Insurer profile
GENERALI España de Seguros y Reaseguros, S.A.
GENERALI España de Seguros y Reaseguros, S.A. · Spain
Overview
Generali España de Seguros y Reaseguros, S.A. is the Spanish subsidiary of the Italian Assicurazioni Generali Group, one of the largest global insurers, present in Spain since 1834. In 2025 the company completed a major cross-border reverse merger integrating the former Liberty Seguros business (acquired by Generali in 2024) into a single Spanish legal entity, becoming an even larger, multi-channel insurer with over 3,800 million euros in premiums and a broad personal and business insurance product range distributed through one of the country's widest agent and office networks.
Source37
Products in this market
3
Offer pages
Company details
- Parent group
- Assicurazioni Generali S.p.A.
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) – Ministry of Economy, Trade and Enterprise
- Phone
- +34 900 903 433
- [email protected]
Products from GENERALI España de Seguros y Reaseguros, S.A.
Motor4
Car Insurance – Third Party (Obligatory Civil Liability)
Mandatory third-party motor liability insurance covering damages caused to third parties, including legal defence and roadside assistance.
Car Insurance – Comprehensive (All Risk)
Fully comprehensive car insurance covering own damage, theft, glass breakage, roadside assistance, and optional telematics services.
Motorcycle Insurance
Insurance for motorcycles covering civil liability, roadside assistance, and optional comprehensive cover.
Electric Scooter Insurance (Patinete&GO)
Mandatory-from-2026 third-party liability insurance for electric scooters and other Personal Light Vehicles (VPL), with optional driver accident cover.
Property5
Home Insurance
Home insurance covering building and contents against fire, water damage, theft, weather events, and home assistance services.
Express Home Insurance
A simplified online-only home insurance product with flexible cover options for buildings and contents.
Community of Owners Insurance
Multi-risk insurance for residential communities covering common areas, civil liability, and building damage.
SME / Business Insurance (Pymes)
Multi-risk insurance for small and medium enterprises covering property damage, civil liability, business interruption, and employee accidents.
Commerce / Retail Business Insurance
Multi-risk insurance for commercial premises and retail businesses covering fire, theft, civil liability, and business interruption.
Health5
Health Insurance – MiSalud
Private health insurance with access to a wide network of doctors and hospitals, with options for copayment, no copayment, and full reimbursement plans.
Dental Insurance
Dental insurance providing access to a network of dentists at reduced prices, including free annual cleaning and preventive dental care.
Critical Illness Insurance
Insurance covering serious illness diagnosis, providing medical expense coverage, a second opinion, travel assistance, and daily compensation.
Illness and Accident Subsidy Insurance
Insurance compensating income loss when the policyholder is on sick leave due to illness or accident, covering extra expenses not covered by social security.
Group Health Insurance for Companies
Group health insurance for companies providing employees access to private medical care, specialists, and hospitalisation.
Liability4
Private Civil Liability Insurance
Personal civil liability insurance covering damages caused to third parties as a private individual, including as a homeowner or tenant.
Hunter / Fisherman Civil Liability Insurance
Civil liability insurance for hunters and fishermen, covering accidental damage caused to third parties during hunting or fishing activities.
Professional Civil Liability Insurance
Professional liability insurance protecting businesses and self-employed individuals against claims arising from errors or omissions in professional services.
Legal Defence Insurance
Legal protection insurance covering legal defence costs and assistance in civil, administrative, or criminal disputes.
Life5
Life Insurance
Term life insurance protecting families against death or total permanent disability, with flexible coverage from €10/month.
Mortgage Life Insurance
Life insurance linked to a mortgage, ensuring family members can pay off the remaining mortgage balance in the event of death or total permanent disability.
Consumer Credit Life Insurance
Life insurance covering the outstanding balance of a consumer loan in the event of the policyholder's death or absolute permanent disability.
Personal Accident Insurance
Personal accident insurance covering death, permanent or temporary disability due to accidents, for individuals and families.
Group Life / Collective Employee Life Insurance
Group life and complementary social security insurance for company employees, including collective life, pension, and disability plans.
Financial2
Other9
Funeral / Bereavement Insurance (Decesos)
Funeral coverage insurance covering burial/cremation costs, family support services, repatriation, legal procedures, and wellness benefits.
Funeral Insurance – Familia Protection
Family-oriented funeral insurance including burial services, family assistance, and optional childcare/dependency coverage.
Funeral Insurance – Senior Protection
Flexible funeral insurance designed for individuals seeking to pay the premium over a chosen number of monthly installments.
Funeral Insurance – Edad Oro (Golden Age)
Single-premium funeral insurance designed exclusively for people aged 70 to 80 years, covering burial and cremation expenses.
Funeral Insurance – Singles (Jóvenes)
Funeral insurance tailored for young singles, covering funeral expenses and essential bereavement services.
Marine / Boat Insurance (Náutico)
Insurance for recreational boats and vessels covering civil liability, hull damage, theft, and maritime assistance.
Employee Accident Insurance (Collective)
Group accident insurance for company employees covering death, permanent disability and hospitalisation due to workplace or non-workplace accidents.
Agricultural Insurance (Agroseguro)
Agricultural multi-risk insurance covering farming equipment and crops against weather events, fire, and other risks.
Transport Insurance
Commercial transport insurance for cargo, covering loss or damage to goods in transit by air, sea, or land.
Regulatory updates
Generali España is supervised by the DGSFP, which published its 2026–2028 supervision priorities, shifting to a strategic model focused on solvency, governance, conduct, digital transformation and operational resilience (DORA). In 2025, Generali completed the integration of the former Liberty Seguros business into a single Spanish entity via a reverse merger, with the ex-Liberty entity (CIF A48037642, DGSFP key C0467, now named GENERALI España de Seguros y Reaseguros, S.A.) absorbing the former Generali España; the combined entity reported net profit of €145.4 million for 2025 and premium volume of over €3,816 million. Separately, from January 2026 electric scooters (VPL) became subject to mandatory third-party liability insurance in Spain under Ley 5/2025, and Generali launched a dedicated product (Patinete&GO) to meet this new requirement. The company also announced a 2026–2028 sponsorship agreement with the Spanish Tennis Federation (RFET).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Generali for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 19, 2026
Motor third-party liability
motor third-party liability insurance from Generali for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Travel insurance
travel insurance from Generali for the Spain market, with 24/7 assistance.
Last verified Jul 16, 2026