Insurer profile
Zurich Insurance Europe AG, Branch in Spain
Zurich Insurance Europe AG, Branch in Spain, is the Spanish operation of the Swiss-headquartered Zurich Insurance Group, present in Spain since 1884. It offers a wide range of personal and commercial insurance products including car, home, life, health, travel, and business insurance to over 1.7 million customers through a network of more than 1,000 agents.
Source- Legal entity
- Zurich Insurance Europe AG, Branch in Spain
- Headquarters
- Madrid, Spain
- Parent group
- Zurich Insurance Group
- Regulator
- Directorate-General for Insurance and Pension Funds (DGSFP)
- Phone
- +34 902 340 430
- zurichlopd@zurich.com
- Founded
- 1884
- Last verified
- Jul 15, 2026
Products from Zurich Insurance Europe AG, Branch in Spain
motor
Third-Party Car Insurance
Mandatory third-party liability car insurance covering civil liability, 24-hour roadside assistance, and legal defence.
motor
Comprehensive Car Insurance (Third-Party Plus)
Extended third-party car insurance adding coverage for theft, fire, glass breakage, and atmospheric damage.
motor
Fully Comprehensive Car Insurance
Full comprehensive car insurance covering own damage, total loss, theft, fire, glass, and more; available with or without excess.
motor
Electric Vehicle Car Insurance
Specialist insurance for electric and hybrid vehicles including battery and charging cable damage coverage and ECO replacement vehicle.
motor
Third-Party Motorcycle Insurance
Mandatory third-party liability motorcycle insurance with civil liability coverage up to 70 million euros and 24-hour roadside assistance.
motor
Comprehensive Motorcycle Insurance
Fully comprehensive motorcycle insurance covering own damage, theft, fire, atmospheric damage, and total loss.
property
Home Insurance (Primary Residence)
Home insurance for primary residences covering water damage, fire, theft, civil liability, and 24-hour home assistance; available in Simple, Standard, and Total tiers.
property
Home Insurance (Rental Property)
Specialised home insurance for rental properties covering contents, civil liability, and assistance services for tenants.
property
Home Insurance (Second Residence)
Home insurance designed for second or holiday residences, covering buildings and contents against damage and theft.
property
Communities Insurance
Insurance for residential communities (homeowners associations) covering common areas, civil liability, and assistance services.
life
Life Insurance
Life insurance protecting the policyholder's family financially in case of death, disability, or serious illness, with flexible and personalised coverage.
life
Accident Insurance
Personal accident insurance providing coverage for death, disability, and medical expenses resulting from accidents.
health
Health Insurance
Health insurance providing access to quality medical care in Spain, offered in partnership with DKV.
travel
Travel Insurance
Travel insurance available in Standard, Student, and Senior versions, covering medical emergencies, trip cancellation, and assistance abroad.
other
Device Insurance (Mobile, Tablet, Laptop, etc.)
Insurance for electronic devices including smartphones, tablets, laptops, smartwatches, headphones, consoles, and cameras against damage or theft.
other
Boat Insurance
Boat insurance with mandatory civil liability as standard and optional extras including occupant accident coverage, total loss, and marine assistance.
other
Hunting and Fishing Insurance
Combined hunting and fishing insurance covering civil liability and optional accident coverage for the practitioner.
other
Repatriation Insurance
Insurance covering the repatriation of remains and associated funeral expenses in the event of death abroad.
financial
Pension Plans
Private pension plans for retirement savings, allowing flexible contributions and investment choices.
property
Business / Commerce Multi-risk Insurance
Multi-risk insurance for shops and small businesses covering damage to premises, theft, civil liability, and loss of profits.
property
SME Multi-risk Insurance
Comprehensive multi-risk insurance for small and medium-sized enterprises covering property damage, machinery breakdown, theft, civil liability, and business interruption.
liability
Civil Liability Insurance for SMEs and Self-Employed
Civil liability insurance for SMEs and self-employed covering third-party injury and property damage claims arising from business activities.
liability
Directors and Officers (D&O) Liability Insurance
D&O insurance covering directors and officers against personal liability claims for alleged wrongful acts in managing the company.
cyber
Cyber Protection Insurance
Cyber insurance protecting businesses against financial losses caused by cyberattacks and digital incidents.
other
Foreign Residents Insurance (Zurich Foreign Residents)
Specialised insurance product for foreign residents living in Spain, offering car and home coverage tailored to expatriates.
Regulatory updates
Effective January 2, 2024, the Spanish branch converted from Zurich Insurance PLC (an Irish public limited company) to Zurich Insurance Europe AG (a German Aktiengesellschaft based in Frankfurt), following a cross-border conversion under the EU Directive. The legal personality was preserved and there was no material impact on customer-facing activities. The entity is registered with DGSFP under insurer code E189 and CIF W0072130H. The 2025 Solvency and Financial Condition Report (SFCR) for ZIE is available via zurich.com/zie.
Reputation and reviews
Verified offer pages
Motor casco
Zurich is a motor casco insurance for the es market with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
Zurich is a motor third-party liability insurance for the ES market with online purchase and 24/7 assistance.
Last verified Jul 17, 2026
Travel insurance
Zurich is a travel insurance for the ES market with online purchase and 24/7 assistance.
Last verified Jul 15, 2026