Insurer profile
AXA Seguros Generales, S.A. de Seguros y Reaseguros
AXA Seguros Generales, S.A. de Seguros y Reaseguros · Spain
Overview
AXA Seguros Generales is the main Spanish subsidiary of the French AXA Group, one of the world's largest insurers. Its registered office is in Palma de Mallorca, while its corporate headquarters building is located in Madrid.
Source39
Products in this market
3
Offer pages
Company details
- Parent group
- AXA S.A.
- Regulator
- Directorate-General for Insurance and Pension Funds (DGSFP)
- Phone
- +34 911 119 508
- [email protected]
Products from AXA Seguros Generales, S.A. de Seguros y Reaseguros
Motor11
Car Insurance - Third Party (Basic)
Basic mandatory third-party liability car insurance covering civil liability, driver accident cover and roadside assistance.
Car Insurance - Third Party Plus Windows
Third-party car insurance that also covers broken windows/windscreen replacement.
Car Insurance - Extended Third Party (Fire & Theft)
Extended third-party car insurance covering civil liability, windows, fire and theft.
Car Insurance - Comprehensive (All Risk)
Comprehensive all-risk car insurance covering own damage, third-party liability, windows, fire, theft and roadside assistance.
Electric Car Insurance - Eco Kit (Comprehensive)
Comprehensive insurance for electric and plug-in hybrid vehicles, including coverage for the charging cable, charging station theft, and battery assistance.
Motorcycle Insurance
Motorcycle insurance with three modalities (basic third-party, extended third-party and comprehensive), covering civil liability, rider accident and roadside assistance.
Electric Scooter Insurance - Patinete360
Mandatory civil liability insurance for electric scooters complying with Ley 5/2025, in force since 1 January 2026, with enhanced RC limits and optional legal protection and accident coverage.
Bicycle Insurance - BiciFlexible
Bicycle insurance covering civil liability, legal protection, personal accidents, medical expenses, and theft or damage to the bicycle.
Van and Professional Vehicle Insurance
Insurance for vans, derived vehicles, and professional-use cars, offering comprehensive coverage and 24-hour roadside assistance.
Agricultural Vehicle Insurance
Insurance for tractors, combine harvesters, trailers and other agricultural vehicles, including mandatory and voluntary civil liability plus legal protection.
Fleet Insurance for SMEs
Fleet insurance tailored for small and medium-sized businesses with multiple vehicles, offering customizable coverage and repair discounts.
Property7
Home Insurance - FlexiBásico
Basic home insurance covering water damage, fire, theft, broken glass, civil liability and home assistance.
Home Insurance - FlexiConfort
Mid-range home insurance with all FlexiBásico coverages plus marble/ceramic breakage, family civil liability, fraudulent card use and total ruin.
Home Insurance - FlexiVip
Premium home insurance with the most comprehensive coverage, higher indemnity limits and document replacement.
Business / Commerce Insurance
Tailored insurance for small businesses and offices, covering property damage, civil liability, legal protection and business interruption.
Startup Insurance
Flat-rate insurance product designed for startups and new businesses, offering comprehensive coverage at a fixed price for the first years.
Fixed and Mobile Machinery Insurance
Insurance covering fixed and mobile business machinery against breakdown, ground subsidence, malicious acts and other accidental damage.
Goods in Transit Insurance
Cargo insurance for self-employed transporters and small businesses, covering goods from loading to final delivery.
Health3
Health Insurance - Óptima / Óptima Joven
Private health insurance providing ambulatory care through AXA's medical network of over 44,000 services, with optional hospitalization coverage.
Health Insurance - Óptima Plus (Premium / Reimbursement)
Top-tier health insurance combining network and free-choice coverage, with expense reimbursement in Spain and worldwide, and no co-payment.
Dental Insurance
Dental insurance providing access to dental treatments and special prices on orthodontics, prosthetics and implants.
Travel2
Travel Assistance Insurance
Travel insurance providing medical and emergency assistance, repatriation, and travel accident coverage for trips within and outside Spain.
Trip Cancellation Insurance
Insurance covering trip cancellation costs due to illness, accident, natural disaster or other covered unforeseen events.
Life5
Life Insurance - Vida Protect
Flexible term life insurance with customizable coverage including death by any cause, permanent disability and critical illness.
Life Insurance - Vida Protect Mujer
Term life insurance designed for women, including standard Vida Protect coverages plus an annual gynaecological check-up.
Life Insurance - Vida Protect Senior
Term life insurance designed for men aged 49 and over, including specialist check-ups for ophthalmology, ENT and urology.
Dependency Insurance - Vida Dependencia Plus
Insurance that provides financial support in situations of severe or total dependency, with no waiting period.
Mortgage Life Insurance
Life insurance linked to a mortgage loan, covering the policyholder and family in case of death, disability or critical illness.
Financial2
Savings / Investment Insurance (PIAS - Asigna)
Long-term savings and investment insurance product (PIAS / Unit Linked) for building wealth over time with various risk profiles.
Pension Plans
Range of pension plans adapting to different investment timeframes and risk profiles, including a simplified plan for self-employed workers.
Other6
Recreational Boat Insurance
Insurance for recreational boats, yachts and jet skis covering theft, fire, total loss, extraordinary weather damage and civil liability.
Funeral / Decease Insurance
Funeral insurance covering arrangements and associated expenses upon death, including transfers, burial services, repatriation and legal advice.
Personal Accident Insurance
Personal accident insurance covering permanent disability, medical expenses and death resulting from an accident.
Sick Leave / Work Disability Insurance
Insurance providing income protection for self-employed workers in the event of sick leave due to accident or illness.
Hunting Insurance
Insurance for hunters covering civil liability, legal protection and personal accidents during hunting activities.
Fishing Insurance
Insurance for fishing enthusiasts covering civil liability, legal protection and personal accidents during fishing activities.
Regulatory updates
AXA Seguros Generales is registered with the DGSFP under administrative key C0723. Key 2025-2026 developments include: (1) the launch of Patinete360, an electric scooter insurance product anticipating mandatory coverage requirements under Ley 5/2025 on personal mobility vehicles, effective since 1 January 2026; (2) the registration of Correos (the Spanish postal service) as AXA's exclusive insurance agent with the DGSFP, enabling distribution of AXA policies (auto, home, health, life and decease) across more than 800 Correos offices nationwide; and (3) continued implementation of AXA Group's 2024–2026 strategic plan 'Unlock the Future', focused on sustainability and social protection. The DGSFP also published its 2026-2028 supervisory priorities framework covering the wider Spanish insurance sector, including digital operational resilience (DORA) and sustainability requirements.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from AXA for the Spain market, with online purchase and 24/7 assistance.
Last verified May 14, 2026
Motor third-party liability
motor third-party liability insurance from Direct for the Spain market, with online purchase and 24/7 assistance.
Last verified May 14, 2026
Travel insurance
travel insurance from AXA Assistance for the Spain market, with online purchase and 24/7 assistance.
Last verified May 14, 2026