Insurer profile
Occident GCO, S.A.U. de Seguros y Reaseguros
Occident is the unified insurance brand of Grupo Catalana Occidente (GCO), formed in January 2024 by merging Seguros Catalana Occidente, Plus Ultra Seguros, and Seguros Bilbao — with NorteHispana Seguros joining in January 2025. It is one of Spain's leading multi-line insurers, serving over 4.5 million policyholders through more than 1,300 offices and 14,000 mediators across Spain.
Source- Legal entity
- Occident GCO, S.A.U. de Seguros y Reaseguros
- Headquarters
- Madrid, Spain
- Parent group
- Grupo Catalana Occidente S.A. (GCO)
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) — Dirección General de Seguros y Fondos de Pensiones
- Phone
- +34 917 83 83 83
- internet@occident.com
- Founded
- 1864
- Last verified
- Sep 10, 2026
Products from Occident GCO, S.A.U. de Seguros y Reaseguros
motor
Third-Party Car Insurance (Basic)
Basic mandatory third-party civil liability car insurance covering damages caused to third parties, plus legal defence and claims recovery.
motor
Third-Party Car Insurance (Extended)
Extended third-party car insurance adding fire, theft, windscreen breakage, and roadside assistance on top of the basic third-party coverage.
motor
Comprehensive Car Insurance with Deductible
Comprehensive car insurance with a deductible, covering own vehicle damage, theft, fire and more at a lower premium.
motor
Comprehensive Car Insurance without Deductible (Premium)
The most complete car insurance with no deductible, covering all possible damages including extended theft, fire protection and driving licence withdrawal coverage.
motor
Motorcycle Insurance
Flexible and effective insurance for motorcycles including civil liability, helmet and clothing coverage, and roadside assistance from km 0.
motor
Moped Insurance
Insurance for mopeds focusing on civil liability, legal defence and claims for damages with multiple coverage customisation options.
motor
Electric Motorcycle Insurance
Insurance for electric motorcycles and mopeds covering battery theft, cable damage and roadside assistance including towing to the nearest charging point.
motor
Personal Mobility Vehicle Insurance (Scooter / e-bike)
Insurance for personal mobility vehicles (scooters, e-bikes, shared vehicles) covering civil liability and personal injury to the rider.
motor
Bicycle Insurance
Insurance for cyclists covering theft, civil liability, personal injury, and travel assistance including rescue and transport of the bicycle.
motor
Van Insurance
Insurance for vans and light commercial vehicles with coverage options similar to car insurance.
motor
Boat / Watercraft Insurance
Insurance for recreational boats and watercraft covering civil liability, hull damage, theft and assistance.
property
Home Insurance
Multirisks home insurance policy, fully customisable, covering fire, water damage, theft, civil liability, pet cover, IT assistance and weather alerts.
property
Premium Home Insurance (Exclusive)
High-value home insurance with extended coverages for premium properties including garden furniture damage, graffiti removal and all-risk technology cover.
property
Landlord Home Insurance
Home insurance for landlords covering rental income default and intentional damage by tenants.
property
Tourist / Holiday Home Insurance
Home insurance specifically designed for properties rented out as tourist or holiday accommodation.
property
Caravan Insurance
Insurance for caravans and motorhomes covering damage, theft and civil liability.
property
Homeowners Community Insurance
Insurance for residential owners' associations covering common areas, civil liability and building damages.
property
Rental Default Insurance
Insurance protecting landlords against unpaid rent and intentional damage caused by tenants.
pet
Pet Insurance
Pet insurance covering veterinary expenses and civil liability for pets, included as an add-on in home policies or standalone.
health
Health Insurance – Medical Panel (Asistencia Sanitaria)
Health insurance with access to a panel of over 50,000 medical professionals, flexible co-payment options and reimbursement for paediatrician and gynaecologist.
