Insurer profile
VvAA (Association of Physician Motorists)
VvAA (Association of Physician Motorists) · Netherlands
Overview
VvAA is a Dutch member organization and insurer for medical and paramedical professionals, founded in 1924 as a mutual car insurer for doctors and now offering a broad range of insurance products and financial, legal and business advice for healthcare professionals and institutions.
Source22
Products in this market
2
Offer pages
Company details
- Parent group
- VvAA Groep B.V.
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 30 247 47 89
- [email protected]
Products from VvAA (Association of Physician Motorists)
Property5
Building Insurance
Insurance for the structure of a home against fire and other perils.
Contents Insurance
Home contents insurance that can be extended with an optional cyber-incident coverage module.
Business Inventory Insurance
Insurance covering the inventory and equipment of a healthcare business or practice.
Business Interruption Insurance
Insurance covering loss of income and continuing costs following business interruption caused by an insured event.
Recreation Insurance (caravan, camper, boat, oldtimer, bike, second home)
A range of 7 recreation-related insurance products for caravans, campers, boats, oldtimers, bikes, holiday homes and other leisure property, executed with partner Nedasco.
Health5
VvAA Health Insurance (basic coverage)
Mandatory Dutch basic health insurance executed together with partner ONVZ, offering broad freedom of choice of care provider.
VvAA Natura Health Insurance
A managed-care basic health insurance variant with lower premium and less choice of care provider.
Supplementary Health Insurance
Optional supplementary health cover for items such as physiotherapy, orthodontics, glasses and dental care, available only to VvAA members.
Accident Insurance
Pays a lump sum if the policyholder or passengers become permanently disabled or die as a result of an accident.
Disability (Income Protection) Insurance
Income protection insurance for self-employed healthcare professionals in case of disability.
Liability6
Private Legal Expense Insurance
Personal legal expense insurance with modules for traffic and injury, consumer and housing, and income and work disputes.
Professional Legal Expense Insurance
Legal expense insurance for healthcare professionals covering complaints, disciplinary proceedings and other professional disputes.
Business Legal Expense Insurance
Legal expense insurance for healthcare businesses covering commercial disputes and legal assistance.
Professional Liability Insurance
Liability insurance for medical professionals covering financial consequences of professional errors.
Personal Liability Insurance
Private (third-party) liability insurance covering damage caused to others in daily life.
Business Liability Insurance
Liability insurance for healthcare businesses and institutions covering claims arising from business operations.
Cyber2
Cyber and Data Risks Insurance (business)
Business cyber insurance, underwritten by Hiscox with VvAA as intermediary, covering hacking, data breaches, ransom and related costs.
Personal Cyber Insurance
Personal cyber insurance covering assistance and damages from cyber incidents such as identity fraud and ransomware for the policyholder and family.
Regulatory updates
In late 2025 the Dutch competition authority ACM approved a strategic partnership under which health insurer VGZ will become the risk-carrier for all health insurance policies executed by ONVZ, including the VvAA Zorgverzekering, effective 1 January 2027; ONVZ and the VvAA brand will continue to exist. Separately, VvAA has announced that for the 2027 policy year it will offer a new health insurance proposition in cooperation with a.s.r. and ONVZ.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from VvAA for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Travel insurance
travel insurance from VvAA for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026