractive premium, including a free recovery service.</cite>
Moped/Scooter Insurance
<cite index="118-11">Insures a moped or scooter at an attractive premium.</cite>
Motorcycle Insurance
<cite index="95-10,95-11">Insures the motorcycle at a low price, with an optional additional coverage on top of the mandatory WA insurance.</cite>
Mobility Scooter/Invalid Carriage Insurance
Covers mobility scooters and invalid carriages against damage and liability.
Agricultural Tractor and Equipment Insurance
<cite index="125-5,125-6">Allows even non-agricultural entrepreneurs who own a (land) vehicle to take out this tractor and equipment insurance online.</cite>
Company Car Insurance
Motor insurance for passenger cars used for business purposes.
Commercial Vehicle Insurance
Motor insurance for vans and other commercial vehicles.
Truck Insurance
Motor insurance for trucks used commercially.
Property14
Home (Building) Insurance
<cite index="113-2,113-3">Covers damage to everything permanently attached to the home, such as the roof, chimney, drainpipe or sink.</cite>
Home Contents Insurance
<cite index="113-7,113-8,113-9">Covers loose household contents such as a sofa, TV or dining table against damage or theft.</cite>
Bicycle Insurance
Insures bicycles against theft and damage.
Caravan Insurance
Covers touring and static caravans against damage and theft.
Holiday Home Insurance
Insures holiday/recreation homes against damage.
Agricultural Business Insurance
<cite index="120-13">Insures both agricultural business assets and animals against damage.</cite>
Buildings Insurance (SME/Agricultural)
Covers business or farm buildings against fire, storm and other damage.
Business Interruption Insurance for Agricultural Businesses
<cite index="123-1,123-2">Covers financial loss caused by business interruption resulting from damage to a building or business assets.</cite>
Inventory and Goods Insurance
Covers business inventory and stock/goods against damage.
Money Insurance
Covers loss of cash and valuables kept or transported by a business.
Electronics Insurance
Covers business electronic equipment against damage and breakdown.
Transport of Own Goods Insurance
Covers goods owned by the business while being transported.
Work Equipment Insurance
Covers business machinery and work equipment against damage or theft.
General Agricultural Insurance
<cite index="125-1,125-2">Covers risks specific to agricultural businesses, from stable fires to hay fermentation and contagious livestock diseases, supported by agricultural advisors and specialists.</cite>
Health2
Family Accident Insurance
<cite index="119-1">Pays out a one-time benefit if the policyholder, partner or a child becomes permanently disabled or dies as a result of an accident.</cite>
Disability/Income Protection Insurance
Provides an income benefit for entrepreneurs who become unable to work due to disability.
Liability8
Personal Liability Insurance
<cite index="112-1,112-2">Covers damage caused accidentally to third parties, with the aansprakelijkheidsverzekering providing coverage for the resulting damage.</cite>
Legal Expenses Insurance
General legal expense insurance offering legal assistance in various types of personal conflicts.
Traffic Legal Expenses Insurance
<cite index="96-1,96-2">Provides legal assistance in case of a traffic accident or another legal conflict involving the customer's car or motor vehicle.</cite>
Liability Insurance for Agricultural Businesses
<cite index="121-11">Covers damage arising from the activities of the agricultural business.</cite>
Legal Expenses Insurance for Agricultural Businesses
<cite index="126-19,126-20">Provides legal assistance from a lawyer of the Klaverblad Rechtsbijstand Stichting, aiming to resolve conflicts without going to court where possible.</cite>
Environmental Damage Insurance
Covers liability for environmental damage caused by a business.
SME Legal Expenses Insurance
Legal expense insurance tailored for small and medium-sized enterprises.
SME Liability Insurance
Business liability insurance for small and medium-sized enterprises.
Regulatory updates
<cite index="102-1,102-2">Since 4 March 2020, Klaverblad's life insurance portfolio has been transferred to the Lifetri Groep, although the Klaverblad funeral insurance policy itself continues unchanged.</cite> <cite index="106-2">Lifetri is a new market entrant that took over (only) the life insurance policies of Klaverblad, with the exception of the Garantie Groei Polis, which Klaverblad retained.</cite> As an insurer active in the Netherlands, Klaverblad remains subject to ongoing prudential supervision by DNB and conduct-of-business supervision by the AFM under the Wft/Solvency II framework.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Klaverblad for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from Klaverblad for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Travel insurance
travel insurance from Klaverblad for the Netherlands market, with 24/7 assistance.
Last verified Sep 1, 2026