Insurer profile

MAPFRE España, Compañía de Seguros y Reaseguros, S.A.

MAPFRE España is the insurance arm of the MAPFRE Group in Spain, the country's leading insurer with over 6.5 million customers, approximately 11,000 employees, and more than 3,000 offices nationwide. It offers a comprehensive range of personal and commercial insurance products including motor, home, health, life, travel, and business insurance.

Source
Legal entity
MAPFRE España, Compañía de Seguros y Reaseguros, S.A.
Headquarters
Majadahonda, Madrid, Spain
Parent group
MAPFRE, S.A. (controlled by Fundación MAPFRE via Cartera MAPFRE, S.L.)
Regulator
Directorate General for Insurance and Pension Funds (DGSFP) — Ministry of Economic Affairs and Digital Transformation
Phone
+34 918 365 365
Email
mapfre@mapfre.es
Last verified
May 2, 2026
Official website

Products from MAPFRE España, Compañía de Seguros y Reaseguros, S.A.

motor

Third-Party Car Insurance (Basic)

Mandatory third-party liability insurance covering civil liability for damages to third parties plus roadside assistance and legal defense.

motor

Extended Third-Party Car Insurance

Third-party insurance enhanced with theft, fire, and windscreen coverage at no excess.

motor

Comprehensive Car Insurance (All-Risk)

Fully comprehensive motor insurance covering own vehicle damage, theft, fire, and all third-party liabilities, with or without excess.

motor

Motorcycle Insurance

Motorcycle insurance covering mandatory civil liability, roadside assistance, rider personal accident, and optional own damage coverage.

property

Home Insurance

Home insurance protecting the property and contents against fire, water damage, theft, and other risks, with 24/7 home assistance.

health

Health Insurance (Medical)

Private health insurance providing access to a broad medical network of over 50,000 professionals, with flexible plans and optional dental and specialist coverage.

health

Essential Health Insurance

Entry-level health insurance with a fixed monthly premium plus copayments, covering primary care and specialist consultations throughout Spain.

life

Life Insurance (Risk)

Term life insurance providing a capital payment to beneficiaries in the event of the insured's death or permanent disability.

life

Personal Accident Insurance

Personal accident insurance covering death and permanent disability capital, and medical assistance resulting from an accident.

life

Funeral / Burial Insurance

Funeral insurance covering all arrangements and costs upon the insured's death, including legal formalities, transport, and psychological support.

life

Funeral Insurance – Foreign Residents (with Repatriation)

Funeral insurance for foreign residents in Spain, including full repatriation services and additional living-benefit services.

travel

Temporary Travel Insurance

Per-trip travel insurance covering medical assistance up to €500,000, luggage, and optional cancellation for individuals and groups worldwide.

travel

Trip Cancellation Insurance

Insurance reimbursing pre-paid travel costs if a trip is cancelled for covered reasons such as illness, bereavement, or extraordinary events.

travel

Student & Erasmus Travel Insurance

Travel insurance adapted for study-abroad, language courses and Erasmus programmes, covering medical assistance, luggage loss and class forfeiture.

travel

Excursion & Camp Travel Insurance

Travel insurance designed for day trips, school camps and group excursions within Spain and Europe.

travel

Ski & Snowboard Travel Insurance

Travel insurance for amateur skiing and snowboarding covering rescue on piste, medical costs, ski-pass indemnity and equipment.

travel

Golf Travel Insurance

Travel insurance for golfers covering golf equipment, personal accidents, civil liability and travel delays on national and international trips.

travel

Safari & Hunting Travel Insurance

Travel insurance for hunting trips and safaris worldwide, including hunter civil liability, personal accidents and full assistance.

travel

Adventure Sports Travel Insurance

Comprehensive travel insurance for adventure sports practitioners in Spain, Europe, Mediterranean and worldwide destinations.

travel

Business Travel Insurance

Business travel insurance for companies, covering medical assistance, luggage, personal accidents, and private civil liability for staff travelling abroad.

pet

Pet Insurance

Pet insurance covering civil liability, veterinary expenses and boarding kennels if the owner is hospitalised.

other

Bicycle Insurance

Insurance for bicycles covering theft, accident damages, civil liability and roadside assistance for cyclists.

other

Electric Scooter Insurance

Modular insurance for electric scooters adapted to Spain's personal mobility vehicle regulations, covering civil liability and optional own damage.

other

Hunting & Fishing Insurance

Liability and accident insurance for hunting and fishing activities, covering civil liability and personal accidents for practitioners.

other

Boat / Watercraft Insurance

Insurance for recreational watercraft covering civil liability, hull damage, and assistance at sea.

property

Business Multiline Insurance (SME)

Comprehensive commercial insurance for small and medium businesses covering property damage, civil liability, business interruption and cyber-digital services.

property

Industrial Risk Insurance

Industrial insurance protecting the assets and income of medium and large industrial companies against material damage and financial loss.

property

Engineering Insurance

Engineering insurance covering machinery breakdown, electronic equipment, and all-risk coverage for complex engineering projects.

property

Agricultural & Rural Insurance

Comprehensive insurance for farming and livestock operations covering installations, machinery, livestock, stock, and agri-civil liability.

property

Construction Insurance

Construction insurance for builders and developers covering works, machinery, civil liability for third-party damage, and delays in startup.

liability

Third-Party Liability Insurance

Civil liability insurance for businesses protecting against claims for material or bodily harm caused to third parties during operations.

cyber

Cyber Risk Insurance

Cyber insurance for SMEs and freelancers covering data breaches, cyber extortion, business interruption, and third-party liability for data violations.

motor

Company Vehicle Insurance

Fleet and company car insurance providing civil liability, comprehensive coverage, and roadside assistance for business vehicles.

property

Cargo / Goods in Transit Insurance

Cargo insurance covering material damage to goods in transit by road, sea or air against accidental loss or damage.

life

Group Life Insurance

Group life insurance for companies, providing death and disability cover for employees as part of collective schemes.

life

Group Personal Accident Insurance

Group accident insurance for companies covering death and permanent disability for employees from accidental causes.

financial

Savings Insurance / Investment Insurance

Guaranteed savings and investment insurance with fixed returns over 1, 2 or 3 years, targeting conservative savers with a minimum investment of €3,000.

financial

Pension Plans

Individual and collective pension plans managing nearly €4.9 billion in assets to supplement retirement income.

financial

Investment Funds

Mutual fund range managing over €3.2 billion offered to individual customers seeking diversified investment options.

Regulatory updates

MAPFRE has been classified by the DGSFP as the only Internationally Active Insurance Group (IAIG) in Spain, subject to the ComFrame supervisory framework. The DGSFP's 2023–2025 supervisory priorities include resilience, sustainability, data quality, use of AI, DORA compliance, and market conduct. MAPFRE regularly publishes its Solvency and Financial Condition Report (SFCR) under Solvency II. In 2025, MAPFRE returned its auto insurance business to profitability in Spain, closing the crisis of 2021–2023.

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