Insurer profile
Folksam (Folksam ömsesidig sakförsäkring / Folksam ömsesidig livförsäkring)
Folksam (Folksam ömsesidig sakförsäkring / Folksam ömsesidig livförsäkring) · Sweden
Overview
Folksam is one of the largest insurance companies in Sweden, comprising the mutual companies Folksam sak (non-life) and Folksam liv (life).
Source38
Products in this market
3
Offer pages
Company details
- Regulator
- Swedish Financial Supervisory Authority (Finansinspektionen)
- Phone
- +46 771 950 950
- [email protected]
Products from Folksam (Folksam ömsesidig sakförsäkring / Folksam ömsesidig livförsäkring)
Motor11
Car Insurance (Traffic)
Mandatory third-party motor liability insurance covering injury to other drivers, passengers, and third parties.
Car Insurance (Half / Comprehensive)
Half- and fully comprehensive car insurance covering theft, glass damage, fire, roadside assistance, and own-damage (helförsäkring).
Electric Car Insurance
Specially designed insurance for electric vehicles with discounts for safe and environmentally friendly cars.
Classic/Collector Vehicle Insurance
Insurance for historic/collector vehicles at least 20 years old, used for leisure driving only.
Motorcycle Insurance
Insurance for motorcycles including traffic, half, and fully comprehensive cover.
Moped Insurance
Insurance for mopeds covering traffic liability and optional comprehensive cover.
Moped Car Insurance
Insurance for moped cars (A-tractors) including traffic and comprehensive cover.
Motorhome Insurance
Insurance for motorhomes covering traffic, fire, theft, and own damage.
Snowmobile Insurance
Insurance for snowmobiles including traffic liability and comprehensive cover.
A-Tractor / EPA Tractor Insurance
Insurance for A-tractors and EPA tractors covering traffic liability and comprehensive cover.
Electric Scooter Insurance
Insurance for electric scooters (e-scooters) covering liability and damage.
Property7
Home Insurance (Rental/Tenant)
Tenant home insurance covering personal belongings, liability, travel protection, and legal expenses.
Condominium (Bostadsrätt) Insurance
Insurance for owner-occupied apartments covering both personal property and the unit's interior surfaces and fixtures.
Freehold Apartment (Ägarlägenhet) Insurance
Insurance for freehold apartment owners covering both personal belongings and building elements.
Student Home Insurance
Home insurance tailored for students, covering personal belongings and liability at a favourable price.
Villa Insurance
Combined home and building insurance for house owners, covering personal property, the house structure, and the plot.
Holiday/Summer Cottage Insurance
Insurance for leisure and holiday homes covering the building, contents, and liability.
Business Insurance
Flexible commercial insurance for businesses of all sizes covering property, liability, and interruption.
Health10
Child Insurance
Accident and illness insurance for children, providing compensation for injury, sickness and disability.
Pregnancy Insurance
Insurance for pregnant women and their unborn child, covering complications and congenital conditions.
Accident Insurance
Personal accident insurance providing compensation for injuries sustained in accidents.
Sickness and Accident Insurance
Combined sickness and accident insurance covering both illness and injury compensation.
Illness Insurance (Sjukförsäkring)
Income replacement insurance providing compensation in the event of prolonged illness.
Health Care Insurance
Private health care insurance giving access to faster medical treatment and specialist care.
Student Insurance
Accident and sickness insurance tailored for students.
Senior Insurance
Accident and care insurance specially designed for seniors.
Sports Insurance
Accident insurance for sports clubs and athletes covering injuries during training and competitions.
Sports Event (Running Race) Insurance
Accident insurance for participants in road races and fitness events.
Life3
Life Insurance
Term life insurance paying a lump sum to beneficiaries upon the insured's death.
Diagnosis Insurance
Critical illness insurance paying a lump sum upon diagnosis of specified serious conditions.
Sickness and Survivor Insurance
Combined sickness and survivor benefit insurance providing income protection and a death benefit.
Pet3
Dog Insurance
Veterinary care insurance for dogs available in three levels (Bas, Mellan, Stor) covering illness, injury, and congenital defects.
Cat Insurance
Veterinary care insurance for cats available in multiple coverage levels covering illness, injury, and congenital defects.
Horse Insurance
Insurance for horses with multiple coverage packages for veterinary care, liability, and life.
Regulatory updates
Finansinspektionen's long-running investigation (opened 2024) into the Folksam group's roughly SEK 21 billion investment in Heimstaden Bostad has escalated: in mid-2026 FI moved the case into a formal sanction assessment phase, with a preliminary finding that Folksam breached the Insurance Business Act; a source close to the matter expects an outcome similar to the SEK 50 million warning and fine previously issued against Alecta for comparable Heimstaden investments, though Folksam has not yet formally responded or been sanctioned as of September 2026.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Folksam for the Sweden market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026
Motor third-party liability
motor third-party liability insurance from Folksam for the Sweden market, with online purchase and 24/7 assistance.
Last verified Aug 31, 2026
Travel insurance
travel insurance from Folksam for the Sweden market, with 24/7 assistance.
Last verified Aug 31, 2026