Insurer profile
Unigarant N.V.
Unigarant is the insurance company of the Dutch touring club ANWB, specializing in private non-life insurance for mobility, travel, leisure and home, sold mainly through independent advisors and the ANWB brand.
Source- Legal entity
- Unigarant N.V.
- Headquarters
- Hoogeveen, Netherlands
- Parent group
- ANWB (Koninklijke Nederlandse Toeristenbond ANWB)
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- 088 299 38 82
- info@unigarant.nl
- Founded
- 1972
- Last verified
- Sep 1, 2026
Products from Unigarant N.V.
motor
Car Insurance
Unigarant's car insurance offered through advisors, ranging from mandatory third-party liability (WA) to limited or full casco/all-risk cover.
motor
Motorcycle Insurance
Insurance for motorcycles with multiple coverage levels and optional additional covers.
motor
Motorhome Insurance
Coverage for new or used motorhomes, with up to 5-year purchase value guarantee and breakdown assistance abroad.
motor
Classic Vehicle Insurance
Insurance for classic cars and classic motorcycles.
motor
Moped Insurance
Compulsory liability and optional theft/damage cover for mopeds; Unigarant is a market leader in this segment.
motor
Scooter Insurance
Liability and optional theft/damage insurance for scooters, requiring adequate security devices for theft claims.
motor
High-speed E-bike Insurance
Insurance for speed pedelecs (high-speed e-bikes) covering liability, theft and damage.
motor
Mobility Scooter Insurance
Market-leading insurance for mobility scooters covering every trip, with optional visibility safety packages.
property
Bicycle Insurance
Worldwide cover for bicycles including mountain bikes and racing bikes, with purchase-value guarantee for the first three to five years.
travel
Continuous Travel Insurance
An annually renewing travel insurance policy covering multiple trips per year, including medical and baggage cover.
travel
Continuous Cancellation Insurance
An annually renewing cancellation insurance covering the costs of cancelling or cutting short a trip.
travel
Short-term Travel Insurance
A single-trip travel insurance policy covering damage or medical costs incurred during a specific trip.
travel
Short-term Cancellation Insurance
A single-trip cancellation insurance covering costs if a specific trip is cancelled or interrupted.
property
Caravan Insurance
Cover against damage and theft for touring caravans, folding campers, static caravans and trailers.
property
Watersports/Boat Insurance
Flexible boat insurance for leisure watersports activities.
property
Building Insurance
Home structure insurance covering fire, storm and other damage with no risk of underinsurance.
property
Contents Insurance
Covers household contents against storm, theft and fire up to a maximum insured amount.
liability
Personal Liability Insurance
Worldwide personal liability cover for damage or injury caused to others, including family members.
liability
Legal Expense Insurance
Legal assistance insurance with no deductible, providing legal help for conflicts such as employer disputes or neighbour issues.
health
Accident Insurance
Provides a lump-sum payout in case of death or permanent disability resulting from an accident.
property
Home Insurance Package
A bundled home insurance package combining contents, building and liability cover.
Regulatory updates
Unigarant N.V. operates under a DNB insurance licence as required for all Dutch insurers under the Wft, and appears in DNB's public register of insurers. No specific enforcement actions or licence changes for Unigarant were identified in recent DNB publications; general sector developments include DNB's 2025 thematic review of Solvency Capital Requirement standard-formula calculations and new DORA-related ICT-incident reporting obligations for financial institutions.
Reputation and reviews
Offer pages
Motor third-party liability
Unigarant is a motor third-party liability insurance for the Netherlands market with online purchase and limited assistance availability.
Last verified Sep 1, 2026
Travel insurance
Unigarant is a travel insurance for the Netherlands market with online purchase and 24/7 assistance.
Last verified Sep 1, 2026