health
Health Insurance – Reimbursement
Health insurance reimbursing 80–100% of medical expenses for any chosen doctor or specialist, valid both in Spain and abroad.
health
Health Insurance – Wellbeing (Bienestar)
Health insurance giving access to medical treatments and specialist acts at agreed prices with no waiting period and 24-hour video consultations.
health
Senior Wellbeing Health Insurance (Bienestar Sénior)
Health insurance tailored for older policyholders including free geriatrics, dietetics and psychology consultations.
health
Hospitalisation Subsidy Insurance
Health insurance providing a daily cash indemnity for each day of hospitalisation regardless of the cause.
life
Term Life Insurance (Annually Renewable)
Term life insurance with annually renewable premiums and capital, providing financial protection for family in case of death or permanent disability, including a critical illness advance payment.
life
Term Life Insurance (Fixed Premiums)
Term life insurance with fixed premiums and capital throughout the policy term, offering stable protection for family in case of death or permanent disability.
life
Senior Life Insurance
Life insurance for people aged 60 and over, covering death, hospitalisation indemnity, terminal illness and senior accidents such as fractures and burns.
life
Savings Life Insurance (Vida Ahorro)
Life savings insurance combining life protection with a long-term savings plan to build capital while ensuring financial security for the family.
other
Funeral / Death Insurance (Decesos)
Funeral insurance covering all expenses related to death including burial, cremation and funeral services.
travel
International Travel Insurance
International travel insurance covering medical emergencies, trip cancellation, baggage loss and assistance abroad.
life
Accident Insurance
Personal accident insurance providing indemnity in case of accidental death or permanent disability.
liability
Family Civil Liability Insurance
Civil liability insurance for individuals and families covering damages caused to third parties in daily life.
liability
Hunting Civil Liability Insurance
Civil liability insurance for hunters covering damages caused to third parties during hunting activities.
liability
Professional Civil Liability Insurance
Professional indemnity insurance for businesses and self-employed covering liability arising from professional activities.
other
Legal Protection Insurance – Family
Legal protection insurance for individuals and families providing unlimited legal advice and representation on personal matters.
other
Legal Protection Insurance – Driving Licence Withdrawal
Legal protection insurance specifically covering defence and legal assistance in cases of driving licence withdrawal.
financial
Savings Insurance / Pension Plans
Savings and retirement products including savings insurance, pension plans and investment funds to build capital for retirement.
financial
Investment Funds
Investment fund brokerage service through Occident GCO Capital, Agencia de Valores, offering access to a range of collective investment institutions with varying risk and return profiles.
cyber
Cyber Risk Insurance
Cyber risk insurance providing parental controls, financial protection and expert advice to protect policyholders in the digital environment.
property
Business / SME Insurance
Commercial insurance for small and medium enterprises covering property damage, business interruption, civil liability and more.
Regulatory updates
Occident GCO S.A.U. de Seguros y Reaseguros (DGSFP code C0468, NIF A-28119220, registered offices at Calle Méndez Álvaro 31, Madrid) was formed by the merger of Seguros Catalana Occidente, Plus Ultra Seguros, and Seguros Bilbao effective January 2024, with NorteHispana Seguros joining in January 2025. In July 2026, AM Best again affirmed Occident's Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a+" (Excellent) with stable outlook, citing very strong balance sheet strength, low reinsurance dependence and absence of external debt. Following a voluntary takeover bid launched in March 2025 by INOC, S.A. (Inocsa), GCO's majority shareholder, for all floating shares, GCO's shares were delisted from Spain's stock exchanges in January 2026.
Reputation and reviews
Offer pages
Motor casco
Occident is a motor casco insurance for the Spain market with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
Occident is a motor third-party liability insurance for the Spain market with online purchase and 24/7 assistance.
Last verified Jul 17, 2026
Travel insurance
Plus Ultra Líneas Aéreas is a travel insurance for the Spain market with no online purchase and 24/7 assistance.
Last verified Jul 15, 2026