Insurer profile

GENERALI zavarovalnica d.d.

GENERALI zavarovalnica d.d. is the leading international insurance provider in Slovenia and the third largest insurer on the Slovenian market. Present since 1996 and operating under the current name since 2001, the company merged with Adriatic Slovenica in January 2020. It is 100% owned by Generali CEE Holding B.V. and offers a comprehensive range of motor, property, health, life, pension, and travel insurance products to individuals and businesses.

Source
Legal entity
GENERALI zavarovalnica d.d.
Headquarters
Ljubljana, Slovenia
Parent group
Generali CEE Holding B.V.
Regulator
Insurance Supervision Agency (Agencija za zavarovalni nadzor – AZN), Trg republike 3, 1000 Ljubljana, Slovenia
Phone
+386 1 47 57 100
Email
info.si@generali.com
Last verified
May 2, 2026
Official website

Products from GENERALI zavarovalnica d.d.

motor

Motor Third Party Liability Insurance (AO)

Mandatory motor third-party liability insurance covering financial risks arising from the use of a motor vehicle.

motor

Comprehensive/Partial Motor Casco Insurance

Full or partial casco insurance covering damage to the insured vehicle caused by accidents, natural disasters, theft, fire, or malicious acts.

motor

Motorcycle Insurance

Insurance for motorcycles, covering mandatory liability and optional casco and assistance.

motor

Bicycle and Cyclist Insurance

Insurance covering the bicycle and the cyclist for accidents, theft, and liability during cycling.

motor

Micro-Mobility Insurance (MikroGO)

Insurance for micro-mobility devices such as electric scooters, covering accidents and liability.

motor

Boat and Vessel Insurance

Insurance for boats, sailboats, and other watercraft covering damage and liability.

property

Home Package Insurance (PaketDom)

Comprehensive home insurance package covering residential properties and contents against fire, storm, flood, earthquake, burglary and other perils, available in Basic, Exclusive, and Premium tiers.

property

Rental Property Insurance

Insurance for properties rented to tenants, covering damage caused by tenants or external perils.

property

Solar Power Plant Insurance

Insurance for residential solar photovoltaic installations against damage and breakdown.

property

Commercial Fire Insurance

Commercial fire insurance protecting business property against fire and related perils, with discounts for preventive measures.

property

Machinery Breakdown Insurance

Coverage for unexpected damage or destruction of machinery and equipment used in business operations.

property

SME Business Package Insurance (Paket Podjetnik)

All-in-one commercial insurance package for small and micro businesses covering property, liability, business interruption, and more on a single policy.

health

Supplementary Health Insurance (Dopolnilno zdravstveno zavarovanje)

Supplementary health insurance covering the co-payment portion not covered by compulsory public health insurance in Slovenia.

health

Specialist with Assistance Insurance

Additional health insurance providing fast access to specialist doctors and diagnostic tests typically within 10 days, including second opinions and telemedicine.

health

Cancer Insurance (Zavarovanje Raki)

Critical illness insurance specifically covering cancer diagnosis, providing a lump-sum payment upon diagnosis.

health

Transitional Care Insurance

Insurance covering costs of transitional or step-down care following hospitalization.

health

My Health Casco Package (Moj zdravstveni kasko)

A bundled health insurance package combining supplementary health insurance, Specialists with Assistance, extended medication coverage, and cancer insurance.

health

Individual Accident Insurance

Personal accident insurance providing financial protection in case of injury, permanent disability, or death caused by an accident.

health

Children and Youth Accident Insurance

Accident insurance specifically designed for children and young people, covering injury, disability and death.

life

Life Insurance – Death Cover (Zavarovanje za primer smrti)

Term life insurance paying a lump sum to beneficiaries in the event of the insured's death during the policy term.

life

My Life Casco – Life Insurance

Flexible life insurance product covering death, accident-related disability, critical illness, and unemployment, with modular coverage.

life

Investment Life Insurance (Naložbeno zavarovanje)

Unit-linked investment life insurance combining life cover with investment in funds.

life

Voluntary Supplementary Pension Insurance

Voluntary supplementary pension insurance (individual and collective) for building additional retirement savings with tax benefits.

travel

Travel Medical Insurance for Abroad (Zavarovanje za tujino)

Travel health insurance for abroad covering emergency medical treatment costs and 24/7 assistance in Slovenian, for short-term or annual cover.

travel

Travel Cancellation Insurance (Zavarovanje odpovedi potovanja)

Insurance covering the costs incurred if the insured cancels or curtails a pre-booked trip due to unforeseen events.

travel

Skier Liability Insurance (Zavarovanje odgovornosti za smučarja)

Liability insurance for skiers covering damage caused to third parties on the slopes.

travel

Skier Accident Insurance (Zavarovanje smučarja)

Accident insurance for skiers and snowboarders covering injuries on the slopes, available online via G24.

liability

General Third Party Liability Insurance

Third party liability insurance for businesses and private individuals, covering claims for bodily injury or property damage caused to third parties.

liability

Professional Liability Insurance (Zavarovanje poklicne odgovornosti)

Professional indemnity insurance for professions such as doctors, architects, lawyers, accountants, and insurance intermediaries.

liability

Product Liability Insurance

Liability insurance for manufacturers covering claims arising from defective products causing injury or property damage.

pet

Dog Insurance (Zavarovanje psa)

Insurance for dogs covering veterinary costs and liability for damage caused by the dog to third parties.

property

Construction Insurance (Gradbeno zavarovanje)

Construction all-risks insurance for building projects covering damage to the works and third-party liability.

property

Transport Insurance (Transportna zavarovanja)

Insurance for goods in transit by road, sea, air, or rail against loss or damage.

health

Collective Accident Insurance for Employees

Group accident insurance for company employees providing financial protection in case of work or non-work related accidents.

financial

Supplementary Pension Insurance – Leon 2 (collective)

Collective supplementary pension insurance for employers and employees, accumulating pension savings with tax benefits under the ZPIZ-2 framework.

Regulatory updates

GENERALI zavarovalnica d.d. is supervised by the Insurance Supervision Agency (AZN) under the Slovenian Insurance Act. According to the AZN Annual Report 2024, the four largest insurers in Slovenia (Triglav, Sava, Generali and Vzajemna) together controlled 80.9% of the insurance market in 2023. The sector recorded significantly higher net profits in 2024 compared to 2023, driven by strong P&C and investment performance. Generali Slovenia is also subject to the Solvency II Directive and reports annually on its solvency and financial condition. The company has adhered to the Corporate Governance Code for non-public companies since 2016 and follows its own Code of Conduct.

Reputation and reviews

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