Insurer profile

Union poisťovňa, a. s.

Union poisťovňa is a universal Slovak insurer founded in 1992, offering a wide range of life, non-life and travel insurance products for individuals and companies; since 1997 it has been a subsidiary of the Dutch insurance group Achmea B.V. (formerly Eureko).

Source
Legal entity
Union poisťovňa, a. s.
Headquarters
Bratislava, Slovakia
Parent group
Achmea B.V.
Regulator
National Bank of Slovakia (Národná banka Slovenska)
Phone
+421 850 003 333
Email
union@union.sk
Founded
1992
Last verified
Aug 26, 2026
Official website

Products from Union poisťovňa, a. s.

motor

Compulsory Motor Third-Party Liability Insurance (PZP)

Mandatory liability insurance for vehicles, offered in OPTIMUM and EXCELENT coverage packages with higher-than-statutory limits.

motor

MTPL for vehicles over 3.5 tonnes

Compulsory liability insurance covering damage caused by heavy vehicles above 3.5 tonnes.

motor

Motor Hull / Vandalism Insurance

Own-damage cover for vehicles in case of collision, vandalism, glass breakage or collision with an animal.

motor

UniMotor - Customisable Vehicle Insurance

Flexible motor insurance letting customers combine MTPL, casco and add-on covers on a single policy.

property

Property (Real Estate) Insurance

Insurance for family houses and apartments against fire, flood, theft and other risks, with new-value claims settlement.

property

Household Insurance

Insurance protecting household contents against burglary, fire and water damage.

property

Property Insurance Abroad

Covers real estate and household contents located in Austria, Hungary or the Czech Republic for Slovak citizens.

property

Business Property Insurance

All-risk property insurance for small and medium enterprises covering buildings, technical equipment and liability from property ownership.

travel

Short-term Travel Insurance

Travel insurance with unlimited medical treatment cost coverage, available online in minutes, including winter sports.

travel

Annual Travel Insurance

Year-round travel insurance available in four packages (Klasik, Komfort, Komfort Storno, Plus 180 days) covering multiple trips abroad.

travel

Domestic Mountain/Hiking Insurance

Insurance for hiking and mountain trips within Slovakia, including Mountain Rescue Service (HZS) cost cover.

life

UniRisk Life Insurance

Risk life insurance providing financial protection in case of accident, illness or death, with optional child riders.

life

UniRisk Senior Life Insurance

A variant of UniRisk life insurance designed specifically for seniors.

life

Generácia Plus Life Insurance

Senior-oriented life insurance package with accident riders, assistance service and gift benefits.

life

Užitočná poistka (Useful Policy) Life Insurance

Affordable death-cover life insurance available to any adult up to age 65.

life

Mozaika Life Insurance

A life insurance product listed among Union's life insurance offerings for contract amendments.

life

Investment-linked Life Insurance

Unit-linked life insurance combining death/accident cover with investment funds.

health

Detské poistenie pre Nezbedníkov (Children's Accident + Savings Insurance)

Accident insurance for children combined with a savings component.

health

Úrazové poistenie Plus (Accident Insurance Plus)

Free-standing accident insurance with an included free assistance service.

health

Group Accident Insurance

Variable accident insurance allowing a group of at least two people to be insured under one contract.

health

Oncological Illness Insurance

A unique-on-the-market product offering financial support during cancer treatment and a second-opinion/diagnosis review service.

financial

Mortgage Protection Insurance (365.bank)

Insurance allowing customers to keep repaying their 365.bank mortgage without worry in case of unexpected life events.

financial

Loan Repayment Protection Insurance

Protects loan repayments against incapacity for work, unemployment or accidental death.

health

Employee Health Benefit Insurance (Zdravie Benefit)

Employer-purchased supplementary health care insurance for management and employees.

Regulatory updates

Union poisťovňa, a. s. is supervised by Národná banka Slovenska (NBS), which oversees all authorised insurers in the Slovak market through ongoing reporting requirements and on-site inspections. Separately, its sister company Union zdravotná poisťovňa (health insurer) and Dôvera signed an agreement in July 2026 on the transfer/merger of the health insurance business, a process expected to be completed during 2027; the companies have stated this merger does not affect Union poisťovňa's motor, travel or property insurance products, which remain unchanged.

Reputation and reviews

Facebook

57,794 likes

Trustpilot

4

340 reviews

Exact TrustScore figure not directly extractable from search snippets; third-party source (hellosafe.com) reports an average rating of approximately 4 out of 5 based on several hundred reviews, and Trustpilot's own page shows 340 contributing reviewers.

Offer pages

Motor casco

Union is a motor casco insurance for the Slovakia market with online purchase and 24/7 assistance.

Last verified Aug 26, 2026

Motor third-party liability

Union is a motor third-party liability insurance for the Slovakia market with online purchase and 24/7 assistance.

Last verified Aug 26, 2026

Travel insurance

Union is a travel insurance for the Slovakia market with online purchase and 24/7 assistance.

Last verified Aug 26, 2026