Insurer profile
Occident GCO, S.A.U. de Seguros y Reaseguros
Occident GCO, S.A.U. de Seguros y Reaseguros · Spain
Overview
Occident is the unified insurance brand of Grupo Catalana Occidente (GCO), formed in January 2024 by merging Seguros Catalana Occidente, Plus Ultra Seguros, and Seguros Bilbao — with NorteHispana Seguros joining in January 2025. It is one of Spain's leading multi-line insurers, serving over 4.5 million policyholders through more than 1,300 offices and 14,000 mediators across Spain.
Source39
Products in this market
3
Offer pages
Company details
- Parent group
- Grupo Catalana Occidente S.A. (GCO)
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) — Dirección General de Seguros y Fondos de Pensiones
- Phone
- +34 917 83 83 83
- [email protected]
Products from Occident GCO, S.A.U. de Seguros y Reaseguros
Motor11
Third-Party Car Insurance (Basic)
Basic mandatory third-party civil liability car insurance covering damages caused to third parties, plus legal defence and claims recovery.
Third-Party Car Insurance (Extended)
Extended third-party car insurance adding fire, theft, windscreen breakage, and roadside assistance on top of the basic third-party coverage.
Comprehensive Car Insurance with Deductible
Comprehensive car insurance with a deductible, covering own vehicle damage, theft, fire and more at a lower premium.
Comprehensive Car Insurance without Deductible (Premium)
The most complete car insurance with no deductible, covering all possible damages including extended theft, fire protection and driving licence withdrawal coverage.
Motorcycle Insurance
Flexible and effective insurance for motorcycles including civil liability, helmet and clothing coverage, and roadside assistance from km 0.
Moped Insurance
Insurance for mopeds focusing on civil liability, legal defence and claims for damages with multiple coverage customisation options.
Electric Motorcycle Insurance
Insurance for electric motorcycles and mopeds covering battery theft, cable damage and roadside assistance including towing to the nearest charging point.
Personal Mobility Vehicle Insurance (Scooter / e-bike)
Insurance for personal mobility vehicles (scooters, e-bikes, shared vehicles) covering civil liability and personal injury to the rider.
Bicycle Insurance
Insurance for cyclists covering theft, civil liability, personal injury, and travel assistance including rescue and transport of the bicycle.
Van Insurance
Insurance for vans and light commercial vehicles with coverage options similar to car insurance.
Boat / Watercraft Insurance
Insurance for recreational boats and watercraft covering civil liability, hull damage, theft and assistance.
Property7
Home Insurance
Multirisks home insurance policy, fully customisable, covering fire, water damage, theft, civil liability, pet cover, IT assistance and weather alerts.
Premium Home Insurance (Exclusive)
High-value home insurance with extended coverages for premium properties including garden furniture damage, graffiti removal and all-risk technology cover.
Landlord Home Insurance
Home insurance for landlords covering rental income default and intentional damage by tenants.
Tourist / Holiday Home Insurance
Home insurance specifically designed for properties rented out as tourist or holiday accommodation.
Caravan Insurance
Insurance for caravans and motorhomes covering damage, theft and civil liability.
Homeowners Community Insurance
Insurance for residential owners' associations covering common areas, civil liability and building damages.
Business / SME Insurance
Commercial insurance for small and medium enterprises covering property damage, business interruption, civil liability and more.
Health5
Health Insurance – Medical Panel (Asistencia Sanitaria)
Health insurance with access to a panel of over 50,000 medical professionals, flexible co-payment options and reimbursement for paediatrician and gynaecologist.
Health Insurance – Reimbursement
Health insurance reimbursing 80–100% of medical expenses for any chosen doctor or specialist, valid both in Spain and abroad.
Health Insurance – Wellbeing (Bienestar)
Health insurance giving access to medical treatments and specialist acts at agreed prices with no waiting period and 24-hour video consultations.
Senior Wellbeing Health Insurance (Bienestar Sénior)
Health insurance tailored for older policyholders including free geriatrics, dietetics and psychology consultations.
Hospitalisation Subsidy Insurance
Health insurance providing a daily cash indemnity for each day of hospitalisation regardless of the cause.
Liability3
Family Civil Liability Insurance
Civil liability insurance for individuals and families covering damages caused to third parties in daily life.
Hunting Civil Liability Insurance
Civil liability insurance for hunters covering damages caused to third parties during hunting activities.
Professional Civil Liability Insurance
Professional indemnity insurance for businesses and self-employed covering liability arising from professional activities.
Life5
Term Life Insurance (Annually Renewable)
Term life insurance with annually renewable premiums and capital, providing financial protection for family in case of death or permanent disability, including a critical illness advance payment.
Term Life Insurance (Fixed Premiums)
Term life insurance with fixed premiums and capital throughout the policy term, offering stable protection for family in case of death or permanent disability.
Senior Life Insurance
Life insurance for people aged 60 and over, covering death, hospitalisation indemnity, terminal illness and senior accidents such as fractures and burns.
Savings Life Insurance (Vida Ahorro)
Life savings insurance combining life protection with a long-term savings plan to build capital while ensuring financial security for the family.
Accident Insurance
Personal accident insurance providing indemnity in case of accidental death or permanent disability.
Financial2
Savings Insurance / Pension Plans
Savings and retirement products including savings insurance, pension plans and investment funds to build capital for retirement.
Investment Funds
Investment fund brokerage service through Occident GCO Capital, Agencia de Valores, offering access to a range of collective investment institutions with varying risk and return profiles.
Other3
Funeral / Death Insurance (Decesos)
Funeral insurance covering all expenses related to death including burial, cremation and funeral services.
Legal Protection Insurance – Family
Legal protection insurance for individuals and families providing unlimited legal advice and representation on personal matters.
Legal Protection Insurance – Driving Licence Withdrawal
Legal protection insurance specifically covering defence and legal assistance in cases of driving licence withdrawal.
Regulatory updates
Occident GCO S.A.U. de Seguros y Reaseguros (DGSFP code C0468, NIF A-28119220, registered offices at Calle Méndez Álvaro 31, Madrid) was formed by the merger of Seguros Catalana Occidente, Plus Ultra Seguros, and Seguros Bilbao effective January 2024, with NorteHispana Seguros joining in January 2025. In July 2026, AM Best again affirmed Occident's Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a+" (Excellent) with stable outlook, citing very strong balance sheet strength, low reinsurance dependence and absence of external debt. Following a voluntary takeover bid launched in March 2025 by INOC, S.A. (Inocsa), GCO's majority shareholder, for all floating shares, GCO's shares were delisted from Spain's stock exchanges in January 2026.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Occident for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
motor third-party liability insurance from Occident for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 17, 2026
Travel insurance
travel insurance from Plus Ultra Líneas Aéreas for the Spain market, with 24/7 assistance.
Last verified Jul 15, 2026